TLDR Understanding property valuations is crucial for both buyers and sellers in the real estate market. Property valuations involve two types: indicative and actual, conducted by licensed appraisers. Factors affecting...
Increased Seller’s Stamp Duty (SSD) Rates in Singapore: Implications for Buyers and Sellers
TLDR From July 4, 2025, Singapore reinstates Seller’s Stamp Duty (SSD) rates to 2017 levels, with rates of 16%, 12%, 8%, and 4% for properties sold within 1, 2, 3,...
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An Essential Guide to Buying a Home in Singapore 2023
TLDR When navigating the complexities of purchasing a property in Singapore, ensure you meet eligibility criteria, consider affordability factors, and plan your finances carefully. Key considerations include property types available...
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How Budget 2024 Impacts Singapore Homeowners: Exciting Property Tax Updates and ABSD Benefits
TLDR The 2024 Budget introduces changes to property tax bands, aiming to ensure fair taxation based on Annual Value (AV) of homes. Retirees in high-value properties facing financial strain can...
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Could It Be Wise to Sell Your Property After Just 3 to 4 Years?
TLDR In this blog post, the writer delves into the Singapore property market, particularly focusing on the effectiveness of quick buy-and-sell strategies. Analyzing data from 2017, it was found that...
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The Ultimate Checklist for Work-From-Home Homebuyers in Singapore: Beyond the Basics
TLDR Remote work has changed what makes an ideal home—buyers now need to prioritize productivity and well-being alongside location and price. Open-concept layouts can hurt focus, so look for homes...
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Why Singapore Families Are Opting for Two-Bedroom Homes in 2025
TLDR By 2025, Singapore families are increasingly choosing two-bedroom condos as practical long-term homes rather than temporary stepping stones. This shift is driven by four main factors: affordability, smarter layouts,...
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Strategic Patience: Why Some Singaporeans Might Benefit From Delaying Home Ownership, Even With Enhanced Grants
TLDR The Fresh Start Housing Scheme in Singapore now offers up to $75,000 in grants for eligible families buying shorter-lease, smaller HDB flats, including first-timers moving from rental flats. While...
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The Sneaky Role of Property Appraisals in Shaping Singapore’s Home Prices
TLDR When it comes to the real estate market in Singapore, understanding property valuations and the impact on mortgage loans is crucial. Property valuations can be subjective, influenced by recent...
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What is Buyer’s Stamp Duty (BSD) in Singapore and How Does It Work?
TLDR When it comes to navigating the Additional Buyers Stamp Duty (ABSD) in Singapore, legal strategies are available to overcome challenges and acquire multiple properties. Consider factors like valuation reports,...
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Is Housing Policy an Unintended Factor in Singapore’s Birth Rate?
TLDR Singapore’s housing policies contribute to its declining birth rate through a complex mix of factors beyond just price. Flat sizes have shrunk significantly, with newer “Prime” and “Plus” flats...
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Timing the Market: Lessons from Singapore’s Property Price Fluctuations
TLDR Singapore’s property market has seen price declines during major crises such as the 1985-1989 pre-recession, 1996-1998 Asian Financial Crisis, 2000-2004 dot-com bubble and SARS, 2008 Global Financial Crisis, and...
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Subscribe to Jayson Ang’s Singapore Property Newsletter
TLDR Jayson Ang's Singapore Property Newsletter offers valuable insights on real estate investments, market trends, and expert advice. The newsletters cover a range of topics from property valuation to investment...
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Buying a Mega Development Condo? Here are 5 Overlooked Issues You Should Know
TLDR In the world of mega-developments, living in a large condo with over 700 units can bring challenges like ongoing renovations, competition in reselling, crowded facilities, transport issues, and potential...
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When Should You Consider Investing in Singapore Property, and When Should You Avoid It?
TLDR Investing in real estate is a complex decision influenced by personal goals, investment horizon, rental plans, and financial liquidity. Property valuation is subjective, varying among different buyers based on...
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6 Compelling Reasons Why 3-Bedroom Condos Might Shrink Further
TLDR Three-bedroom units in Singapore have significantly downsized from 1,700-1,800 sq. ft. in the 1980s to around 1,000 sq. ft. today. Recent launches show sizes ranging from 893 to 1,302...
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Making Sense of 99-Year Landed Home Investments in Singapore
TLDR Investing in a 99-year leasehold landed property in Singapore can be a lucrative venture due to the country's land scarcity and strategic urban planning. While leasehold properties tend to...
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The Shifting Landscape: Why More Singaporeans Are Opting for Larger HDB Flats Over Condos for Upgrades in 2025
TLDR By 2025, more Singaporeans are choosing larger HDB flats over condominiums as their upgrade path. Rising condo prices, especially for family-sized units, have priced many households out, while resale...
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Bayshore: Reinventing the Experience of Living by the Beach
TLDR When deciding on buying or selling property in Bayshore, consider the recent developments and potential future growth. With a surge in property prices over the past two decades, especially...
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How Can Real Estate Investment Help You to Combat Inflation?
TLDR When it comes to real estate investments in Singapore amidst rising inflation rates, consider strategies such as capitalizing on property price increases, adjusting rental rates, opting for fixed-rate mortgages,...
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The Lease Buyback Scheme Is A Strategy That Could Help You Retire Comfortably In Your HDB Flat
TLDR The Lease Buyback Scheme (LBS) trend among older Singaporeans is slowly gaining momentum, despite initial reluctance. The scheme allows seniors to boost their CPF funds by selling part of...
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What Is The Cost Of Constructing A Landed Property In Singapore?
TLDR Building a landed property in Singapore can be a costly endeavor, with prices ranging from $300 to $500 per square foot for a built-up area. For a 3,000 square foot home, expect to spend around $1.2 million on construction alone, excluding land costs. Factors like the number of levels, basement inclusion, and demolition of...
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Is Renting Out Your HDB to Live in a Condo a Smart Move? How Rentvesting Can Help You Save Money
TLDR Rentvesting is a strategy where individuals rent a home in their desired location while purchasing investment properties in more affordable areas. This concept is increasingly popular in Singapore as it allows people to upgrade their lifestyle by living in a rented condo without incurring significant debt or additional taxes like the Additional Buyer's Stamp...
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“I Kept My Condo Empty for 7 Years” – Here’s What Singaporeans Living Overseas Do With Their Properties Back Home
TLDR In today's global workforce, many Singaporeans find themselves working abroad, raising questions about the management of their local properties. Whether it's seeking special authorization to rent out HDB flats before the Minimum Occupation Period, keeping condos unoccupied for legacy reasons, managing rentals from afar, or offering property to family temporarily, each scenario reflects diverse...
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4 Intriguing Property Trends in Singapore for 2024
TLDR The dynamic shifts in Singapore's real estate market following Covid, highlighting three key trends: the surprising resilience of the luxury property sector despite heightened ABSD rates, the cautious approach of developers towards prime land availability, and the growing willingness of younger buyers to overlook lease decay in favor of location. The luxury market has...
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With a population of 6.04 million in Singapore, who are the winners and losers in the property market?
There has been significant outcry regarding Singapore’s population hitting a record high of 6.04 million, largely due to an increase in non-residents (which rose by approximately five per cent from the prior year). This issue is particularly sensitive for many Singaporeans, who already perceive our small island as overcrowded and believe there is excessive competition...
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Reasons Why En-Bloc Sales Are Expected to Remain Slow in 2025
TLDR From 2014 to 2024, the en-bloc market has faced challenges due to fluctuating cooling measures and a shift from housing surplus to shortage. Developers struggle with a five-year timeframe to sell projects before facing Additional Buyer Stamp Duty (ABSD), making land replenishment cycles difficult. Government Land Sales (GLS) create stiff competition, favored by developers...
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When Should You Consider Investing in Singapore Property, and When Should You Avoid It?
TLDR Investing in real estate is a complex decision influenced by personal goals, investment horizon, rental plans, and financial liquidity. Property valuation is subjective, varying among different buyers based on their unique needs and perspectives. Before investing, consider factors like your investment timeline, specific financial objectives, potential rental income, invisible costs such as emotional stress,...
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Why Selling Your Own HDB Flat May Be More Challenging Than You Anticipate: 7 Hidden Challenges to Prepare For
TLDR Selling your flat can be a daunting task, not because of the paperwork but due to challenges in marketing and dealing with potential buyers. Handling numerous inquiries, dedicating weekends for viewings, dealing with no-shows, and facing critical remarks about your home can be overwhelming. Additionally, some buyers may lack proper financial approvals, complicating the...
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Is it Possible for the Government to Truly “Reclaim Your Home” in Singapore?
The Singaporean government possesses considerable authority to reclaim land, whether freehold or not, in accordance with the Land Acquisition Act. Thankfully, this authority has been exercised infrequently since the 1960s, a period during which it was essential for constructing mass housing and restructuring the city. However, this does not imply that it has been entirely...
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Single, Over 35, and Searching for a Home? Here’s Your Guide to Choosing Between an HDB and a Condo!
At the age of 35, a single Singaporean starts a significant year, highlighted by the long-awaited chance to buy their own HDB apartment. With new rules on choosing flats introduced recently, the entire island nation is now open for them to choose from. But for those who have the financial capacity to invest in a...
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NUS Real Estate Survey Reveals Growing Optimism Among Industry Leaders
TLDR A recent survey by the National University of Singapore (NUS) highlights increasing optimism among real estate industry leaders. The findings reveal a positive outlook for market growth, driven by factors such as economic recovery and favorable government policies. Industry experts express confidence in continued demand for residential and commercial properties, with a focus on...
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Larger Living Spaces: The New Demand Surge Post-Pandemic
TLDR We explore the significant impact of digital marketing strategies on business growth in today's competitive landscape. It highlights the importance of leveraging social media platforms, search engine optimization (SEO), and content marketing to enhance brand visibility and customer engagement. The article also discusses the role of data analytics in understanding consumer behavior and tailoring...
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The High Price of Picking the Wrong Property in Singapore in 2025
The Steep Price Of Making A Mistake When Buying Property In Singapore Are you yearning for a condo, but the financial strain is holding you back? Or perhaps, you're simply uncertain about taking the plunge? In that case, it might be wise to exercise patience. I know, I know. There are plenty of experts in...
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Should We Reconsider the ABSD Rates?
TLDR We explore the need to reevaluate the current Additional Buyer's Stamp Duty (ABSD) rates in Singapore, considering their impact on both the real estate market and potential homebuyers. It discusses how these rates affect property affordability and market dynamics, highlighting arguments for and against adjusting them. The piece also examines economic trends and policy...
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Neighbourhood Estate Guide: Is Holland Village the Most Charming and Relaxed of HDB Estates?
According to the 2014 master plan, Holland Village was given the prestigious title of an "identity node," confirming its status as a place with distinct character and charm. Therefore, any future changes must be done carefully to protect its charming appeal and unique low-rise village atmosphere. However, do not be misled by its attractive exterior,...
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Ultimate Handbook on HDB Income Ceilings for BTO, Resale Flats, and Executive Condominiums
TLDR Owning an HDB home in Singapore depends largely on income ceilings. The HDB income ceiling limits monthly household earnings to ensure public housing remains accessible. For families, the ceiling ranges from $12,000 to $16,000, depending on the flat type. Singles have a ceiling of $7,000 for most 2-room flats, but higher incomes can opt...
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Unveiling the Secrets: How Foreigners Can Buy Property in Singapore – 6 Essential Steps to Follow
TLDR Foreign investors find Singapore attractive due to its stable governance and transparent business practices. Foreigners, including Permanent Residents (PRs), have specific rules for buying property. PRs can purchase resale HDB flats, resale executive condominiums (ECs), and private condos, while non-PR foreigners are limited to private properties and landed properties in Sentosa Cove with special...
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Calculating Your Property’s Annual Value in Singapore 2024: A Simple Guide!
TLDR Understanding your property's annual value is crucial for determining property taxes in Singapore. The annual value is based on the estimated gross annual rent, excluding furniture and maintenance fees. You can check this value via the IRAS website using SingPass. Property tax rates differ for owner-occupied and non-owner-occupied properties. For owner-occupied homes, rates range...
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Unveiling 4 Scenarios of CPF Accrued Interest Impact on Property Owners
TLDR When selling your first home, be aware of CPF accrued interest, which is the interest that would have accumulated on your CPF savings if you hadn’t used them for your home. This interest must be repaid upon selling your home if CPF funds were used. Calculating this interest is straightforward through the CPF Online...
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What Difference in One Year After the ABSD Hike in April 2023?
TLDR The recent hike in ABSD rates, especially the increase from 30% to 60% for foreign buyers, has dramatically affected Singapore's property market. Introduced on April 26, 2023, these measures aim to cool the market amidst soaring prices and high demand. This is the fourth adjustment since 2011. Foreign buyer transactions have plummeted, with local...
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