TLDR When navigating the Singapore property market, it's crucial to consider various superstitious beliefs that can impact your decisions. From avoiding certain numbers in unit addresses to steering clear of...
7 Essential Considerations to Keep in Mind When Assessing a Floor Plan for a New Condominium Development
TLDR When selecting a property unit, carefully examine the floor plan beyond aesthetics. Consider non-living spaces like ledges and void areas that may not contribute to usable living space. Evaluate...
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How Can Decoupling Help You in Buying a Second Property?
TLDR Decoupling property ownership in Singapore can help you avoid hefty Additional Buyer's Stamp Duty fees when purchasing a second property. This process involves transferring ownership between co-owners, allowing one...
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What Difference in One Year After the ABSD Hike in April 2023?
TLDR The recent hike in ABSD rates, especially the increase from 30% to 60% for foreign buyers, has dramatically affected Singapore's property market. Introduced on April 26, 2023, these measures...
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6 Essential Factors HDB Upgraders Should Be Aware Of Before Purchasing a Condo in 2023
TLDR When upgrading your property, consider factors like rental rates, Buyer's Stamp Duty adjustments, higher interest rates for bank loans, potential pool of buyers for your flat, obtaining home loans...
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What If Sellers Back Out of a Deal?
TLDR When a seller unexpectedly withdraws from a property transaction before a contract is signed, they are legally allowed to do so. However, once an Option to Purchase (OTP) is...
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Uncover the Secrets of Buying Older Properties – What They Won’t Tell You!
TLDR When considering the appeal of older properties in hipster neighborhoods in Singapore, it's crucial to understand the benefits and challenges they present. Older HDB flats can offer high rental...
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Are We Truly Headed For A Slowdown? How Will This Affect Property Prices?
TLDR The pandemic-induced recession has surprisingly boosted property prices in Singapore, defying conventional economic trends. Factors like cost-push inflation, limited housing supply, and excess liquidity in the market are driving...
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The 99-to-1 Property Split Strategy: Legality and Risks
TLDR The 99-to-1 property ownership split in Singapore, where one spouse holds 99% and the other 1%, is used to reduce Additional Buyer’s Stamp Duty (ABSD) when buying multiple properties....
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Discover the Benefits of a SORA Home Loan in 2023: Why Consider SORA Interest Rates
TLDR The article discusses the transition from SIBOR and SOR to SORA as the new benchmark rate in Singapore's banking system. It explains the significance of SORA, its calculation, and...
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3 Steps to Protect Yourself from Real Estate Scams in Singapore
Lately, there has been an increase in scams related to real estate. Scammers are pretending to be real estate agents in order to trick consumers into paying fake deposits or...
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5 Reasons Why You Should Consider Hiring an Agent Instead of DIY-ing It
TLDR Understanding the complexities of the real estate market and transactions can be overwhelming. Enlisting the help of a real estate agent can provide you with professional knowledge, non-emotional negotiations,...
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Calculating Your Property’s Annual Value in Singapore 2024: A Simple Guide!
TLDR Understanding your property's annual value is crucial for determining property taxes in Singapore. The annual value is based on the estimated gross annual rent, excluding furniture and maintenance fees....
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Singapore Property Prices in 30 Years: Understanding Their Unique Inflationary Trajectory
TLDR Singapore’s property market has shown a unique inflationary trajectory over the past 30 years, consistently outpacing general consumer inflation. While everyday goods like meals or medical bills rose at...
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3 Exciting Residential Sites Coming Soon!
TLDR The Lion City is undergoing rejuvenation with upcoming developments in coveted areas like Clementi and sites near MRT stations. These locations may see a mix of private residences and...
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My 6 Factors to Consider When Buying a Property in 2023
As the housing market shows no signs of slowing down, many of us may feel left behind, questioning whether it is time to purchase a home or wait for the...
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The High Price of Picking the Wrong Property in Singapore in 2025
The Steep Price Of Making A Mistake When Buying Property In Singapore Are you yearning for a condo, but the financial strain is holding you back? Or perhaps, you're simply...
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Where to Find the Most Affordable New Launches in 2023 – Starting at $1.31 Million
TLDR When looking for an affordable new launch condo in Singapore as of January 2023, consider projects like 10 Evelyn, Ikigai, and Lentor Modern for one-bedroom units. For two-bedders, Kopar...
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Finding the Perfect Match: Top 20 : A Guide to Choosing the Best Property Agent in Singapore
TLDR When it comes to buying or selling real estate in Singapore, having a professional and knowledgeable property agent is crucial. To find the perfect property agent, consider factors such...
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Unlock The Secrets To Successfully Selling Your Home In Just 7 Simple Steps!
TLDR When preparing to sell your house in Singapore, research the average prices in your area to set a realistic figure. Consider factors like capital appreciation, rental yields, and nearby...
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4 Fresh Trends among Young Homebuyers Could Shake Things up in Singapore’s Real Estate Scene
TLDR Younger generation in Singapore is reshaping house hunting by showing a preference for quality of life over location. Millennials are exploring less popular neighborhoods, embracing vintage properties like walk-ups,...
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When Should You Consider Lowering the Price of Your Property That Has Been on the Market for Months?
TLDR Selling a property can be challenging without the right price strategy. Adjust your asking price to attract more buyers and avoid long market stays. Overpricing can deter potential buyers, but minor reductions can improve search visibility. Regularly reassess your listing’s age and market trends to stay competitive. Establish a clear timeline for price adjustments...
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UNCOVERING the Secret to Profitable Small Boutique Condos!
TLDR Boutique condos, with fewer than 100 units, are known for price fluctuations due to infrequent transactions and higher upkeep costs. Despite challenges, they attract buyers seeking exclusivity. From 2014 to 2024, notable projects like LA SUISSE and LE CONNEY PARK showed annualized returns between 6.8% and 1.5%. Districts 10 and 15 emerged as top...
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Thinking of Selling Your Home in 2024? 5 Vital Realities Every Seller Must Face
TLDR From 2022 to 2024, Singapore's housing market underwent significant changes, with a shift from scarcity to a boom in condos and flats. Rising prices and ABSD regulations have created challenges for sellers and buyers. New launch condos are notably expensive, pushing many to consider resale options. Sellers face high down payments and additional costs...
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Can You Still Make Money from Older Freehold Condos in Singapore
TLDR While freehold condos might seem like a solid investment, the rise of new developments and aging buildings cast doubt on their long-term value. Data shows that younger freehold condos under 10 years old have a higher average price per square foot compared to older ones. Leasehold condos, while initially cheaper, close the price gap...
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Methods to Beat ABSD and Own Multiple Properties in 2024 (Updated)
TLDR Navigating the Additional Buyers Stamp Duty (ABSD) in Singapore can be daunting for property investors. To save on ABSD and own multiple properties, consider strategies like joint ownership, decoupling, buying under a child's name, property trust for children under 21, dual-key layouts, or buying under a trusted friend/family member's name. Each method has its...
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6 Compelling Reasons Why 3-Bedroom Condos Might Shrink Further
TLDR Three-bedroom units in Singapore have significantly downsized from 1,700-1,800 sq. ft. in the 1980s to around 1,000 sq. ft. today. Recent launches show sizes ranging from 893 to 1,302 sq. ft., with some extreme cases as small as 624 sq. ft. Key reasons include rising property values, URA's focus on smaller units, older units...
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6 Indicators and Measures to Determine if Your Home Has Unrecognized Profits
TLDR The booming real estate market presents opportunities for homeowners to profit from selling their properties. Two key signs that your home could be lucrative are increased interest in your neighborhood and frequent flyers from real estate agents. To evaluate potential gains, check recent transactions of similar properties using HDB or URA services. Consider both...
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3 Errors to Steer Clear of When Transitioning from Private Property to an HDB Flat
TLDR Homeowners may downsize from private properties to HDB flats for various reasons, such as financial benefits and lower maintenance costs. Downsizing can be challenging, with common pitfalls including not arranging short-term housing and misunderstanding loan and grant eligibility. Temporary accommodation options include renting, co-living, or staying with relatives. Private property owners must wait 15...
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Should You Keep Your Resale HDB Flat When Buying a Private Property? 5 Key Factors to Consider
TLDR In Singapore, owning both an HDB flat and a private property has become complicated due to factors like Additional Buyer’s Stamp Duty (ABSD) and high down payments. Keeping a flat while buying a private property is subject to citizenship and property acquisition order. ABSD rates, rental income, property appreciation, and maintenance costs are essential...
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6 Reasons to Think Twice Before Hiring a Friend or Family Member as Your Agent
TLDR In Singapore, hiring a friend or family member as your property agent can be risky. Disclosing sensitive financial details may lead to complications or jealousy. They might not offer top-notch service if they lack experience in your specific needs. Social norms can make it hard to ask critical questions or fire them if needed....
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7 Essential Tips for Finding Your Perfect Retirement Home
TLDR Searching for a forever home should balance heart and practicality. Avoid homes with stairs, high cabinets, big kitchens, and complex fixtures that become hard to maintain as you age. Be cautious of properties with past en-bloc bids, opt for homes with built-in safety features, and consider long-term accessibility over quick convenience. Leasehold properties can...
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Discover Affordable Executive Condos in 2024 Starting at $560,000
TLDR The Executive Condos (ECs) offer affordable options compared to private properties in Singapore. Despite price variations, most ECs remain under $1.3 million and $1,300 per square foot. Notable affordable ECs close to or having reached the Minimum Occupancy Period include The Criterion, Parc Life, Northwave, The Visionaire, and Wandervale. These properties have unique features...
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Are Cluster Landed Homes Still a Good Investment? Analyzing Their Performance Over the Past Decade
TLDR When it comes to cluster housing, freehold properties like Bishopsgate Residences command top prices, whereas bargains can be found in older leasehold options like Northshore Bungalows and Sungrove. Unique factors like location, unit size, and tenure influence prices and profitability. Making generalizations is challenging due to limited transaction volumes and property idiosyncrasies. Factors such...
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I Decided to Pay the Additional Buyer’s Stamp Duty to Purchase a Condominium While Retaining My HDB: My Reasons
TLDR Despite a 20% Additional Buyer’s Stamp Duty (ABSD) for second properties in Singapore, Yang chose to hold onto his HDB flat and purchase a two-bedroom condo. Yang downsized from his 5-room flat in Tampines to a 4-room in Bedok, driven by practicality after his wife's passing and his daughter's growing independence. He picked a...
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7 Lesser-Known ‘Minor’ Condo Problems That Could Lead to Major Issues Down the Line
TLDR When choosing a condo, it's crucial to look beyond MRT station proximity, developer reputation, and price. Overlooked details can become significant issues, such as the limited number of parking spaces, lack of covered parking, and the absence of a front door in show flats. Hidden costs for facility bookings, rigid interior layouts that restrict...
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The Changing Faces of Orchard Road
Should You Buy, Sell or Wait? If you're reading this, you must be trying to figure out the best course of action right now: is it the right time to buy or sell? It's difficult to give an exact answer since everyone's situation is unique and what works for one person may not necessarily work...
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The Influence of Soaring Land Costs on Singapore’s Real Estate Market: A Look at Land Price Trends Since 1992
TLDR When it comes to understanding the fluctuations in land prices in Singapore, historical patterns reveal significant spikes and dips due to various economic crises and market influences. The year 2017 marked a pivotal surge in land prices, surpassing $1,000 per square foot for the first time. Factors such as government policies, en-bloc sales, and...
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HDB Owners Missing Out on the “Ultimate Upgrade” to Landed Living
TLDR Over the past two decades in Singapore, the trend of HDB residents upgrading to landed properties has fluctuated. While HDB upgraders once made up a significant portion of landed home buyers, the percentage has decreased over time. Terrace houses are the most popular choice among HDB upgraders due to affordability and availability. The price...
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Unlock the Secrets of Property Investment and Transform Your Financial Future!
TLDR The Singapore property market has experienced fluctuations, impacting private home prices. Understanding your financial capacity is crucial when considering a private property investment. Additionally, the URA Master Plan plays a vital role in determining a property's potential. Selling a condo successfully involves highlighting key facilities to attract buyers. Enhancing your home's value before selling...
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The Hidden Hurdles of Purchasing a BTO Flat in Singapore: Unveiling 4 Lesser-Known Challenges During the 5-Year MOP
TLDR When contemplating the purchase or sale of a property under the Minimum Occupancy Period (MOP), it's crucial to consider various factors beyond financial implications. Issues such as potential lease decay, inconvenience in schooling arrangements, problematic neighbors, and superstitions can significantly impact one's living experience. The MOP may hinder flexibility in responding to unforeseen life...
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