2022 sure was a rollercoaster ride for the property market, and the world! From war in Europe to skyrocketing interest rates, and even cooling measures; it's likely there will still...
[vc_row css=”.vc_custom_1706929903019{margin-bottom: 25px !important;}”][vc_column]
Are Cluster Landed Homes Still a Good Investment? Analyzing Their Performance Over the Past Decade
TLDR When it comes to cluster housing, freehold properties like Bishopsgate Residences command top prices, whereas bargains can be found in older leasehold options like Northshore Bungalows and Sungrove. Unique...
Read More
Is Your Condo Management a “Hidden Authoritarian” in Singapore? Understanding Governance in Strata Living
TLDR Condominium living in Singapore can sometimes feel authoritarian due to the management committee's control, especially when a few owners dominate decisions like pet policies or facility use. Potential buyers...
Read More
6 Compelling Reasons Why 3-Bedroom Condos Might Shrink Further
TLDR Three-bedroom units in Singapore have significantly downsized from 1,700-1,800 sq. ft. in the 1980s to around 1,000 sq. ft. today. Recent launches show sizes ranging from 893 to 1,302...
Read More
5 Key Insights to Take Away from the Latest 2022 Cooling Measures
TLDR Affordability of HDB Market: Government is focused on ensuring affordable public housing and may increase supply if needed. Long-term investment in private property is seen as offering more freedom....
Read More
Upgrading to a (Potentially Smaller) New Launch Condominium: A Trade-Off Analysis for HDB Owners
TLDR For HDB owners eyeing new launch condos, upgrading often means trading space for modern amenities and potential long-term value. Rising land costs and cautious developer sentiment have made new...
Read More
The Uncomfortable Truth About Homeownership and Relationships in Singapore
TLDR Property ownership and prenuptial agreements are key for married couples in Singapore. Joint ownership (either joint tenancy or tenancy-in-common) affects how property is divided if things go wrong. HDB’s...
Read More
Say Goodbye to “Sell One, Buy Two” Approach in 2024
TLDR Summary: The "Sell One, Buy Two" real estate tactic, popularized in 2016-2017, involves selling a property and buying two others to avoid stamp duties. However, its appeal has waned...
Read More
My 6 Factors to Consider When Buying a Property in 2023
As the housing market shows no signs of slowing down, many of us may feel left behind, questioning whether it is time to purchase a home or wait for the...
Read More
Is The Condo Dream Getting Increasingly Harder To Achieve For Singaporeans?
TLDR Condominium prices in Singapore have nearly doubled over the past 15 years, with new launches now averaging around $2,390 psf. A typical 1,000 sq ft three-bedroom condo costs about...
Read More
District 15 Resale Vs New‑Launch Condos — The Real Story For Larger Family Units
TLDR District 15 remains a prime family location in Singapore, with resale condos offering larger layouts and raw space, while new launches provide modern efficiency, facilities, and longer leases. From...
Read More
Can Your HDB Flat Safeguard Your Retirement?
TLDR The HDB market has seen significant changes over the years, with many young owners looking to upgrade to private properties. Government cooling measures have impacted HDB prices, but opportunities...
Read More
6 Secrets Foreign Investors Are Rarely Told About Singapore’s Real Estate Market
TLDR The Singapore property market presents unique characteristics that foreign buyers should consider. From the high rate of homeownership to the different rules for foreign buyers, understanding the specifics is...
Read More
Planning for a Future Landed Property Purchase After Selling Your BTO: Investment Tips
TLDR Transitioning from a BTO to a landed property necessitates understanding market trends, meticulous financial planning, exploring financing options, enhancing property value, and regular investment plan reviews. Assess market conditions,...
Read More
35 Brand New Condominiums Nearing Their ABSD Deadline 2023
TLDR The blog post discusses the looming ABSD deadline for several new launch condos in 2023, highlighting the impact on developers and potential discounts for buyers. Specific projects like Riviere,...
Read More
Tips for Choosing the Home of Your Dreams
TLDR Decoding the Singapore property market can be challenging, but understanding key factors like property size, location, and lease tenure is crucial. Consider proximity to amenities, good schools, and future...
Read More
Navigating the Levels of Financial Well-being: From Basic Sustenance to Enduring Legacy
TLDR The journey to financial wealth involves progressing through seven stages, from Survival to Legacy, each with distinct goals and challenges. Starting with managing essentials and debts in Survival, building...
Read More
The Advantages and Disadvantages of Purchasing an Auction Property in Singapore
TLDR When considering purchasing a property through auction in Singapore, remember that you can potentially get a great deal below market value, with a quick and transparent process. However, be...
Read More
The Lease Buyback Scheme Is A Strategy That Could Help You Retire Comfortably In Your HDB Flat
TLDR The Lease Buyback Scheme (LBS) trend among older Singaporeans is slowly gaining momentum, despite initial reluctance. The scheme allows seniors to boost their CPF funds by selling part of...
Read More
The Ultimate Checklist for Work-From-Home Homebuyers in Singapore: Beyond the Basics
TLDR Remote work has changed what makes an ideal home—buyers now need to prioritize productivity and well-being alongside location and price. Open-concept layouts can hurt focus, so look for homes...
Read More
Should You Splash Your Cash on a Condo Despite the Sky-High PSF?
TLDR The blog post discusses various aspects of investing in condos in Singapore, covering topics such as leasehold versus freehold properties, rental yields, property values, and factors affecting investment decisions....
Read More
Are Suburban Condos In Singapore Still Affordable? Here’s What The Data Actually Shows
TLDR Suburban condos in Singapore remain attractive but affordability has shifted. Data shows that while suburban launches were once significantly cheaper than central projects, the gap has narrowed as suburban prices rose faster over the past decade. Resale units often provide larger layouts at lower per-square-foot costs, appealing to families who prioritize space. However, new...
Read More
District 15 Resale Vs New‑Launch Condos — The Real Story For Larger Family Units
TLDR District 15 remains a prime family location in Singapore, with resale condos offering larger layouts and raw space, while new launches provide modern efficiency, facilities, and longer leases. From 2014–2024, new-launch prices per sqft rose faster, widening the premium gap, though resale units often matched or exceeded total quantum due to bigger floor areas....
Read More
The Numbers Behind Why Age 30–35 Is Prime Time to Upgrade from HDB to Condo
TLDR Upgrading from an HDB flat to a condominium between ages 30–35 is often considered optimal due to financial stability, career progression, and family planning needs. At this stage, individuals typically have higher earning power, accumulated savings, and clearer long-term housing goals. Mortgage eligibility is stronger, and upgrading earlier allows more time to enjoy lifestyle...
Read More
Upgrading to a Condo by Age 35: A Feasible Goal for the Average Singaporean in 2025?
TLDR Upgrading from an HDB flat to a condo by age 35 is technically feasible for median-income Singaporeans, but only with disciplined saving and careful financial planning. At 35, buyers still qualify for maximum loan tenure and full Loan-to-Value ratios, making financing more manageable compared to later years. A typical resale condo at $1.6M requires...
Read More
The Unforeseen Impact on Your Home Loan in Singapore if Your Spouse Passes Away
TLDR The death of a co-borrower in Singapore can trigger complex home loan challenges beyond simply taking over repayments. Banks reassess the surviving spouse’s eligibility under the Total Debt Servicing Ratio (TDSR), which caps repayments at 55% of income, and may shorten loan tenure based on age—raising monthly costs. Older loans approved before 2013 face...
Read More
Selling Your Home in Singapore Independently: 7 Key Considerations
TLDR Selling your home in Singapore independently can save on agent commissions but requires significant effort and the right circumstances. Success is most likely if you already have interested buyers, flexible work arrangements for viewings, and strong interpersonal skills for negotiation. Independent sellers must also handle screening inquiries, which can be time-consuming and expose them...
Read More
Freehold vs. Leasehold Condos in 2025: An Updated Performance Analysis
TLDR Freehold vs. leasehold condos in Singapore show nuanced performance differences over the past decade. Leasehold units often deliver stronger percentage returns, especially in mass-market areas like the Outside Central Region (OCR), where affordability drives appreciation. Freehold properties, however, tend to achieve higher absolute gains, particularly in larger unit categories, though they face weaker ROI...
Read More
Is Land in Singapore Becoming Too Expensive? Unpacking the Developers’ Reluctance
TLDR Singapore’s escalating land costs are reshaping developer strategies and the property market. With government land sales commanding record prices and construction expenses rising, developers are increasingly cautious about launching new projects. Many prefer smaller-scale developments or delay launches to avoid overcommitting in uncertain conditions. This reluctance reduces supply, intensifying competition for resale condos and...
Read More
Upgrading to a (Potentially Smaller) New Launch Condominium: A Trade-Off Analysis for HDB Owners
TLDR For HDB owners eyeing new launch condos, upgrading often means trading space for modern amenities and potential long-term value. Rising land costs and cautious developer sentiment have made new launches smaller and pricier, so buyers must weigh lifestyle upgrades—like better facilities, prime locations, and future appreciation—against reduced living space and higher monthly commitments. While...
Read More
The Scarcity of Resale Condos in Singapore (2025): Understanding the Supply Shortage
TLDR Resale condos in Singapore are facing a sharp supply crunch in 2025, driven by fewer new launches, developers holding back due to rising land costs, and owners reluctant to sell amid escalating prices. This scarcity has created intense competition among buyers, pushing resale values higher and narrowing options for those seeking immediate occupancy. Unlike...
Read More
Surprising Shifts: Evolving Trends in Singapore’s Property Market
TLDR Singapore’s property market is undergoing surprising shifts in 2025, reshaping long-held assumptions. Rising land costs and cautious developer sentiment are limiting new launches, while resale condos face supply shortages that push prices upward. HDB owners upgrading to new launches often trade space for modern amenities, reflecting evolving lifestyle priorities. Freehold versus leasehold dynamics remain...
Read More
The Strategic Advantage: Why Owning a Condo Near HDB Flats Can Be Your Best Property Move
TLDR Owning a condo near HDB flats in Singapore offers a strategic advantage often overlooked by buyers. Proximity to HDB enclaves fuels strong resale demand, as many upgraders prefer staying close to familiar neighborhoods, amenities, and family ties. Projects like Chuan Park, AMO Residence, and Grand Dunman illustrate how nearby HDB blocks drive sales momentum....
Read More
The Dynamics of Being the First Seller in a New Condo: Risks, Rewards, and Strategies
TLDR Being the first seller in a new condo project offers both opportunity and risk. With no prior transactions, you can set aspirational pricing, but lack of benchmarks means buyers compare against nearby developments, which may distort valuations. Local HDB resale prices and MOP timelines strongly influence demand, as upgrader budgets vary by neighborhood. Acting...
Read More
The Paradox: Why New Launch Condos in Singapore Are Flying Off the Shelves Despite Affordability Concerns
TLDR Despite widespread online complaints about housing affordability, new launch condos in Singapore continue to sell rapidly. HDB resale prices climbed another 2.5% last quarter, with over half of transactions above $600,000 and 328 flats crossing the million-dollar mark. Private launches like Chuan Park achieved 76% sales at over $2,500 psf, while Emerald of Katong...
Read More
Singapore Property Prices in 30 Years: Understanding Their Unique Inflationary Trajectory
TLDR Singapore’s property market has shown a unique inflationary trajectory over the past 30 years, consistently outpacing general consumer inflation. While everyday goods like meals or medical bills rose at about 2.5–3% annually, resale HDB flats and private properties appreciated far more aggressively. For instance, a 4-room resale flat that cost just over $400,000 in...
Read More
Navigating the Transition: Right-Sizing from a Condo to an HDB Flat in 2025
TLDR Right-sizing from a condo to an HDB flat in 2025 requires careful planning beyond lifestyle adjustments. Sellers face a mandatory 15-month wait before buying resale flats (30 months for BTO/SBF), unless aged 55+ and downsizing to a 4-room or smaller unit. Early loan repayment penalties, CPF refunds, and Cash Over Valuation (COV) can strain...
Read More
The Hidden Realities of Mega-Development Condo Living: Five Overlooked Issues
TLDR Mega-developments in Singapore—condos with 1,000+ units—promise affordability, abundant facilities, and lower maintenance fees, but they come with hidden challenges. High resident density means constant foot traffic near popular amenities, crowded lifts, and long walks from car parks. Shared facilities like tennis courts and BBQ pits often face overbooking, while limited entry/exit points can cause...
Read More
Beyond the First Glance: What Astute Buyers (and Agents) Look for During Property Viewings
TLDR Property viewings are most valuable when strategically timed, not just repeated. Buyers often revisit homes at convenient hours, but this risks missing critical insights. Key factors to assess include sun exposure at midday and late afternoon, which can reveal heat issues; weekday versus weekend activity levels, which highlight noise and facility crowding; and environmental...
Read More
The Unconventional Wisdom: Why Choosing a Home You Love Over Pure Profit May Be Singapore’s Smartest Move
TLDR In Singapore’s property market, prioritizing a home you genuinely love over chasing maximum profit may be the smarter long-term move. While financial gains are tempting, homes are more than assets—they shape daily life, family experiences, and personal well-being. Chasing “perfect” investment timing often leads to stress, missed opportunities, or compromises that don’t align with...
Read More
The Shifting Landscape: Why More Singaporeans Are Opting for Larger HDB Flats Over Condos for Upgrades in 2025
TLDR By 2025, more Singaporeans are choosing larger HDB flats over condominiums as their upgrade path. Rising condo prices, especially for family-sized units, have priced many households out, while resale HDB flats offer comparable space at far lower costs. Families highlight practical benefits—proximity to schools, familiar neighborhoods, community ties, and affordability—as reasons for preferring bigger...
Read More
Find out what are your available options to achieve an optimal growth for your property portfolio.
[/vc_column_text][vc_row_inner][vc_column_inner width=”1/3″][vc_custom_heading text=”FIRST TIME BUYERS” font_container=”tag:h3|text_align:center|color:%231e73be” google_fonts=”font_family:Source%20Sans%20Pro%3A200%2C200italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C900%2C900italic|font_style:900%20bold%20regular%3A900%3Anormal”][vc_column_text]
If you are planning to buy your very first property and would like to know the best options available for you
[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/3″][vc_custom_heading text=”EXISTING HDB OWNERS” font_container=”tag:h3|text_align:center|color:%231e73be” google_fonts=”font_family:Source%20Sans%20Pro%3A200%2C200italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C900%2C900italic|font_style:900%20bold%20regular%3A900%3Anormal”][vc_column_text]
If you are intending own a 2nd property and would like to apply proven techniques to avoid costly mistakes
[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/3″][vc_custom_heading text=”REAL ESTATE INVESTORS” font_container=”tag:h3|text_align:center|color:%231e73be” google_fonts=”font_family:Source%20Sans%20Pro%3A200%2C200italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C900%2C900italic|font_style:900%20bold%20regular%3A900%3Anormal”][vc_column_text]
If you are aiming to multiply your assets by using the right strategies to restructure your portfolio
[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_empty_space height=”50px”][/vc_column][/vc_row][vc_row full_width=”stretch_row_content_no_spaces” bg_type=”image” parallax_style=”vcpb-default” bg_image_new=”id^752|url^http://jaysonang.com/storage/2019/12/jayson_ang_1.jpg|caption^null|alt^null|title^jayson_ang_1|description^null” css=”.vc_custom_1576602221151{margin-bottom: -35px !important;}”][vc_column][vc_custom_heading text=”SCHEDULE A FREE 1 HOUR CONSULTATION TODAY TO FIND OUT MORE.” font_container=”tag:h1|text_align:center|color:%23000000″ google_fonts=”font_family:Source%20Sans%20Pro%3A200%2C200italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C900%2C900italic|font_style:900%20bold%20regular%3A900%3Anormal” css=”.vc_custom_1576602597762{padding-right: 10% !important;padding-left: 10% !important;}”][vc_column_text css=”.vc_custom_1576602602614{padding-right: 10% !important;padding-left: 10% !important;}”]
“Many people I met have this conception that you need a lot of money to buy a property which is not exactly true. Discover how average, middle-income Singaporean could profit from property during our meet up session. See you soon.”
[/vc_column_text][vc_row_inner][vc_column_inner][vc_raw_js]JTNDc2NyaXB0JTIwc3JjJTNEJTIyaHR0cHMlM0ElMkYlMkZib29rbWUubmFtZSUyRmpzJTJGYm9va2xpa2VhYm9zcy5lbWJlZC5qcyUzRmklM0Q4NTU3JTI2aCUzRDlwTWhabllQUWJpbUc5bzFiSUNtU24yV1dnMmRBMXBJUUMxVWJJUkoyOTdXRGJEejJmVUVPb0pTZnU0diUyMiUyMGFzeW5jJTNFJTNDJTJGc2NyaXB0JTNF[/vc_raw_js][/vc_column_inner][/vc_row_inner][vc_empty_space height=”50px”][/vc_column][/vc_row][vc_row full_width=”stretch_row_content_no_spaces” bg_type=”image” parallax_style=”vcpb-default” bg_image_new=”id^516|url^http://jaysonang.com/storage/2019/12/jayson_ang_desk.jpg|caption^null|alt^null|title^jayson_ang_desk|description^null”][vc_column][vc_custom_heading text=”JAYSON WANTS TO BE CONNECTED WITH YOU.” font_container=”tag:h1|text_align:center|color:%23000000″ google_fonts=”font_family:Source%20Sans%20Pro%3A200%2C200italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C900%2C900italic|font_style:900%20bold%20regular%3A900%3Anormal”][vc_row_inner content_placement=”middle”][vc_column_inner width=”1/4″][/vc_column_inner][vc_column_inner width=”1/2″]
[/vc_column_inner][vc_column_inner width=”1/4″][/vc_column_inner][/vc_row_inner][vc_empty_space height=”50px”][/vc_column][/vc_row][vc_row full_width=”stretch_row_content_no_spaces” bg_type=”bg_color” bg_color_value=”#03990a”][vc_column][vc_custom_heading text=”REACH OUT TO JAYSON DIRECTLY” font_container=”tag:h1|text_align:center|color:%23ffffff” google_fonts=”font_family:Source%20Sans%20Pro%3A200%2C200italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C900%2C900italic|font_style:900%20bold%20regular%3A900%3Anormal”][vc_row_inner content_placement=”middle”][vc_column_inner width=”1/4″][/vc_column_inner][vc_column_inner width=”1/2″][vc_btn title=”CLICK HERE TO WHATSAPP ME” style=”outline” shape=”square” color=”white” size=”lg” align=”center” i_icon_fontawesome=”fa fa-whatsapp” add_icon=”true” link=”url:https%3A%2F%2Fwa.me%2F6591898321||target:%20_blank|”][/vc_column_inner][vc_column_inner width=”1/4″][/vc_column_inner][/vc_row_inner][vc_empty_space height=”50px”][/vc_column][/vc_row][vc_row full_width=”stretch_row_content_no_spaces” bg_type=”image” parallax_style=”vcpb-default” bg_image_new=”id^746|url^http://jaysonang.com/storage/2019/12/jayson_ang_7.jpg|caption^null|alt^null|title^jayson_ang_7|description^null”][vc_column][vc_custom_heading text=”FIND OUT WHAT JAYSON’S CLIENTS SAY ABOUT HIM” font_container=”tag:h1|text_align:center|color:%23ffffff” google_fonts=”font_family:Source%20Sans%20Pro%3A200%2C200italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C900%2C900italic|font_style:900%20bold%20regular%3A900%3Anormal”][vc_row_inner][vc_column_inner width=”1/4″][/vc_column_inner][vc_column_inner width=”1/2″][vc_btn title=”CLICK HERE TO READ MORE” style=”outline” shape=”square” color=”white” size=”lg” align=”center” i_icon_fontawesome=”fa fa-comments-o” add_icon=”true” link=”url:http%3A%2F%2Fjaysonang.com%2Ftestimonials%2F|title:Testimonials|target:%20_blank|”][/vc_column_inner][vc_column_inner width=”1/4″][/vc_column_inner][/vc_row_inner][vc_empty_space height=”50px”][/vc_column][/vc_row][vc_row full_width=”stretch_row_content_no_spaces” content_placement=”middle”][vc_column][ultimate_icons align=”uavc-icons-center”][single_icon icon=”Defaults-instagram” icon_size=”55″ icon_margin=”2″ icon_color=”#dd3333″ icon_link=”url:https%3A%2F%2Fwww.instagram.com%2Fpropertyswapper%2F||target:%20_blank|”][single_icon icon=”Defaults-facebook-square” icon_size=”55″ icon_margin=”2″ icon_color=”#1e73be” icon_link=”url:https%3A%2F%2Fwww.facebook.com%2Fsgpropertyswapper%2F||target:%20_blank|”][single_icon icon=”Defaults-linkedin-square” icon_size=”55″ icon_margin=”2″ icon_color=”#153196″ icon_link=”url:https%3A%2F%2Fwww.linkedin.com%2Fin%2Fjaysonang%2F||target:%20_blank|”][single_icon icon=”Defaults-youtube-square” icon_size=”55″ icon_margin=”2″ icon_color=”#dd3333″ icon_link=”url:http%3A%2F%2Fyoutube.com%2Fvaluepropertysg||target:%20_blank|”][/ultimate_icons][/vc_column][/vc_row]