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A Step-by-Step Guide To Upgrading From an HDB Flat To Your a Private Property
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A Step-by-Step Guide To Upgrading From an HDB Flat To Your a Private Property

TLDR Understanding the complexities of upgrading from an HDB flat to a private property in Singapore involves selling your HDB flat first and managing cash flow effectively. Key steps include...
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Can You Make the Leap to a Condo Upgrade in 2024?
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Can You Make the Leap to a Condo Upgrade in 2024?

As the Chinese New Year festivities wind down, folks are once again on the prowl for new homes, and understandably, some are finding the current market a bit mind-boggling. If...
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Pitfalls of Owning a Boutique Condo: 5 Insider Insights You’ll Wish You Knew Earlier
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Pitfalls of Owning a Boutique Condo: 5 Insider Insights You’ll Wish You Knew Earlier

TLDR When considering boutique condos, be mindful of potential drawbacks such as dominating families influencing rules, lack of privacy due to close quarters, high maintenance fees from exclusive management, vulnerability...
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5 Risks Upgraders Should Be Aware of To Avoid Financial Troubles When Progressing Their Property
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5 Risks Upgraders Should Be Aware of To Avoid Financial Troubles When Progressing Their Property

TLDR The article delves into the intricacies of property asset progression in Singapore's real estate market. It highlights the risks involved, such as negative cash sales, widening price gaps, risks...
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Discover the 3 Top Factors Impacting HDB Resale Valuation in Singapore: What Every Buyer Must Know!
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Discover the 3 Top Factors Impacting HDB Resale Valuation in Singapore: What Every Buyer Must Know!

TLDR The blog post discusses the increased demand for HDB resale flats and the impact on prices. It emphasizes the importance of understanding HDB valuation when purchasing a resale flat,...
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An Essential Guide to Buying a Home in Singapore 2023
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An Essential Guide to Buying a Home in Singapore 2023

TLDR When navigating the complexities of purchasing a property in Singapore, ensure you meet eligibility criteria, consider affordability factors, and plan your finances carefully. Key considerations include property types available...
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3 Steps to Prevent Rental Scams
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3 Steps to Prevent Rental Scams

TLDR: Prevent Rental Scams in Real Estate Scammers are targeting prospective tenants by impersonating Real Estate Salespersons (RES) to deceive victims into making payments for deposits. To avoid falling victim...
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Will Your HDB Flat Provide For Your Retirement?
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Will Your HDB Flat Provide For Your Retirement?

TLDR Singapore's property market presents challenges with high prices, particularly in private housing, while public housing remains relatively more affordable. As the retirement age increases, considerations about HDB flats as...
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Simplified Guide to Buying Landed Property in Singapore
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Simplified Guide to Buying Landed Property in Singapore

TLDR When considering buying a landed property in Singapore, you have options like terrace homes, semi-detached houses, and bungalows. Understanding the different types and their unique characteristics is essential before...
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Lessons from the Rollercoaster Ride: Homebuyers Share Their Singapore Housing Market Experiences
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Lessons from the Rollercoaster Ride: Homebuyers Share Their Singapore Housing Market Experiences

TLDR The Singapore housing market is a rollercoaster of unpredictable changes. Three homebuyers share their experiences: Tristan waited too long due to cooling measures, Daniel sold too soon and spent...
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When Is the Right Time to Sell Your House?
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When Is the Right Time to Sell Your House?

TLDR When deciding to sell your house in Singapore's competitive real estate market, timing is crucial. Selling during a seller's market can lead to higher profits due to high demand...
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3 Trends For New Launch Properties In 2023
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3 Trends For New Launch Properties In 2023

TLDR When considering buying or selling a property in Singapore, it's crucial to understand the market dynamics and key metrics. In 2023, there will be around 40+ new launches for...
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Methods to Beat ABSD and Own Multiple Properties in 2024 (Updated)
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Methods to Beat ABSD and Own Multiple Properties in 2024 (Updated)

TLDR Navigating the Additional Buyers Stamp Duty (ABSD) in Singapore can be daunting for property investors. To save on ABSD and own multiple properties, consider strategies like joint ownership, decoupling,...
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What Hidden Costs Are There When Selling Your House?
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What Hidden Costs Are There When Selling Your House?

TLDR When selling your house, be prepared to cover expenses such as outstanding home loans, legal fees, property agent commissions, CPF savings refund, Seller's Stamp Duty, property tax, and maintenance...
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Are You Worried About Overpaying On Your Property? Here’s The Secret To Finding Out Its Perfect Purchase Price!
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Are You Worried About Overpaying On Your Property? Here’s The Secret To Finding Out Its Perfect Purchase Price!

TLDR Understanding property valuations and their impact on mortgage loans is crucial in the Singapore real estate market. By considering factors such as current asking prices, recently transacted prices, recent...
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Should I Move to a Private Property?
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Should I Move to a Private Property?

TLDR When considering an upgrade from HDB to private property in Singapore, it's essential to understand the differences and implications. Private properties offer more investment prospects and flexibility in terms...
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35 Brand New Condominiums Nearing Their ABSD Deadline 2023
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35 Brand New Condominiums Nearing Their ABSD Deadline 2023

TLDR The blog post discusses the looming ABSD deadline for several new launch condos in 2023, highlighting the impact on developers and potential discounts for buyers. Specific projects like Riviere,...
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The High Price of Picking the Wrong Property in Singapore in 2025
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The High Price of Picking the Wrong Property in Singapore in 2025

The Steep Price Of Making A Mistake When Buying Property In Singapore Are you yearning for a condo, but the financial strain is holding you back? Or perhaps, you're simply...
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Is it Possible for the Government to Truly “Reclaim Your Home” in Singapore?
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Is it Possible for the Government to Truly “Reclaim Your Home” in Singapore?

The Singaporean government possesses considerable authority to reclaim land, whether freehold or not, in accordance with the Land Acquisition Act. Thankfully, this authority has been exercised infrequently since the 1960s,...
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How Can Decoupling Help You in Buying a Second Property?
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How Can Decoupling Help You in Buying a Second Property?

TLDR Decoupling property ownership in Singapore can help you avoid hefty Additional Buyer's Stamp Duty fees when purchasing a second property. This process involves transferring ownership between co-owners, allowing one...
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Get Into Core Central Region Before Big Price Adjustments
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Get Into Core Central Region Before Big Price Adjustments

TLDR Jayson Ang discusses the essential factors to consider when seeking a property for investment. By analyzing the safe entry price and price gap, clients can make informed decisions. The case study of Cairnhill 16 highlights its attractive entry point compared to other regions, positioning it as a smart investment choice. With the narrowing price...
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What Will Happen When Your 99-Year Housing Lease Expires?
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What Will Happen When Your 99-Year Housing Lease Expires?

TLDR We delve into the challenges faced by Singaporeans with expiring 99-year housing leases. It explores the types of leases in Singapore, what happens when a lease ends, and options available to HDB flat and private property owners. For HDB flat owners, the Selective En bloc Redevelopment Scheme (SERS) and buying another 99-year lease flat...
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How to Maximise Your Home Value Before Selling : 6 Simple Steps
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How to Maximise Your Home Value Before Selling : 6 Simple Steps

TLDR When looking to sell your home, consider simple ways to boost its value without costly renovations. Organize living spaces, refurbish old furniture, upgrade the kitchen, reduce personal touches, create the illusion of space, and change lighting fixtures. These improvements can make your home more appealing to potential buyers without breaking the bank. If You're...
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6 Must-Know Factors to Consider When Purchasing a Resale HDB in 2023
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6 Must-Know Factors to Consider When Purchasing a Resale HDB in 2023

TLDR When buying a resale flat in Singapore, make sure to walk around the neighborhood to assess actual distances, check the unit's orientation using a mobile app, test the water heaters, inspect for loanshark activities, visit the flat at different times of the day to gauge noise levels, and evaluate nearby amenities. Additionally, perform a...
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6 Myths About Using Your CPF For Housing
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6 Myths About Using Your CPF For Housing

TLDR When it comes to purchasing a house in Singapore using CPF funds, there are several myths that need to be debunked. From the misconception that grant money needs to be returned to the government to the belief that CPF funds can only be used for HDB loans, there are various aspects to consider. It's...
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Avoid The Possibility Of Negative Cash Sales: Find Out How Much Your HDB Has To Appreciate To Steer Clear Of It!
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Avoid The Possibility Of Negative Cash Sales: Find Out How Much Your HDB Has To Appreciate To Steer Clear Of It!

TLDR When selling your property, watch out for negative cash sales that could leave you with no money after CPF refunds. Consider factors like property appreciation, loan repayments, and market trends to avoid financial setbacks. Upgrading to a condo may require significant value appreciation in your HDB flat. Be cautious of bank loan challenges and...
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How Can Real Estate Investment Help You to Combat Inflation?
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How Can Real Estate Investment Help You to Combat Inflation?

TLDR When it comes to real estate investments in Singapore amidst rising inflation rates, consider strategies such as capitalizing on property price increases, adjusting rental rates, opting for fixed-rate mortgages, and investing in revenue-producing properties for retirement savings. Focus on properties with short-term leases, passable price increases to tenants, and those in desirable locations. With...
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Unlock The Key To Selling A Home With A Perceived Disadvantage Like Being West-Facing Or Close To A Rubbish Chute – Here’s How!
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Unlock The Key To Selling A Home With A Perceived Disadvantage Like Being West-Facing Or Close To A Rubbish Chute – Here’s How!

TLDR When selling your house, turn perceived disadvantages into advantages. For sun-facing homes, use UV sheets and blinds to manage sunlight. High-floor units may offer stunning views that outweigh minor inconveniences. Factors like ETTV and RETV help regulate heat transmission in buildings. Even units with 'bad feng shui' elements can be attractive with good design....
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Discover 7 New Condos Close to an MRT Station in 2023
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Discover 7 New Condos Close to an MRT Station in 2023

TLDR When it comes to finding the perfect home near MRT stations in Singapore, several exciting new launches stand out in various districts. From Sceneca Residence in District 16 offering proximity to Changi Airport to Terra Hill in District 5 providing low-density living near Pasir Panjang MRT, there are plenty of options to consider. Blossoms...
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Where to Find the Most Affordable New Launches in 2023 – Starting at $1.31 Million
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Where to Find the Most Affordable New Launches in 2023 – Starting at $1.31 Million

TLDR When looking for an affordable new launch condo in Singapore as of January 2023, consider projects like 10 Evelyn, Ikigai, and Lentor Modern for one-bedroom units. For two-bedders, Kopar at Newton and Pasir Ris 8 offer enticing options. North Gaia EC and Zyanya provide affordable three-bedders, while The Watergardens at Canberra stands out for...
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Discover 5 Reasons Executive Condominiums Could Prove To Be A Smart Investment Despite Growing Inflation
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Discover 5 Reasons Executive Condominiums Could Prove To Be A Smart Investment Despite Growing Inflation

TLDR An overview of the article discussing the benefits of Executive Condominiums (ECs) over private condos in the current real estate market, focusing on affordability, less impact from cooling measures, potential appreciation rates, post-MOP attractiveness, and improved accessibility. It also advises on thorough financial analysis and considering family needs when making property investment decisions. In...
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Revival of Singapore Luxury Housing Market in 2023
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Revival of Singapore Luxury Housing Market in 2023

TLDR The property market in Singapore has witnessed significant shifts in the past two years, with a surge in prices in the Outside Central Region (OCR) and Rest of Central Region (RCR) compared to the Core Central Region (CCR). Singaporeans lead the luxury real estate market, followed closely by Chinese buyers. The pandemic led to...
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Buying HDB Resale : How to Minimise COV
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Buying HDB Resale : How to Minimise COV

TLDR Understanding Cash Over Valuation (COV) is crucial when buying a resale HDB flat in Singapore. COV is the additional amount paid above the property's official valuation. Factors influencing COV include location, flat size, floor level, age, estate type, and unique features. To minimize COV, research HDB resale flat prices, secure the Option to Purchase...
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Should We Upgrade to a Condo Now or Wait for Interest Rates to Go Down?
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Should We Upgrade to a Condo Now or Wait for Interest Rates to Go Down?

TLDR Considering the Singapore property market trends and financial factors, it's crucial to make informed decisions about upgrading from an HDB flat to a condo. Evaluating your current property's performance and potential resale proceeds, along with affordability for a 4-bedroom EC/Condo, is essential. Taking into account interest rates, property prices, loan eligibility, and future financial...
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An Essential Guide to Buying a Home in Singapore 2023
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An Essential Guide to Buying a Home in Singapore 2023

TLDR When navigating the complexities of purchasing a property in Singapore, ensure you meet eligibility criteria, consider affordability factors, and plan your finances carefully. Key considerations include property types available for purchase, age requirements for buyers, restrictions for foreigners, eligibility for HDB flats, financing options like HDB Concessionary Loans, and limitations on CPF savings usage....
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Discover the 7 Unique Attributes of Real Estate Investing
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Discover the 7 Unique Attributes of Real Estate Investing

TLDR The post highlights the benefits of investing in real estate, such as high leverage, capital appreciation, income generation, usability, flexible repayment options, debt financing, and its low-volatility nature. Additionally, it emphasizes the importance of differentiating between good and bad debt in real estate investments. Lastly, it touches on Singapore's property market regulations and the...
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The Advantages and Disadvantages of Purchasing an Auction Property in Singapore
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The Advantages and Disadvantages of Purchasing an Auction Property in Singapore

TLDR When considering purchasing a property through auction in Singapore, remember that you can potentially get a great deal below market value, with a quick and transparent process. However, be cautious as you may face risks such as limited time for research, the possibility of overpaying, and fewer options compared to the open market. It's...
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When Is The Best Time To Buy A New Launch?
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When Is The Best Time To Buy A New Launch?

TLDR When it comes to new property launches, timing is crucial. Early buyers often secure the best prices due to developer strategies like loss leader pricing. However, waiting post-launch can lead to better deals during cooling measures or approaching ABSD deadlines. Factors like developer profit margins, demand-supply dynamics, and developer reputation play key roles in...
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Should I Move to a Private Property?
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Should I Move to a Private Property?

TLDR When considering an upgrade from HDB to private property in Singapore, it's essential to understand the differences and implications. Private properties offer more investment prospects and flexibility in terms of equity withdrawal and rental options. However, the purchasing process involves various costs such as Option Fees, Buyer's Stamp Duty, Additional Buyer's Stamp Duty, valuation...
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HDB Market Outlook 2023
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HDB Market Outlook 2023

TLDR: Understanding the HDB Market Outlook 2023 The HDB resale market showed resilience in 2022, with significant growth in sales and prices driven by factors like economic recovery and delays in new BTO flat completions. Despite cooling measures, prices are expected to remain relatively stable in 2023, with a forecasted growth rate of 6 to...
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