TLDR Recent strong condo sales in Singapore, including Emerald of Katong’s 99% take-up during launch, challenge perceptions of unaffordability. Key reasons include pent-up demand after limited launches in early 2024,...
Are You Considering Paying Off Your Mortgage Loan Ahead of Time? Is It the Right Financial Move?
TLDR When considering mortgage options in Singapore, it's essential to understand the differences between HDB loans and bank loans. HDB loans offer a lower down payment and fixed interest rates,...
Read More
A Timeline of Property Cooling Measures in Singapore Through the Years
TLDR Since 2009, Singapore has implemented over 15 rounds of property cooling measures to curb speculation and keep homes affordable. These include tightening loan-to-value (LTV) ratios, raising Additional Buyer’s Stamp...
Read More
Are You Ready to Take on the Singapore Property Market in 2023? 12 Reasons to Be Hopeful (Or Wary)!
2022 sure was a rollercoaster ride for the property market, and the world! From war in Europe to skyrocketing interest rates, and even cooling measures; it's likely there will still...
Read More
Navigating Property Purchases in Singapore: Why Going Without an Agent Can Be Risky
TLDR Many homebuyers hesitate to engage their own real estate agent due to misconceptions about costs and conflicts of interest. However, having a dedicated buyer’s agent offers key benefits, such...
Read More
The Quick Guide For Buying Landed Property In Singapore
TLDR When it comes to purchasing a landed property in Singapore, there are three main types to consider: terrace houses, semi-detached houses, and bungalows. Terrace houses are rows of at...
Read More
The Impact of a Real Estate Agent on Your Property’s Selling Price
TLDR In the world of real estate, the value of property agents lies in their ability to create competition among buyers, manage transaction deadlines efficiently, allocate resources for targeted listings,...
Read More
Why Singapore Families Are Opting for Two-Bedroom Homes in 2025
TLDR By 2025, Singapore families are increasingly choosing two-bedroom condos as practical long-term homes rather than temporary stepping stones. This shift is driven by four main factors: affordability, smarter layouts,...
Read More
Singapore Property Bubble Ahead? My Friends Share My Market Predictions
TLDR The author delves into various opinions on the Singapore property market for the year 2023. Experts have differing views on transaction volumes and price movements, with some anticipating stability...
Read More
Unveiling 4 Scenarios of CPF Accrued Interest Impact on Property Owners
TLDR When selling your first home, be aware of CPF accrued interest, which is the interest that would have accumulated on your CPF savings if you hadn’t used them for...
Read More
6 Compelling Reasons Why 3-Bedroom Condos Might Shrink Further
TLDR Three-bedroom units in Singapore have significantly downsized from 1,700-1,800 sq. ft. in the 1980s to around 1,000 sq. ft. today. Recent launches show sizes ranging from 893 to 1,302...
Read More
Your Key to a Happy Retirement in Your HDB? Let’s Unveil The Mystery Behind the Lease Buyback Scheme!
TLDR The Lease Buyback Scheme (LBS) is gaining traction among older Singaporeans looking to boost their retirement income by selling unused lease years of their HDB flats. Despite initial hesitance,...
Read More
What Is The Best Location To Purchase A House To Ensure Your Child Has The Highest Probability Of Attending A Well-Renowned Primary School?
TLDR Parents often seek homes within 1km of desired primary schools to increase enrollment chances. Consider oversubscription rates and population density. Properties near popular schools like Anglo-Chinese School (Junior) and...
Read More
Learn the Essentials of Renting Property in Singapore as a Foreigner
TLDR Renting in Singapore offers various options for foreigners, such as HDBs, Condos, and even unique properties like heritage homes. Foreigners must provide valid documents and follow a typical rental...
Read More
Unlock The Key To Selling A Home With A Perceived Disadvantage Like Being West-Facing Or Close To A Rubbish Chute – Here’s How!
TLDR When selling your house, turn perceived disadvantages into advantages. For sun-facing homes, use UV sheets and blinds to manage sunlight. High-floor units may offer stunning views that outweigh minor...
Read More
Finding Your Dream Home In The Near Future. Exciting Upcoming Property Launches In The First Half Of 2024
TLDR The real estate sector in 2023 saw significant policy shifts affecting both private and public housing, with various changes like hikes in ABSD rates and tweaks to public housing...
Read More
Subscribe to Jayson Ang’s Singapore Property Newsletter
TLDR Jayson Ang's Singapore Property Newsletter offers valuable insights on real estate investments, market trends, and expert advice. The newsletters cover a range of topics from property valuation to investment...
Read More
The Enduring Logic: Why a 3-Room HDB Flat Might Still Be a Strategic Starting Point in 2025
TLDR A decade ago, starting with the smallest resale 3-room flat was recommended for quick property upgrading due to shorter waiting times compared to BTO flats. Resale flats allowed earlier...
Read More
Buying HDB Resale : How to Minimise COV
TLDR Understanding Cash Over Valuation (COV) is crucial when buying a resale HDB flat in Singapore. COV is the additional amount paid above the property's official valuation. Factors influencing COV...
Read More
Downsizing From A Spacious 4-Bedroom Condo To A Cozy 2-Bedder: How I Chose A Condo Over A HDB
TLDR Mdm Sim's decision to trade her four-bedroom house for a two-bedroom condo is explored, highlighting the benefits of right-sizing. The key motivating factors include financial stability, access to amenities...
Read More
Singapore’s Aging Population: Is the Housing Market Ready?
TLDR Singapore is rapidly aging, with one in four citizens expected to be over 65 by 2030. Current housing models, like the 99-year lease and small-scale senior initiatives, fall short...
Read More
How to Maximise Your Home Value Before Selling : 6 Simple Steps
TLDR When looking to sell your home, consider simple ways to boost its value without costly renovations. Organize living spaces, refurbish old furniture, upgrade the kitchen, reduce personal touches, create the illusion of space, and change lighting fixtures. These improvements can make your home more appealing to potential buyers without breaking the bank. If You're...
Read More
6 Must-Know Factors to Consider When Purchasing a Resale HDB in 2023
TLDR When buying a resale flat in Singapore, make sure to walk around the neighborhood to assess actual distances, check the unit's orientation using a mobile app, test the water heaters, inspect for loanshark activities, visit the flat at different times of the day to gauge noise levels, and evaluate nearby amenities. Additionally, perform a...
Read More
6 Myths About Using Your CPF For Housing
TLDR When it comes to purchasing a house in Singapore using CPF funds, there are several myths that need to be debunked. From the misconception that grant money needs to be returned to the government to the belief that CPF funds can only be used for HDB loans, there are various aspects to consider. It's...
Read More
Avoid The Possibility Of Negative Cash Sales: Find Out How Much Your HDB Has To Appreciate To Steer Clear Of It!
TLDR When selling your property, watch out for negative cash sales that could leave you with no money after CPF refunds. Consider factors like property appreciation, loan repayments, and market trends to avoid financial setbacks. Upgrading to a condo may require significant value appreciation in your HDB flat. Be cautious of bank loan challenges and...
Read More
How Can Real Estate Investment Help You to Combat Inflation?
TLDR When it comes to real estate investments in Singapore amidst rising inflation rates, consider strategies such as capitalizing on property price increases, adjusting rental rates, opting for fixed-rate mortgages, and investing in revenue-producing properties for retirement savings. Focus on properties with short-term leases, passable price increases to tenants, and those in desirable locations. With...
Read More
Unlock The Key To Selling A Home With A Perceived Disadvantage Like Being West-Facing Or Close To A Rubbish Chute – Here’s How!
TLDR When selling your house, turn perceived disadvantages into advantages. For sun-facing homes, use UV sheets and blinds to manage sunlight. High-floor units may offer stunning views that outweigh minor inconveniences. Factors like ETTV and RETV help regulate heat transmission in buildings. Even units with 'bad feng shui' elements can be attractive with good design....
Read More
Discover 7 New Condos Close to an MRT Station in 2023
TLDR When it comes to finding the perfect home near MRT stations in Singapore, several exciting new launches stand out in various districts. From Sceneca Residence in District 16 offering proximity to Changi Airport to Terra Hill in District 5 providing low-density living near Pasir Panjang MRT, there are plenty of options to consider. Blossoms...
Read More
Where to Find the Most Affordable New Launches in 2023 – Starting at $1.31 Million
TLDR When looking for an affordable new launch condo in Singapore as of January 2023, consider projects like 10 Evelyn, Ikigai, and Lentor Modern for one-bedroom units. For two-bedders, Kopar at Newton and Pasir Ris 8 offer enticing options. North Gaia EC and Zyanya provide affordable three-bedders, while The Watergardens at Canberra stands out for...
Read More
Discover 5 Reasons Executive Condominiums Could Prove To Be A Smart Investment Despite Growing Inflation
TLDR An overview of the article discussing the benefits of Executive Condominiums (ECs) over private condos in the current real estate market, focusing on affordability, less impact from cooling measures, potential appreciation rates, post-MOP attractiveness, and improved accessibility. It also advises on thorough financial analysis and considering family needs when making property investment decisions. In...
Read More
Revival of Singapore Luxury Housing Market in 2023
TLDR The property market in Singapore has witnessed significant shifts in the past two years, with a surge in prices in the Outside Central Region (OCR) and Rest of Central Region (RCR) compared to the Core Central Region (CCR). Singaporeans lead the luxury real estate market, followed closely by Chinese buyers. The pandemic led to...
Read More
Buying HDB Resale : How to Minimise COV
TLDR Understanding Cash Over Valuation (COV) is crucial when buying a resale HDB flat in Singapore. COV is the additional amount paid above the property's official valuation. Factors influencing COV include location, flat size, floor level, age, estate type, and unique features. To minimize COV, research HDB resale flat prices, secure the Option to Purchase...
Read More
Should We Upgrade to a Condo Now or Wait for Interest Rates to Go Down?
TLDR Considering the Singapore property market trends and financial factors, it's crucial to make informed decisions about upgrading from an HDB flat to a condo. Evaluating your current property's performance and potential resale proceeds, along with affordability for a 4-bedroom EC/Condo, is essential. Taking into account interest rates, property prices, loan eligibility, and future financial...
Read More
An Essential Guide to Buying a Home in Singapore 2023
TLDR When navigating the complexities of purchasing a property in Singapore, ensure you meet eligibility criteria, consider affordability factors, and plan your finances carefully. Key considerations include property types available for purchase, age requirements for buyers, restrictions for foreigners, eligibility for HDB flats, financing options like HDB Concessionary Loans, and limitations on CPF savings usage....
Read More
Discover the 7 Unique Attributes of Real Estate Investing
TLDR The post highlights the benefits of investing in real estate, such as high leverage, capital appreciation, income generation, usability, flexible repayment options, debt financing, and its low-volatility nature. Additionally, it emphasizes the importance of differentiating between good and bad debt in real estate investments. Lastly, it touches on Singapore's property market regulations and the...
Read More
The Advantages and Disadvantages of Purchasing an Auction Property in Singapore
TLDR When considering purchasing a property through auction in Singapore, remember that you can potentially get a great deal below market value, with a quick and transparent process. However, be cautious as you may face risks such as limited time for research, the possibility of overpaying, and fewer options compared to the open market. It's...
Read More
When Is The Best Time To Buy A New Launch?
TLDR When it comes to new property launches, timing is crucial. Early buyers often secure the best prices due to developer strategies like loss leader pricing. However, waiting post-launch can lead to better deals during cooling measures or approaching ABSD deadlines. Factors like developer profit margins, demand-supply dynamics, and developer reputation play key roles in...
Read More
Should I Move to a Private Property?
TLDR When considering an upgrade from HDB to private property in Singapore, it's essential to understand the differences and implications. Private properties offer more investment prospects and flexibility in terms of equity withdrawal and rental options. However, the purchasing process involves various costs such as Option Fees, Buyer's Stamp Duty, Additional Buyer's Stamp Duty, valuation...
Read More
HDB Market Outlook 2023
TLDR: Understanding the HDB Market Outlook 2023 The HDB resale market showed resilience in 2022, with significant growth in sales and prices driven by factors like economic recovery and delays in new BTO flat completions. Despite cooling measures, prices are expected to remain relatively stable in 2023, with a forecasted growth rate of 6 to...
Read More
Singapore Private Residential Market Outlook 2023
TLDR The Singapore residential property market has shown resilience in 2022, with price growth in both private housing and HDB resale flat segments. Despite uncertainties like rising interest rates and geopolitical tensions, the market remained stable. In 2023, private residential property prices are expected to continue rising, especially for new projects. The private housing transaction...
Read More
6 Secrets Foreign Investors Are Rarely Told About Singapore’s Real Estate Market
TLDR The Singapore property market presents unique characteristics that foreign buyers should consider. From the high rate of homeownership to the different rules for foreign buyers, understanding the specifics is crucial. Investing in prime areas like the Core Central Region (CCR) offers distinct rental landscapes but may also have its drawbacks. Factors such as property...
Read More
FREE 1-HOUR CONSULTATION
Find out what are your available options to achieve an optimal growth for your property portfolio.
FIRST TIME BUYERS
If you are planning to buy your very first property and would like to know the best options available for you
EXISTING HDB OWNERS
If you are intending own a 2nd property and would like to apply proven techniques to avoid costly mistakes
REAL ESTATE INVESTORS
If you are aiming to multiply your assets by using the right strategies to restructure your portfolio
SCHEDULE A FREE 1 HOUR CONSULTATION TODAY TO FIND OUT MORE.
“Many people I met have this conception that you need a lot of money to buy a property which is not exactly true. Discover how average, middle-income Singaporean could profit from property during our meet up session. See you soon.”