What Happens To Your Housing Loan Once You Sell Your House?
TLDR When selling your home in Singapore, ensure you pay off your outstanding home loan, refund any CPF monies used,...
Read More
TLDR
When it comes to cluster housing, freehold properties like Bishopsgate Residences command top prices, whereas bargains can be found in older leasehold options like Northshore Bungalows and Sungrove. Unique factors like location, unit size, and tenure influence prices and profitability. Making generalizations is challenging due to limited transaction volumes and property idiosyncrasies. Factors such as leasehold tenure limitations can impact property desirability and resale value. Consider individual circumstances when deciding to buy or sell cluster homes, as each property presents a unique investment opportunity.
Nestled in the enigmatic intersection between traditional landed homes and modern condos lie the elusive cluster homes. On one hand, they offer the luxury of owning land; on the other, they are still subject to management by a MCST and offer shared amenities.
Yet, amidst the bustling market of walk-up apartments, these unique dwellings have been largely overlooked and unexplored. However, we have decided to shed some light on this mysterious housing segment and delve into its performance in this week’s analysis.
The Average Increase In Prices For Cluster Homes With Freehold Status
| Year | Average of Unit Price ($ PSF) | Change |
| 2013 | $865 | |
| 2014 | $912 | 5.4% |
| 2015 | $799 | -12.3% |
| 2016 | $726 | -9.2% |
| 2017 | $760 | 4.8% |
| 2018 | $797 | 4.8% |
| 2019 | $802 | 0.7% |
| 2020 | $747 | -6.9% |
| 2021 | $814 | 8.9% |
| 2022 | $985 | 21.1% |
| 2023 | $1,038 | 5.3% |
| Avg Change | 2.26% | |
Throughout the years 2013 to present, freehold cluster homes have experienced a consistent increase of 2.26 percent. Despite this noteworthy fact, these types of properties are not widely available, with a mere 1,760 transactions recorded over the course of a decade.
However, turning our attention to leasehold cluster homes, we see a striking contrast.
Average price growth for cluster housing (leasehold)
| Year | Average of Unit Price ($ PSF) | Change |
| 2013 | $807 | |
| 2014 | $810 | 0.4% |
| 2015 | $780 | -3.7% |
| 2016 | $674 | -13.6% |
| 2017 | $666 | -1.1% |
| 2018 | $740 | 11.1% |
| 2019 | $752 | 1.5% |
| 2020 | $716 | -4.7% |
| 2021 | $894 | 24.8% |
| 2022 | $924 | 3.3% |
| 2023 | $956 | 3.4% |
| Avg Change | 2.15% | |
Despite being slightly below the performance of freehold counterparts, averaging around 2.15%, we continue to face the challenge of limited transaction volumes, with a mere 1,582 transactions recorded in the past decade.
While Freehold Cluster Homes Generally Showed A Bit Better Performance, There Might Be Additional Factors At Play That Aren’t Apparent In This Data
As the leasehold clock ticks down to 60 years or less, banks tighten their purse strings, cutting the maximum loan amount and reducing the loan-to-value (LTV) ratio from a comfortable 75 per cent to a restrictive 55 per cent. This means that buyers must dig deeper into their pockets for a higher cash outlay, a potential game-changer that could send property prices plummeting.
The situation is even more dire for landed homes, coveted for their spaciousness and premium price tag, as they bear the brunt of this lending policy. Industry insiders whisper that the resale market for older leasehold landed properties is sluggish, as buyers seek assets with a longer shelf life for future generations.
This theory, although unproven, suggests that the desirability of these homes may differ from traditional landed properties. After all, the allure of cluster homes lies in their generous square footage and landed lifestyle at a fraction of the cost and maintenance.
Now Let’s Look At Average Annualised Returns:
| Project | Tenure | Avg Annualised (%) | Avg Holding Period (Yr) | Average Profit ($) | Avg Profit (%) | No. of Tnx |
| CHATEAU LA SALLE | Freehold | 33.6% | 0.3 | $300,000 | 9.1% | 1 |
| ASTON RESIDENCE | 946 yrs from 01/01/1938 | 21.3% | 2.7 | $816,667 | 39.2% | 3 |
| HILLSGROVE | 999 yrs from 02/12/1878 | 13.6% | 3.6 | $1,385,000 | 56.5% | 2 |
| DUNSFOLD 18 | Freehold | 13.1% | 2.9 | $1,200,000 | 42.9% | 1 |
| THE HILLOFT | 999 yrs from 12/10/1885 | 10.1% | 2.3 | $730,000 | 24.7% | 1 |
| MARLENE VILLE | Freehold | 9.0% | 4.1 | $807,963 | 40.1% | 3 |
| HORIZON GREEN | 99 yrs from 23/06/1995 | 8.6% | 4.2 | $699,320 | 39.2% | 4 |
| THE SILVER SPURZ | Freehold | 8.0% | 4.6 | $818,500 | 44.8% | 2 |
| SURIN VILLAS | Freehold | 7.5% | 5.6 | $1,200,000 | 50.0% | 1 |
| LE ROYCE @ LEITH PARK | Freehold | 7.2% | 5.7 | $900,000 | 48.6% | 1 |
| SOLARIS RESIDENCES | Freehold | 7.0% | 6.1 | $1,050,000 | 51.2% | 1 |
| AFFINITY AT SERANGOON | 99 yrs from 18/05/2018 | 6.7% | 4.3 | $759,990 | 33.1% | 3 |
| CABANA | 103 yrs from 23/04/2009 | 6.6% | 5.2 | $620,298 | 33.5% | 7 |
| KENT RIDGE HILL RESIDENCES | 99 yrs from 10/11/2018 | 6.6% | 2.8 | $569,380 | 19.6% | 1 |
| PARKWOOD COLLECTION | 99 yrs from 22/09/2017 | 6.6% | 3.1 | $727,000 | 21.9% | 1 |
| BELGRAVIA GREEN | Freehold | 6.4% | 3.7 | $752,801 | 24.0% | 7 |
| MONTCLAIR @ WHITLEY | Freehold | 6.0% | 4.8 | $932,667 | 33.6% | 3 |
| PALM TREE NINES | Freehold | 6.0% | 6.5 | $690,000 | 45.7% | 1 |
| GOODMAN CREST | Freehold | 6.0% | 4.3 | $1,062,500 | 29.4% | 2 |
| SHAMROCK VILLAS | Freehold | 5.8% | 3.7 | $880,000 | 23.2% | 1 |
| THE WOODS | 99 yrs from 09/03/2010 | 5.7% | 3.0 | $350,000 | 17.9% | 1 |
| NAMLY COURT | Freehold | 5.6% | 3.6 | $850,000 | 24.7% | 2 |
| WHITLEY VILLAS | Freehold | 5.5% | 4.8 | $900,000 | 29.0% | 1 |
| WATERCOVE | Freehold | 5.3% | 4.2 | $669,254 | 26.5% | 7 |
| THE SHAUGHNESSY | 99 yrs from 19/03/2001 | 5.1% | 5.5 | $407,568 | 27.6% | 19 |
| THE TOP RESIDENCE | 999 yrs from 14/07/1884 | 5.1% | 3.9 | $450,000 | 21.4% | 1 |
| CHARLTON RESIDENCES | Freehold | 5.0% | 3.8 | $570,000 | 20.4% | 1 |
| ESTRIVILLAS | Freehold | 4.9% | 5.0 | $920,000 | 27.2% | 1 |
| RIVERFRONT RESIDENCES | 99 yrs from 31/05/2018 | 4.9% | 3.2 | $415,000 | 16.5% | 1 |
| BOTANIC @ CLUNY PARK | Freehold | 4.8% | 5.9 | $2,100,000 | 32.1% | 2 |
| SUMMER GARDENS | 99 yrs from 23/06/1995 | 4.7% | 5.8 | $343,333 | 18.3% | 3 |
| BINJAI CREST | 99 yrs from 13/12/1996 | 4.6% | 5.4 | $452,953 | 22.6% | 9 |
| TRANQUILIA @ KISMIS | Freehold | 4.5% | 5.7 | $980,000 | 28.8% | 1 |
| KEW GATE | 99 yrs from 03/02/1994 | 4.4% | 5.4 | $360,600 | 28.4% | 5 |
| LEGEND @ JANSEN | 999 yrs from 01/09/1876 | 4.2% | 5.0 | $444,333 | 23.7% | 3 |
| CASA FIDELIO | Freehold | 4.1% | 3.9 | $320,000 | 17.0% | 1 |
| ELITE RESIDENCES | Freehold | 4.1% | 4.6 | $521,700 | 20.2% | 1 |
| CHESTNUT RESIDENCES | 999 yrs from 25/09/1882 | 4.1% | 4.5 | $450,000 | 19.6% | 1 |
| SPRINGHILL | 99 yrs from 07/01/2002 | 4.0% | 5.3 | $299,280 | 22.2% | 29 |
| JANSEN 8 | Freehold | 4.0% | 5.1 | $476,000 | 20.2% | 3 |
| THE SPRINGFIELD | 99 yrs from 22/06/1995 | 3.9% | 6.3 | $337,833 | 22.5% | 12 |
| INFINIUM | Freehold | 3.7% | 4.1 | $507,403 | 17.1% | 4 |
| D’ELIAS | 999 yrs from 22/03/1881 | 3.7% | 3.9 | $273,000 | 15.2% | 1 |
| BELGRAVIA ACE | Freehold | 3.6% | 2.1 | $341,000 | 7.7% | 1 |
| THE GARDENS AT GERALD | 999 yrs from 01/01/1879 | 3.6% | 4.0 | $289,500 | 15.2% | 2 |
| TRUSSVILLE | Freehold | 3.6% | 4.3 | $282,000 | 16.4% | 1 |
| FORTUNE VIEW | Freehold | 3.6% | 5.0 | $266,250 | 16.8% | 4 |
| MILFORD VILLAS | Freehold | 3.6% | 7.9 | $625,000 | 33.7% | 2 |
| D’ KENARIS | 999 yrs from 01/01/1879 | 3.5% | 7.7 | $600,000 | 30.8% | 1 |
| ONE SURIN | Freehold | 3.5% | 5.3 | $497,424 | 19.2% | 8 |
| THE GREENWOOD | 103 yrs from 02/06/2008 | 3.5% | 4.8 | $530,000 | 18.0% | 1 |
| WATER VILLAS | Freehold | 3.3% | 5.5 | $370,000 | 16.1% | 2 |
| THE MORRIS RESIDENCES | Freehold | 3.3% | 4.9 | $493,333 | 17.7% | 3 |
| HILLCREST VILLA | 99 yrs from 03/08/2006 | 3.2% | 5.0 | $468,273 | 16.2% | 22 |
| DUBLIN LODGE | Freehold | 3.2% | 9.3 | $1,700,000 | 34.0% | 1 |
| RIDGEWOOD | 999 yrs from 06/07/1885 | 3.2% | 5.8 | $962,500 | 27.9% | 2 |
| LOTUS VILLE | Freehold | 3.1% | 5.9 | $573,028 | 18.9% | 4 |
| HIGH PARK RESIDENCES | 99 yrs from 05/11/2014 | 3.0% | 5.9 | $420,000 | 20.7% | 5 |
| PALM GROVE REGENCY | 999 yrs from 02/12/1878 | 2.8% | 4.0 | $231,667 | 10.6% | 3 |
| SUNCOTTAGES | 999 yrs from 09/01/1883 | 2.8% | 4.8 | $10,000 | 2.3% | 2 |
| MEDALLION | Freehold | 2.8% | 4.9 | $320,000 | 14.7% | 1 |
| THE TENERIFFE | 99 yrs from 07/09/1996 | 2.8% | 5.6 | $374,808 | 14.7% | 11 |
| RIVERTREES RESIDENCES | 99 yrs from 28/08/2013 | 2.7% | 5.9 | $215,433 | 13.0% | 3 |
| THE AMBIENCE | 999 yrs from 01/05/1874 | 2.6% | 4.4 | $235,000 | 12.0% | 2 |
| WATTEN RESIDENCES | Freehold | 2.6% | 4.3 | $410,000 | 11.9% | 5 |
| HORIZON GARDENS | 99 yrs from 23/06/1995 | 2.6% | 7.2 | $444,000 | 23.9% | 3 |
| KINGSFORD WATERBAY | 99 yrs from 03/03/2014 | 2.5% | 4.5 | $254,950 | 14.1% | 4 |
| THOMSON THREE | 99 yrs from 07/11/2012 | 2.5% | 5.5 | $425,000 | 15.3% | 2 |
| JEWEL @ CHUAN HOE | 999 yrs from 01/01/1886 | 2.5% | 8.7 | $575,000 | 25.9% | 2 |
| WOLSKEL LODGE | Freehold | 2.5% | 3.7 | $151,000 | 8.0% | 2 |
| PLACE-8 | Freehold | 2.5% | 3.3 | $230,000 | 8.4% | 1 |
| GENTLE REFLECTIONS | Freehold | 2.5% | 6.5 | $550,000 | 17.2% | 1 |
| WATERFRONT @ FABER | 99 yrs from 17/09/2013 | 2.4% | 6.7 | $395,725 | 16.7% | 4 |
| SERANGOON GARDEN VIEW | 999 yrs from 23/01/1879 | 2.4% | 3.6 | $162,000 | 8.8% | 1 |
| RESIDENCE 8 | Freehold | 2.3% | 5.9 | $700,000 | 14.6% | 1 |
| FERNHILL COTTAGE | Freehold | 2.3% | 3.3 | $220,000 | 7.8% | 1 |
| EIGHT RIVERSUITES | 99 yrs from 11/07/2011 | 2.2% | 5.7 | $195,429 | 12.8% | 7 |
| BARKER VILLE | Freehold | 2.2% | 6.7 | $450,000 | 15.5% | 1 |
| ECO | 99 yrs from 14/05/2012 | 2.1% | 6.6 | $418,000 | 13.7% | 5 |
| D’MANOR | 99 yrs from 14/03/1997 | 2.1% | 5.0 | $172,833 | 9.9% | 6 |
| JC VILLE | Freehold | 2.1% | 7.0 | $317,500 | 15.4% | 2 |
| ATELIER VILLAS | Freehold | 2.0% | 5.6 | $293,633 | 15.1% | 6 |
| CHARLTON VILLAS | Freehold | 2.0% | 3.4 | $150,000 | 6.8% | 1 |
| THOMSON IMPRESSIONS | 99 yrs from 12/01/2015 | 1.9% | 2.9 | $175,000 | 7.1% | 2 |
| CHARLTON 18 | Freehold | 1.9% | 4.2 | $234,875 | 8.2% | 4 |
| VENTURA HEIGHTS | Freehold | 1.9% | 5.2 | $51,667 | 4.2% | 3 |
| SOMMERVILLE REGENCY | Freehold | 1.8% | 7.2 | $269,444 | 12.9% | 2 |
| LANGE 28 | 999 yrs from 02/12/1878 | 1.7% | 4.0 | $106,112 | 7.1% | 1 |
| PALACIO | Freehold | 1.6% | 6.8 | $185,211 | 6.4% | 5 |
| BELGRAVIA VILLAS | Freehold | 1.6% | 5.6 | $295,353 | 9.5% | 27 |
| KEW RESIDENCIA | 99 yrs from 03/02/1994 | 1.5% | 7.1 | $182,333 | 12.3% | 3 |
| PLATINA GARDENS | Freehold | 1.4% | 6.5 | $170,000 | 9.6% | 1 |
| GILSTEAD BROOKS | Freehold | 1.4% | 6.5 | $289,000 | 9.6% | 2 |
| TERRA VILLAS | Freehold | 1.4% | 5.4 | $240,000 | 7.8% | 1 |
| VICTORY VILLE | Freehold | 1.4% | 4.3 | $150,000 | 6.0% | 1 |
| URBAN VILLAS | Freehold | 1.3% | 3.4 | $130,000 | 4.6% | 1 |
| ALANA | 103 yrs from 12/08/2013 | 1.3% | 6.2 | $99,625 | 6.1% | 8 |
| THE ARECA | 99 yrs from 08/11/2000 | 1.3% | 6.8 | $244,444 | 15.8% | 2 |
| KOVAN REGENCY | 99 yrs from 24/04/2012 | 1.2% | 9.8 | $443,298 | 13.8% | 2 |
| RIA TOWNHOUSES | Freehold | 1.2% | 3.3 | $88,000 | 3.9% | 1 |
| POETS VILLAS | 99 yrs from 01/04/2010 | 1.1% | 5.4 | $126,000 | 6.3% | 3 |
| SOMMERVILLE RESIDENCES | Freehold | 1.1% | 8.7 | $300,000 | 9.7% | 1 |
| THE CHANCERY RESIDENCE | 99 yrs from 31/01/2004 | 0.9% | 8.0 | $181,400 | 7.5% | 5 |
| HONG KONG PARK | 999 yrs from 07/05/1879 | 0.9% | 4.6 | $200,000 | 9.0% | 2 |
| TERESA 8 | Freehold | 0.8% | 8.3 | $200,000 | 6.9% | 1 |
| CHANCERY HILL VILLAS | Freehold | 0.8% | 4.5 | $165,250 | 4.2% | 4 |
| 8 @ STRATTON | Freehold | 0.7% | 6.1 | $59,000 | 2.3% | 2 |
| ARCHIPELAGO | 99 yrs from 01/06/2011 | 0.7% | 8.0 | $200,000 | 5.7% | 1 |
| KALEIDO | Freehold | 0.7% | 4.1 | $91,103 | 2.8% | 1 |
| MARINE GARDEN | Freehold | 0.6% | 5.5 | $60,000 | 3.3% | 1 |
| ENGLISH VILLAS | Freehold | 0.4% | 8.5 | $100,000 | 3.6% | 1 |
| CHARLTON 27 | Freehold | 0.4% | 6.0 | -$64,657 | -1.3% | 6 |
| CENTURION RESIDENCES | Freehold | 0.4% | 4.7 | $48,008 | 1.9% | 1 |
| GRANDIOSO 8 | Freehold | 0.2% | 10.1 | $90,000 | 2.4% | 1 |
| SEVEN CRESCENT | Freehold | 0.2% | 6.0 | $40,000 | 1.2% | 3 |
| LYNNSVILLE 331 | Freehold | 0.2% | 4.5 | $6,667 | 0.6% | 3 |
| DALLA VALE | Freehold | 0.1% | 4.6 | $207,500 | 12.1% | 4 |
| PALMS @ SIXTH AVENUE | Freehold | 0.1% | 7.7 | $65,263 | 1.4% | 7 |
| WOODHAVEN | 99 yrs from 07/02/2011 | 0.1% | 7.5 | $73,705 | 2.8% | 2 |
| ONE CHILTERN | Freehold | 0.1% | 8.7 | $19,988 | 0.6% | 1 |
| THE FORD @ HOLLAND | Freehold | 0.0% | 8.0 | $3,000 | 0.1% | 1 |
| VERDANA VILLAS | Freehold | 0.0% | 6.9 | -$90,556 | -1.3% | 2 |
| ILLOURA | Freehold | -0.1% | 7.0 | $125,000 | 2.2% | 2 |
| D’LEEDON | 99 yrs from 08/04/2010 | -0.3% | 5.4 | -$1,377,680 | -6.8% | 2 |
| VILLAS LA VUE | Freehold | -0.3% | 9.3 | -$100,000 | -2.7% | 1 |
| ESTE VILLA | Freehold | -0.6% | 3.8 | -$12,500 | -0.4% | 2 |
| WILKINSON 8 | Freehold | -0.6% | 5.0 | -$90,000 | -3.2% | 1 |
| WEST SHORE RESIDENCES | Freehold | -0.7% | 8.0 | -$219,979 | -5.9% | 3 |
| SELETAR VIEW | 999 yrs from 01/01/1879 | -0.7% | 6.2 | -$100,000 | -4.3% | 1 |
| EUHABITAT | 99 yrs from 06/12/2010 | -1.2% | 5.9 | -$644,700 | -14.7% | 2 |
| THE WHITLEY RESIDENCES | Freehold | -1.3% | 8.1 | -$417,956 | -8.0% | 9 |
| ELEVEN @ HOLLAND | 99 yrs from 06/12/2010 | -1.8% | 9.9 | -$750,000 | -16.7% | 1 |
| HILLSTA | 99 yrs from 03/10/2011 | -2.7% | 4.0 | -$271,943 | -8.1% | 3 |
| LYNWOOD EIGHT | Freehold | -3.9% | 4.8 | -$700,000 | -17.5% | 1 |
| GAMBIER COURT | 99 yrs from 03/02/1997 | -4.0% | 3.8 | -$545,000 | -14.3% | 1 |
| THE SEAWIND | Freehold | -4.0% | 7.3 | -$1,308,500 | -25.6% | 1 |
When we examine the average annualised returns, we may find some validation of the realtors’ claims. The cream of the crop, ranging from Chateau La Salle to Solaris Residences, all boast the coveted statuses of freehold, 999-years, or some other variation. However, the bottom rung of the chart showcases a cluster of leasehold landed homes, such as Gambier Court, Hillsta, and Eleven @ Holland.
Yet, it is a challenging task to make sweeping generalizations. It’s worth noting that many of these developments have only recorded a single transaction, resulting in a volatile market: a previous transaction influenced by special circumstances (such as a distressed sale or a buyer’s personal residence) can significantly skew the subsequent transaction’s price.
Moreover, cluster housing projects possess their own distinct idiosyncrasies. Take, for instance, Chateau La Salle, with a mere six units and no available floor plans. The most recent transaction involved a unit spanning over 4,800 sq.ft., while a previous purchase in 2001 saw a whopping 11,923 sq.ft. unit. Such a rare find cannot be replicated elsewhere.
Similarly, Gambier Court, situated within the prestigious Robertson Quay area of District 9, comprises only 23 units and has a freehold tenure dating back to 1999. However, it pales in comparison to its neighbors due to the common expectation that a District 9 condominium would come with a freehold tenure. Perhaps this explains the lower profitability of a 25-year-old leasehold unit here.
Let’s Examine The Cluster Housing Projects That Have The Highest And Lowest Costs Per Square Foot
The costliest of all were these exclusive cluster housing developments.
| Project | Tenure | Average of Unit Price ($ PSF) |
| BISHOPSGATE RESIDENCES | Freehold | $3,908 |
| RIDGEWOOD | 999 yrs from 06/07/1885 | $1,886 |
| NAMLY COURT | Freehold | $1,751 |
| FERNHILL COTTAGE | Freehold | $1,735 |
| KENT RIDGE HILL RESIDENCES | 99 yrs from 10/11/2018 | $1,683 |
| GREENWOOD MEWS | 103 yrs from 03/10/2011 | $1,602 |
| BOTANIC @ CLUNY PARK | Freehold | $1,462 |
| AFFINITY AT SERANGOON | 99 yrs from 18/05/2018 | $1,437 |
| RIVERFRONT RESIDENCES | 99 yrs from 31/05/2018 | $1,427 |
| JC VILLE | Freehold | $1,382 |
Not surprisingly, freehold cluster homes reign supreme, commanding premium prices at Bishopsgate Residences. Despite its jaw-dropping cost, this Kajima masterpiece – the same developer behind Resorts World Sentosa and Marina Bay Financial Centre – boasts a prime location near the bustling Grange Road district, home to a cluster of foreign embassies. It’s no wonder this 31-unit gem may catch the eye of ambassadors and dignitaries, or those seeking to rent to them. And amidst all the lavishness, these cluster housing projects still emerged as the most affordable options.
| Project | Tenure | Average of Unit Price ($ PSF) |
| NORTHSHORE BUNGALOWS | Freehold | $419 |
| SUNGROVE | 99 yrs from 05/12/1994 | $431 |
| SURIN VILLAS | Freehold | $560 |
| THE WOODS | 99 yrs from 09/03/2010 | $567 |
| THE HILLOFT | 999 yrs from 12/10/1885 | $580 |
| TERESA VILLAS | Freehold | $617 |
| KIARA 10 | Freehold | $629 |
| THE SHAUGHNESSY | 99 yrs from 19/03/2001 | $679 |
| ASTON RESIDENCE | 946 yrs from 01/01/1938 | $680 |
| LYNWOOD EIGHT | Freehold | $682 |
Northshore Bungalows and Sungrove, two hidden gems nestled in the heart of Punggol, are undoubtedly a revelation for bargain hunters. Despite being launched in 1995, when the area was still a barren land with no modern conveniences in sight, Northshore’s strategic location at Punggol Point made it a steal deal. The absence of Waterway Point and an LRT station back then, made its prices plummet. However, with the rapid development in the vicinity, it won’t be long before Northshore becomes a prized possession for its fortunate owners.
Meanwhile, Sun Grove stands as a shining example of a transformation story. Once shunned for its lack of accessibility and amenities in the ’90s, this area has undergone a complete metamorphosis. Yet, even with its impressive improvements, Sun Grove remains one of the most pocket-friendly options to own a landed property. So, if you’re on the lookout for an affordable slice of heaven, Sun Grove is where you’ll find it.
It’s Clear That The Performance Of Cluster Homes, Which Often Have Fewer Units, Can Be Quite Variable
These projects are ideally catered towards individuals seeking a permanent residence, as opposed to investors looking for potential profits. While condos offer a steady return on resale, cluster homes cater to those who desire the spaciousness of a landed property without the burden of extensive upkeep, such as roofing, facade touch-ups, or constructing their own private pool.
Should You Buy, Sell or Wait?
If you’re reading this, you must be trying to figure out the best course of action right now: is it the right time to buy or sell?
It’s difficult to give an exact answer since everyone’s situation is unique and what works for one person may not necessarily work for you.
I can bring you a wealth of on-the-ground experience and a data-driven approach to provide clarity and direction. From beginners to experienced investors, our top-down, objective approach will help you on your real estate journey.
I can help you by:
- Offering Strategic Real Estate Advice – I can help create a comprehensive plan to guide you through your property journey.
- Connecting Your Home with the Perfect Buyers – Through stunning visuals, an effective communication strategy, and an in-depth knowledge of the market, we’ll ensure your home is presented in the best possible way to fulfill your goals.
You May Also Like …
Get Into Core Central Region Before Big Price Adjustments
TLDR Jayson Ang discusses the essential factors to consider when seeking a property for investment. By analyzing the safe entry...
Read More
When to Strike Gold: The Ultimate Guide to Selling Your House in Singapore!
TLDR When deciding the best time to sell your property, consider various factors such as market trends, financial goals, and...
Read More
What Factors Contribute To Singapore’s Real Estate Market Exhibiting Less Volatility Than Other Major Cities?
TLDR The Singaporean real estate market has remained stable due to government cooling measures. These include Additional Buyer's Stamp Duty...
Read More
Top 5 Overlooked Features that Buyers are Looking for in Singapore Property
The top 5 overlooked features that buyers are looking for in the Singapore real estate market. These are the overlooked...
Read More
6 Myths About Using Your CPF For Housing
TLDR When it comes to purchasing a house in Singapore using CPF funds, there are several myths that need to...
Read More
Top 5 Must-Try Foods in Singapore
Top 5 Must-Try Foods in Singapore Singapore, a melting pot of cultures and cuisines, offers a diverse and tantalizing array...
Read More
5 Reasons : Why Investing In Singapore’s Property Market Can Be A Good Retirement Plan
Investing in Singapore's property market can be a good retirement plan for several reasons. Here are five key factors that...
Read More
Decoding the HDB Classification: The New Prime, Plus & Standard – What It Means for Singaporeans
TLDR The National Day Rally 2023 introduced a new classification for HDB flats, replacing the old 'mature versus non-mature estates'...
Read More
A Executive Summary Guide to the Singapore Real Estate Market 2023 and Beyond …
TLDR The Singapore real estate market is vibrant, driven by a strong economy, stable business climate, and attractive investment opportunities....
Read More
When a Property Seller Pulls Out of the Deal : What Now?
TLDR When a property deal is not yet formalized, sellers can withdraw without consequences. However, once an Option to Purchase...
Read More
Discover What Else You Can Focus On Beyond PSF – Here’s How!
TLDR When considering real estate investments, factors like property size, location, and PSF play crucial roles in determining affordability. Smaller...
Read More
Ouch! Our $1.8 Million Condo Investment Blunder: Unpacking 5 Crucial Takeaways from Our Bad Experience
TLDR The blog post delves into the complexities of real estate investments using Bob's experiences as examples. It highlights the...
Read More
The 5 Most Popular Types of Properties to Buy in Singapore
The 5 Most Popular Types of Properties to Buy in Singapore 1. Condominiums: Condos are popular among buyers because they...
Read More
Resale Viewing Do’s and Don’ts: Expert Advice from a Singapore Real Estate Agent
TLDR The blog post provides valuable insights for first-time buyers on navigating the resale property market in Singapore. It covers...
Read More
Top 5 Tourist Attractions in Singapore
Top 5 Tourist Attractions in Singapore Singapore, a vibrant city-state located in Southeast Asia, is known for its diverse culture,...
Read More
Top 5 Secrets : Foreign Investors Are Rarely Told About Singapore’s Real Estate Market
Singapore's real estate market has been a popular choice for foreign investors due to its stable economy, strategic location, and...
Read More
Top 5 Tips : How to Choose the Best Property Agent in Singapore – Insider Tips and Strategies!
Choosing the right property agent in Singapore can be a daunting task, especially with the plethora of options available. A...
Read More
The Cost of Housing – Affordability vs Premium?
TLDR The blog post discusses the challenges Singapore faces in housing affordability, particularly the rising costs of private homes compared...
Read More
Top 5 Factors : Singapore Real Estate Investing vs Stocks and Bonds: Which is Better?
Investing is an essential aspect of wealth creation and financial planning. With a plethora of investment options available, it can...
Read More
