Your search results

Why Can’t We Buy Low, Sell High?

Posted by Jayson Ang on February 11, 2024
| 0

Madam Tan voiced that approximately two years ago, when her apartment hit its minimum occupation period, she and her spouse deliberated over selling their abode, considering the favorable conditions for sellers.

Although their home could have garnered a considerable amount on the resale market, Madam Tan observed that the cost of a new residence would likely offset any profit, unless they opted to downsize.

She pointed out that while measures to cool the market can help make housing affordable, there should be a balance to allow sellers to profit as well. “Selling at a loss complicates the affordability of the next house,” she added.

Mr. Lim from IPS noted that subsidies for new apartments have made homes more attainable for first-time buyers. These owners can then capitalize on these gains when they sell their property, essentially cashing in on the subsidies.

“We’re now witnessing the effects. The capital gain has been favorable, contributing towards savings growth and building home equity for Singaporeans,” he stated.

As of 2022, more than 1.2 million HDB flats were occupied by their owners.

He indicated that Singaporeans typically use CPF savings to finance their flats, and suppressing resale market prices would effectively diminish your wealth, impacting the flat where your CPF money is invested.

“Your retirement funds are tied to your flat, which you’ve financed with your CPF money,” he explained.

“Consider the future generation of buyers who desire cheaper flats; will you devalue everyone else’s property? That could be quite unsettling,” he remarked.

Mr. Lee expressed that in reality, homeowners cannot have the best of both worlds. “Unless, of course, if you’re considering different housing areas where you could profit from the high sale prices of one area while benefiting from another area where housing costs might be lower,” he suggested.

Should You Buy, Sell or Wait?

If you’re reading this, you must be trying to figure out the best course of action right now: is it the right time to buy or sell?

It’s difficult to give an exact answer since everyone’s situation is unique and what works for one person may not necessarily work for you.

I can bring you a wealth of on-the-ground experience and a data-driven approach to provide clarity and direction. From beginners to experienced investors, our top-down, objective approach will help you on your real estate journey.

I can help you by:

  1. Offering Strategic Real Estate Advice – I can help create a comprehensive plan to guide you through your property journey.
  2. Connecting Your Home with the Perfect Buyers – Through stunning visuals, an effective communication strategy, and an in-depth knowledge of the market, we’ll ensure your home is presented in the best possible way to fulfill your goals.

You May Also Like …


Unveiling the Truth: Why Freehold is Not Always the Optimal Choice for Property Investment
All Blog Posts Opinion

Unveiling the Truth: Why Freehold is Not Always the Optimal Choice for Property Investment

TLDR When it comes to investing in real estate in Singapore, traditional beliefs may not always hold true in today's...
Read More
The Future Of Singapore Property Investing: 5 Trends To Watch Out For
Mandarin Top 5

The Future Of Singapore Property Investing: 5 Trends To Watch Out For

The future of Singapore's property market is shaped by several emerging trends that reflect cautious optimism, enviable locations, and sociable...
Read More
Singapore’s Luxury Real Estate Market: The 5 Most Luxurious Neighborhoods
Mandarin Top 5

Singapore’s Luxury Real Estate Market: The 5 Most Luxurious Neighborhoods

The 5 most expensive neighborhoods in the city, and are home to some of the most exclusive and opulent properties...
Read More
Looking To Buy An Older HDB Flat? Here’s What You Need To Know Before You Sign On The Dotted Line!
All Buying Tips

Looking To Buy An Older HDB Flat? Here’s What You Need To Know Before You Sign On The Dotted Line!

TLDR When considering purchasing an older flat, ensure to thoroughly inspect wet areas for leaks, check balcony conditions, watch out...
Read More
The Emergence of Million-Dollar HDB Flats in Singapore: Could This Become the Standard Moving Forward?
All Buying Tips Selling Tips

The Emergence of Million-Dollar HDB Flats in Singapore: Could This Become the Standard Moving Forward?

TLDR Understanding the nuances of the HDB property market in Singapore, especially the trend of million-dollar flats, requires a deep...
Read More
5 Key Insights to Take Away from the Latest 2022 Cooling Measures
All Blog Posts Buying Tips

5 Key Insights to Take Away from the Latest 2022 Cooling Measures

TLDR Affordability of HDB Market: Government is focused on ensuring affordable public housing and may increase supply if needed. Long-term...
Read More
7 Frequently Overlooked Questions That New Condo Buyers Should Ask At The Showflat To Avoid Any Regrets In The Future!
All Buying Tips Opinion

7 Frequently Overlooked Questions That New Condo Buyers Should Ask At The Showflat To Avoid Any Regrets In The Future!

TLDR Newly launched condominium buyers face uncertainties about price changes, proximity to schools, construction methods, maintenance costs, elevator availability, commercial...
Read More
Top 5 Places to Buy Local Art in Singapore
Mandarin Top 5

Top 5 Places to Buy Local Art in Singapore

Singapore, a melting pot of cultures and traditions, is not only known for its breathtaking cityscape, delectable food, and shopping...
Read More
What Happens To Your Housing Loan Once You Sell Your House?
All Blog Posts Buying Tips

What Happens To Your Housing Loan Once You Sell Your House?

TLDR When selling your home in Singapore, ensure you pay off your outstanding home loan, refund any CPF monies used,...
Read More
Why There’s No Perfect Time to Enter the Market
All Blog Posts Buying Tips Opinion

Why There’s No Perfect Time to Enter the Market

TLDR When it comes to property transactions, understanding the factors influencing rising prices is crucial. The pandemic has driven up...
Read More
Top 5 Seafood Restaurants in Singapore
Mandarin Top 5

Top 5 Seafood Restaurants in Singapore

Singapore, a melting pot of cultures and culinary delights, is well-known for its diverse food scene. With its strategic location...
Read More
The 5 Hottest Neighborhoods in Singapore for Real Estate Investment
Mandarin Top 5

The 5 Hottest Neighborhoods in Singapore for Real Estate Investment

Hey everyone! Today I want to share with you the 5 hottest neighborhoods in Singapore for real estate investment.  These...
Read More
5 Singapore’s Best Property Investments for 2023: Where to Find Growth and Income
Mandarin Top 5

5 Singapore’s Best Property Investments for 2023: Where to Find Growth and Income

The Singapore property market has long been a sought-after investment destination, with its stable economy and growing population making it...
Read More
I Purchased My First Property in My Mid-20s: Avoid These Common Mistakes!
All Buying Tips Opinion

I Purchased My First Property in My Mid-20s: Avoid These Common Mistakes!

TLDR When it comes to property ownership, Charles learned valuable lessons through his journey as a youthful homeowner. From opting...
Read More
Top 5 Historical Landmarks in Singapore
Mandarin Top 5

Top 5 Historical Landmarks in Singapore

Singapore, a bustling cosmopolitan city-state, is known for its rich history and diverse cultural heritage. This small yet vibrant nation...
Read More
5 Essential Tips for Renting Property in Singapore as a Foreigner: A Guide for Newcomers
Buying Tips Mandarin Top 5

5 Essential Tips for Renting Property in Singapore as a Foreigner: A Guide for Newcomers

TLDR Renting property in Singapore as a foreigner can be challenging due to the high cost of living. To navigate...
Read More
7 Essential Steps to Sell Your House in Singapore
All Opinion Selling Tips

7 Essential Steps to Sell Your House in Singapore

TLDR When preparing to sell your house, research the average prices in your area for a realistic figure. Consider factors...
Read More
Why Some New Condo Releases Outperform Others
All Buying Tips Opinion

Why Some New Condo Releases Outperform Others

TLDR When it comes to the real estate market, familiarity plays a crucial role in the success of larger condo...
Read More
Top 5 Best Hidden Boutique Hotels in Singapore
Mandarin Top 5

Top 5 Best Hidden Boutique Hotels in Singapore

Singapore, a vibrant city-state known for its iconic landmarks and diverse culture, offers a plethora of accommodation options for travelers....
Read More
Top 5 Dim Sum Restaurants in Singapore
Mandarin Top 5

Top 5 Dim Sum Restaurants in Singapore

Dim sum, a popular culinary delight that originated from China, has made its way into the hearts and taste buds...
Read More
1 9 10 11 12 13 23

Compare Listings