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5 Things to Know About Singapore’s Public Housing System

Posted by Jayson Ang on June 16, 2023
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5 Things to Know About Singapore’s Public Housing System

With over 80% of Singaporeans living in public housing, it’s important to understand how it all works. Here are 5 things you need to know about Singapore’s Public Housing System.

1. The Housing and Development Board (HDB) is the government agency responsible for the development and management of public housing in Singapore. HDB flats, as they are commonly known, provide affordable housing options for the majority of Singaporeans.

2. The majority of public housing in Singapore is in the form of high-rise apartment buildings, known as HDB flats. These flats are available for purchase or rent, and are typically located in designated housing estates with amenities such as supermarkets, schools, and public transportation.

3. To qualify for a public housing flat, applicants must be Singapore citizens and meet certain income and age requirements. The HDB also offers various schemes such as the Enhanced CPF Housing Grant and the Special CPF Housing Grant to help lower-income families afford a flat.

4. The HDB also offers various upgrading programs, including the Home Improvement Program and the Selective En bloc Redevelopment Scheme, to help residents improve their living conditions and upgrade their flats.

5. Public housing in Singapore is also known for its strong sense of community. Many housing estates have active grassroots organizations that organize events and activities for residents, and the HDB also encourages the formation of community networks through initiatives.

And if you want even more tips and advice on investing in the Singapore property market, be sure to like and share, or contact us for expert advice, and I’ll see you in the next video!


1. 建屋发展局(HDB)是负责新加坡公共房屋开发和管理的政府机构。HDB是给大多数新加坡人提供负担得起的住房选择。

2. 新加坡的大部分公共住房都是高层公寓楼,即组屋。 这些公寓可供购买或出租,通常位于指定的住宅区,配备超市、学校和公共交通等便利设施。

3. 要获得公共住房组屋资格,申请人必须是新加坡公民并满足一定的收入和年龄要求。 建屋局还提供各种计划,例如增强型公积金住房补助金和特别公积金住房补助金,以帮助低收入家庭买得起组屋。

4. 建屋局提供各种升级计划,包括家居改善计划和选择性整体重建计划,以帮助居民改善生活条件和提升他们的组屋价值。

5. 新加坡的公共住房也以其强烈的社区意识而著称。 许多住宅区都有活跃的基层组织,为居民组织活动,建屋局也鼓励通过倡议形成社区网络。


Should You Buy, Sell or Wait?

If you’re reading this, you must be trying to figure out the best course of action right now: is it the right time to buy or sell?

It’s difficult to give an exact answer since everyone’s situation is unique and what works for one person may not necessarily work for you.

I can bring you a wealth of on-the-ground experience and a data-driven approach to provide clarity and direction. From beginners to experienced investors, our top-down, objective approach will help you on your real estate journey.

I can help you by:

  1. Offering Strategic Real Estate Advice – I can help create a comprehensive plan to guide you through your property journey.
  2. Connecting Your Home with the Perfect Buyers – Through stunning visuals, an effective communication strategy, and an in-depth knowledge of the market, we’ll ensure your home is presented in the best possible way to fulfill your goals.




我可以为您带来丰富的实地经验和数据驱动的方法,以提供清晰度和方向。 从初学者到经验丰富的投资者,我会使用客观的方法在您的房地产之旅中为您提供有效地帮助。


– 提供战略性房地产建议。我可以帮助制定一个全面的计划来指导您完成您的房地产之旅。

– 通过令人惊叹的视觉效果、有效的沟通策略和对市场的深入了解,我们将确保以最佳方式展示您的家,以实现您的目标。

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