Fraud Blocker
Your search results
All Blog Posts Buying Tips

Should I Buy In A Newly MOP HDB Or An Older Resale HDB?

TLDR When deciding between a recently MOP-ed HDB property and an older resale HDB property in Singapore, various factors come into play. Consider your individual circumstances, future plans, renovation preferences, desired amenities, investment goals, and location preferences. Singles and married couples have different rules to...
Read More
Are You Worried About Overpaying On Your Property? Here’s The Secret To Finding Out Its Perfect Purchase Price!
All Blog Posts Buying Tips

Are You Worried About Overpaying On Your Property? Here’s The Secret To Finding Out Its Perfect Purchase Price!

TLDR Understanding property valuations and their impact on mortgage loans is crucial in the Singapore real estate market. By considering factors such as current asking prices, recently transacted prices, recent highest transacted price, peak price of the development, and valuation price, you can ensure you're...
Read More
My 6 Factors to Consider When Buying a Property in 2023
All Buying Tips Opinion

My 6 Factors to Consider When Buying a Property in 2023

As the housing market shows no signs of slowing down, many of us may feel left behind, questioning whether it is time to purchase a home or wait for the market to level out. Recently, some of my clients opened up about their own experience...
Read More
35 Brand New Condominiums Nearing Their ABSD Deadline 2023
All Blog Posts Buying Tips

35 Brand New Condominiums Nearing Their ABSD Deadline 2023

TLDR The blog post discusses the looming ABSD deadline for several new launch condos in 2023, highlighting the impact on developers and potential discounts for buyers. Specific projects like Riviere, Royalgreen, One Pearl Bank, and The Landmark are analyzed for their sales progress and remaining...
Read More
Discover 11 Helpful Tips for Buying an Older Condo : A Comprehensive Guide for Buyers
All Blog Posts Buying Tips

Discover 11 Helpful Tips for Buying an Older Condo : A Comprehensive Guide for Buyers

TLDR When considering purchasing an older resale condo, ensure you investigate potential en-bloc bids, lift conditions, parking conveniences, playground safety, unit size and design flexibility, leaks, plumbing, gate accessibility, useful facilities, resident makeup, renovation timelines, and more. These factors play a crucial role in making...
Read More
HDB Loan Vs Bank Loan: Pros & Cons
All Blog Posts Buying Tips

HDB Loan Vs Bank Loan: Pros & Cons

TLDR When deciding between an HDB loan or a bank loan for purchasing a property in Singapore, consider key factors such as down payment requirements, interest rates, stability of payments, loan-to-value ratios, early repayment penalties, forgiveness in case of late payments, and refinancing options. HDB...
Read More
Reach Your Goal of Owning a Flat Before You Turn 35 : Money-Saving Strategies
All Blog Posts Buying Tips

Reach Your Goal of Owning a Flat Before You Turn 35 : Money-Saving Strategies

TLDR Jayson Ang provides valuable insights on money-saving strategies to achieve the goal of owning a flat before turning 35 in Singapore. The post covers essential tips on managing CPF contributions, setting aside a portion of your salary, investing in endowment or blue-chip plans, avoiding...
Read More
Planning for Retirement: Considerations for Downsizing Your Property
All Blog Posts Buying Tips

Planning for Retirement: Considerations for Downsizing Your Property

TLDR Downsizing your home for retirement can bring financial security, closer family ties, and new adventures. Consider the benefits of a smaller space, convenient amenities, and personal office setup. Think about future needs, storage solutions, and accommodating visitors. Evaluate furniture choices, financial goals, and long-term...
Read More
Learn How To Negotiate For The Best Price When Purchasing a Resale HDB Flat
All Blog Posts Buying Tips

Learn How To Negotiate For The Best Price When Purchasing a Resale HDB Flat

Navigating the complexities of purchasing a resale HDB flat requires honing negotiation skills and market awareness. Understanding property valuations, seller motivations, and setting a realistic budget are key. Thorough research, strategic offers, and maintaining composure during negotiations are crucial. Remember, staying within your financial limits...
Read More
CPF Accrued Interest On Housing: Learn What It Is and How to Calculate It
All Blog Posts Buying Tips

CPF Accrued Interest On Housing: Learn What It Is and How to Calculate It

TLDR Understanding the CPF accrued interest on housing loans is crucial for Singaporean homeowners. When using CPF funds to finance a property, repayment includes the principal amount borrowed plus accrued interest at 2.5% annually. Paying off the amount earlier can minimize interest charges. Proceeds from...
Read More
Get Into Core Central Region Before Big Price Adjustments
All Blog Posts Buying Tips

Get Into Core Central Region Before Big Price Adjustments

TLDR Jayson Ang discusses the essential factors to consider when seeking a property for investment. By analyzing the safe entry price and price gap, clients can make informed decisions. The case study of Cairnhill 16 highlights its attractive entry point compared to other regions, positioning...
Read More
What Will Happen When Your 99-Year Housing Lease Expires?
All Blog Posts Buying Tips

What Will Happen When Your 99-Year Housing Lease Expires?

TLDR We delve into the challenges faced by Singaporeans with expiring 99-year housing leases. It explores the types of leases in Singapore, what happens when a lease ends, and options available to HDB flat and private property owners. For HDB flat owners, the Selective En...
Read More
6 Must-Know Factors to Consider When Purchasing a Resale HDB in 2023
All Blog Posts Buying Tips

6 Must-Know Factors to Consider When Purchasing a Resale HDB in 2023

TLDR When buying a resale flat in Singapore, make sure to walk around the neighborhood to assess actual distances, check the unit's orientation using a mobile app, test the water heaters, inspect for loanshark activities, visit the flat at different times of the day to...
Read More
6 Myths About Using Your CPF For Housing
All Blog Posts Buying Tips

6 Myths About Using Your CPF For Housing

TLDR When it comes to purchasing a house in Singapore using CPF funds, there are several myths that need to be debunked. From the misconception that grant money needs to be returned to the government to the belief that CPF funds can only be used...
Read More
Avoid The Possibility Of Negative Cash Sales: Find Out How Much Your HDB Has To Appreciate To Steer Clear Of It!
All Blog Posts Buying Tips

Avoid The Possibility Of Negative Cash Sales: Find Out How Much Your HDB Has To Appreciate To Steer Clear Of It!

TLDR When selling your property, watch out for negative cash sales that could leave you with no money after CPF refunds. Consider factors like property appreciation, loan repayments, and market trends to avoid financial setbacks. Upgrading to a condo may require significant value appreciation in...
Read More
Unlock The Key To Selling A Home With A Perceived Disadvantage Like Being West-Facing Or Close To A Rubbish Chute – Here’s How!
All Blog Posts Buying Tips

Unlock The Key To Selling A Home With A Perceived Disadvantage Like Being West-Facing Or Close To A Rubbish Chute – Here’s How!

TLDR When selling your house, turn perceived disadvantages into advantages. For sun-facing homes, use UV sheets and blinds to manage sunlight. High-floor units may offer stunning views that outweigh minor inconveniences. Factors like ETTV and RETV help regulate heat transmission in buildings. Even units with...
Read More
Discover 7 New Condos Close to an MRT Station in 2023
All Blog Posts Buying Tips

Discover 7 New Condos Close to an MRT Station in 2023

TLDR When it comes to finding the perfect home near MRT stations in Singapore, several exciting new launches stand out in various districts. From Sceneca Residence in District 16 offering proximity to Changi Airport to Terra Hill in District 5 providing low-density living near Pasir...
Read More
Buying HDB Resale : How to Minimise COV
All Blog Posts Buying Tips

Buying HDB Resale : How to Minimise COV

TLDR Understanding Cash Over Valuation (COV) is crucial when buying a resale HDB flat in Singapore. COV is the additional amount paid above the property's official valuation. Factors influencing COV include location, flat size, floor level, age, estate type, and unique features. To minimize COV,...
Read More
Should We Upgrade to a Condo Now or Wait for Interest Rates to Go Down?
All Blog Posts Buying Tips

Should We Upgrade to a Condo Now or Wait for Interest Rates to Go Down?

TLDR Considering the Singapore property market trends and financial factors, it's crucial to make informed decisions about upgrading from an HDB flat to a condo. Evaluating your current property's performance and potential resale proceeds, along with affordability for a 4-bedroom EC/Condo, is essential. Taking into...
Read More
An Essential Guide to Buying a Home in Singapore 2023
All Blog Posts Buying Tips

An Essential Guide to Buying a Home in Singapore 2023

TLDR When navigating the complexities of purchasing a property in Singapore, ensure you meet eligibility criteria, consider affordability factors, and plan your finances carefully. Key considerations include property types available for purchase, age requirements for buyers, restrictions for foreigners, eligibility for HDB flats, financing options...
Read More
The Advantages and Disadvantages of Purchasing an Auction Property in Singapore
All Blog Posts Buying Tips

The Advantages and Disadvantages of Purchasing an Auction Property in Singapore

TLDR When considering purchasing a property through auction in Singapore, remember that you can potentially get a great deal below market value, with a quick and transparent process. However, be cautious as you may face risks such as limited time for research, the possibility of...
Read More
When Is The Best Time To Buy A New Launch?
All Blog Posts Buying Tips

When Is The Best Time To Buy A New Launch?

TLDR When it comes to new property launches, timing is crucial. Early buyers often secure the best prices due to developer strategies like loss leader pricing. However, waiting post-launch can lead to better deals during cooling measures or approaching ABSD deadlines. Factors like developer profit...
Read More
Should I Move to a Private Property?
All Blog Posts Buying Tips

Should I Move to a Private Property?

TLDR When considering an upgrade from HDB to private property in Singapore, it's essential to understand the differences and implications. Private properties offer more investment prospects and flexibility in terms of equity withdrawal and rental options. However, the purchasing process involves various costs such as...
Read More
6 Secrets Foreign Investors Are Rarely Told About Singapore’s Real Estate Market
All Blog Posts Buying Tips

6 Secrets Foreign Investors Are Rarely Told About Singapore’s Real Estate Market

TLDR The Singapore property market presents unique characteristics that foreign buyers should consider. From the high rate of homeownership to the different rules for foreign buyers, understanding the specifics is crucial. Investing in prime areas like the Core Central Region (CCR) offers distinct rental landscapes...
Read More
Ready To Make The Jump From HDB To Condo? This Guide Has All The Answers!
All Blog Posts Buying Tips

Ready To Make The Jump From HDB To Condo? This Guide Has All The Answers!

TLDR When upgrading from an HDB flat to a condo, consider factors like location proximity, amenities, and regulations. Decide whether to buy or sell first based on your financial situation and preferences. Buying first allows you to avoid temporary accommodation, but comes with lower loan-to-value...
Read More

Compare Listings