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What Will Happen When Your 99-Year Housing Lease Expires?

TLDR We delve into the challenges faced by Singaporeans with expiring 99-year housing leases. It explores the types of leases in Singapore, what happens when a lease ends, and options available to HDB flat and private property owners. For HDB flat owners, the Selective En...
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6 Must-Know Factors to Consider When Purchasing a Resale HDB in 2023
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6 Must-Know Factors to Consider When Purchasing a Resale HDB in 2023

TLDR When buying a resale flat in Singapore, make sure to walk around the neighborhood to assess actual distances, check the unit's orientation using a mobile app, test the water heaters, inspect for loanshark activities, visit the flat at different times of the day to...
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6 Myths About Using Your CPF For Housing
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6 Myths About Using Your CPF For Housing

TLDR When it comes to purchasing a house in Singapore using CPF funds, there are several myths that need to be debunked. From the misconception that grant money needs to be returned to the government to the belief that CPF funds can only be used...
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Avoid The Possibility Of Negative Cash Sales: Find Out How Much Your HDB Has To Appreciate To Steer Clear Of It!
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Avoid The Possibility Of Negative Cash Sales: Find Out How Much Your HDB Has To Appreciate To Steer Clear Of It!

TLDR When selling your property, watch out for negative cash sales that could leave you with no money after CPF refunds. Consider factors like property appreciation, loan repayments, and market trends to avoid financial setbacks. Upgrading to a condo may require significant value appreciation in...
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Unlock The Key To Selling A Home With A Perceived Disadvantage Like Being West-Facing Or Close To A Rubbish Chute – Here’s How!
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Unlock The Key To Selling A Home With A Perceived Disadvantage Like Being West-Facing Or Close To A Rubbish Chute – Here’s How!

TLDR When selling your house, turn perceived disadvantages into advantages. For sun-facing homes, use UV sheets and blinds to manage sunlight. High-floor units may offer stunning views that outweigh minor inconveniences. Factors like ETTV and RETV help regulate heat transmission in buildings. Even units with...
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Discover 7 New Condos Close to an MRT Station in 2023
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Discover 7 New Condos Close to an MRT Station in 2023

TLDR When it comes to finding the perfect home near MRT stations in Singapore, several exciting new launches stand out in various districts. From Sceneca Residence in District 16 offering proximity to Changi Airport to Terra Hill in District 5 providing low-density living near Pasir...
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Buying HDB Resale : How to Minimise COV
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Buying HDB Resale : How to Minimise COV

TLDR Understanding Cash Over Valuation (COV) is crucial when buying a resale HDB flat in Singapore. COV is the additional amount paid above the property's official valuation. Factors influencing COV include location, flat size, floor level, age, estate type, and unique features. To minimize COV,...
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Should We Upgrade to a Condo Now or Wait for Interest Rates to Go Down?
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Should We Upgrade to a Condo Now or Wait for Interest Rates to Go Down?

TLDR Considering the Singapore property market trends and financial factors, it's crucial to make informed decisions about upgrading from an HDB flat to a condo. Evaluating your current property's performance and potential resale proceeds, along with affordability for a 4-bedroom EC/Condo, is essential. Taking into...
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An Essential Guide to Buying a Home in Singapore 2023
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An Essential Guide to Buying a Home in Singapore 2023

TLDR When navigating the complexities of purchasing a property in Singapore, ensure you meet eligibility criteria, consider affordability factors, and plan your finances carefully. Key considerations include property types available for purchase, age requirements for buyers, restrictions for foreigners, eligibility for HDB flats, financing options...
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The Advantages and Disadvantages of Purchasing an Auction Property in Singapore
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The Advantages and Disadvantages of Purchasing an Auction Property in Singapore

TLDR When considering purchasing a property through auction in Singapore, remember that you can potentially get a great deal below market value, with a quick and transparent process. However, be cautious as you may face risks such as limited time for research, the possibility of...
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When Is The Best Time To Buy A New Launch?
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When Is The Best Time To Buy A New Launch?

TLDR When it comes to new property launches, timing is crucial. Early buyers often secure the best prices due to developer strategies like loss leader pricing. However, waiting post-launch can lead to better deals during cooling measures or approaching ABSD deadlines. Factors like developer profit...
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Should I Move to a Private Property?
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Should I Move to a Private Property?

TLDR When considering an upgrade from HDB to private property in Singapore, it's essential to understand the differences and implications. Private properties offer more investment prospects and flexibility in terms of equity withdrawal and rental options. However, the purchasing process involves various costs such as...
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6 Secrets Foreign Investors Are Rarely Told About Singapore’s Real Estate Market
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6 Secrets Foreign Investors Are Rarely Told About Singapore’s Real Estate Market

TLDR The Singapore property market presents unique characteristics that foreign buyers should consider. From the high rate of homeownership to the different rules for foreign buyers, understanding the specifics is crucial. Investing in prime areas like the Core Central Region (CCR) offers distinct rental landscapes...
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Ready To Make The Jump From HDB To Condo? This Guide Has All The Answers!
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Ready To Make The Jump From HDB To Condo? This Guide Has All The Answers!

TLDR When upgrading from an HDB flat to a condo, consider factors like location proximity, amenities, and regulations. Decide whether to buy or sell first based on your financial situation and preferences. Buying first allows you to avoid temporary accommodation, but comes with lower loan-to-value...
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A Step-by-Step Guide To Upgrading From an HDB Flat To Your a Private Property
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A Step-by-Step Guide To Upgrading From an HDB Flat To Your a Private Property

TLDR Understanding the complexities of upgrading from an HDB flat to a private property in Singapore involves selling your HDB flat first and managing cash flow effectively. Key steps include selling your HDB flat, issuing an Option-To-Purchase, and then searching for a private property. Carefully...
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The Quick Guide For Buying Landed Property In Singapore
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The Quick Guide For Buying Landed Property In Singapore

TLDR When it comes to purchasing a landed property in Singapore, there are three main types to consider: terrace houses, semi-detached houses, and bungalows. Terrace houses are rows of at least 3 homes with common walls, while semi-detached houses consist of two homes sharing a...
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Investing in Singapore Real Estate as a Foreigner
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Investing in Singapore Real Estate as a Foreigner

TLDR The blog post discusses the rules and regulations for foreign investors looking to purchase real estate in Singapore. It covers the types of properties foreigners can buy, including restrictions on public housing market purchases. Foreigners must also consider costs such as Buyer's Stamp Duty...
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When Is the Right Time to Sell Your House?
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When Is the Right Time to Sell Your House?

TLDR When deciding to sell your house in Singapore's competitive real estate market, timing is crucial. Selling during a seller's market can lead to higher profits due to high demand and low supply. However, factors like needing to buy a replacement home or recent refinancing...
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Uncover the Secrets of Buying Older Properties – What They Won’t Tell You!
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Uncover the Secrets of Buying Older Properties – What They Won’t Tell You!

TLDR When considering the appeal of older properties in hipster neighborhoods in Singapore, it's crucial to understand the benefits and challenges they present. Older HDB flats can offer high rental yields, immediate access to amenities, and affordable renovation options. However, potential buyers should be aware...
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Singapore Decoupling Guide
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Singapore Decoupling Guide

TLDR Decoupling in Singapore's real estate refers to the process of separating property ownership to avoid Additional Buyer's Stamp Duty (ABSD). It allows couples to transfer ownership without needing a divorce, but careful consideration is crucial due to potential costs like legal fees, Buyer Stamp...
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Subscribe to Jayson Ang’s Singapore Property Newsletter
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Subscribe to Jayson Ang’s Singapore Property Newsletter

TLDR Jayson Ang's Singapore Property Newsletter offers valuable insights on real estate investments, market trends, and expert advice. The newsletters cover a range of topics from property valuation to investment strategies, helping subscribers stay informed and make informed decisions. Additionally, the newsletter features articles on...
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Tips for Choosing the Home of Your Dreams
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Tips for Choosing the Home of Your Dreams

TLDR Decoding the Singapore property market can be challenging, but understanding key factors like property size, location, and lease tenure is crucial. Consider proximity to amenities, good schools, and future development plans. Ensure the unit's orientation suits your needs and check the lease balance for...
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Expert Tips : Top Property Investment Strategies in Singapore
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Expert Tips : Top Property Investment Strategies in Singapore

TLDR Singapore offers lucrative property investment opportunities with its stable economy and political climate. To succeed, investors should conduct thorough market research, target undervalued properties, consider rental investments for steady income, diversify portfolios, collaborate with real estate agents, adopt a long-term investment approach, prepare for...
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Beware! Spot These Warning Signs Before Making a Home Purchase!
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Beware! Spot These Warning Signs Before Making a Home Purchase!

TLDR When purchasing a property in Singapore, it is crucial to thoroughly assess various aspects of the home to avoid potential issues. Check the overall condition of the building, built-in appliances, plumbing system, built-in carpentry, pest infestation, ownership history, and selling price. Be cautious of...
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Resale Viewing Do’s and Don’ts: Expert Advice from a Singapore Real Estate Agent
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Resale Viewing Do’s and Don’ts: Expert Advice from a Singapore Real Estate Agent

TLDR The blog post provides valuable insights for first-time buyers on navigating the resale property market in Singapore. It covers essential steps like preparing a checklist, conducting thorough research, scheduling viewings, asking the right questions, exploring the property, doing due diligence, making an offer, and...
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