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Strategic Patience: Why Some Singaporeans Might Benefit From Delaying Home Ownership, Even With Enhanced Grants

Jayson Ang – July 10, 2026 – Share
TLDR The Fresh Start Housing Scheme in Singapore now offers up to $75,000 in grants for eligible families buying shorter-lease, smaller HDB flats, including first-timers moving from rental flats. While these grants improve accessibility, financial challenges beyond the flat’s price—like renovation costs and monthly expenses—remain...
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Beyond the Premium: Why Some Singaporean Homebuyers Steer Clear of Top-Floor Properties
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Beyond the Premium: Why Some Singaporean Homebuyers Steer Clear of Top-Floor Properties

Jayson Ang – July 7, 2026 – Share
TLDR Top-floor condominium units in Singapore often come at a premium price and are associated with luxury, but they have notable drawbacks. These include higher costs with uncertain investment returns, increased risk of roof leaks, potential noise disturbances from neighbors and rooftop facilities, and longer...
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The Lifecycle of an HDB Flat: Essential Stages for Owners and Buyers
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The Lifecycle of an HDB Flat: Essential Stages for Owners and Buyers

Jayson Ang – July 4, 2026 – Share
TLDR HDB flats in Singapore, home to 80% of residents, begin as state land acquired at fair market value. The Build-To-Order (BTO) system launches new flats 3-4 times a year, with construction starting only if demand exceeds 70%, minimizing oversupply. Unsold flats from previous launches...
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Is The Condo Dream Getting Increasingly Harder To Achieve For Singaporeans?
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Is The Condo Dream Getting Increasingly Harder To Achieve For Singaporeans?

Jayson Ang – June 29, 2026 – Share
TLDR Condominium prices in Singapore have nearly doubled over the past 15 years, with new launches now averaging around $2,390 psf. A typical 1,000 sq ft three-bedroom condo costs about $2.39 million, aligning with the income growth of the top 20% earners who mostly buy...
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Is Price Per Square Foot (PSF) Still a Reliable Metric in Singapore’s Property Market?
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Is Price Per Square Foot (PSF) Still a Reliable Metric in Singapore’s Property Market?

Jayson Ang – June 26, 2026 – Share
TLDR Price Per Square Foot (PSF) is increasingly a poor measure of property value in Singapore due to regulatory changes that improved space efficiency, excluding non-livable areas from Gross Floor Area (GFA). Older properties with lower PSF may have inefficient layouts and higher renovation costs,...
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The Dilemma of Retaining Your HDB Flat While Owning a Condo in Singapore (2025)
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The Dilemma of Retaining Your HDB Flat While Owning a Condo in Singapore (2025)

Jayson Ang – June 23, 2026 – Share
TLDR Singaporean citizens can own both an HDB flat and a condominium if the HDB was purchased first and after the 5-year Minimum Occupancy Period, but buying a condo after often incurs a 20% Additional Buyer’s Stamp Duty (ABSD). Generally, paying ABSD to keep the...
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The Dual Impact of Rising HDB Flat Prices in Singapore: A Balanced Perspective
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The Dual Impact of Rising HDB Flat Prices in Singapore: A Balanced Perspective

Jayson Ang – June 20, 2026 – Share
TLDR HDB flat prices in Singapore have nearly doubled every 16 years, reflecting a long-term trend of appreciation averaging about 4.5% annually. Rising prices generally benefit existing homeowners by creating wealth, offering retirees options like downsizing or monetizing their property. However, this trend makes it...
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How CPF Adjustments in 2025 May Influence Your Homebuying Decisions in Singapore
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How CPF Adjustments in 2025 May Influence Your Homebuying Decisions in Singapore

Jayson Ang – June 17, 2026 – Share
TLDR In 2025, significant CPF changes in Singapore impact homebuying decisions, especially for older homeowners. The Special Account (SA) for those 55+ was closed, with funds moved to the Retirement Account (RA) or Ordinary Account (OA), affecting how older buyers can use CPF for property...
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Finding Your Ideal Home: Strategies for Discovering Alternatives After Missing Your First Choice
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Finding Your Ideal Home: Strategies for Discovering Alternatives After Missing Your First Choice

Jayson Ang – June 14, 2026 – Share
TLDR When your preferred property becomes unavailable, broaden your search beyond immediate location and reconsider priorities like transport access, school zones, unit layout, and condition. Identify and remove the least critical factor, such as resale potential, to discover more affordable options. Explore properties just one...
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How Real Estate Professionals in Singapore Choose Their Own Homes: Lessons for Buyers
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How Real Estate Professionals in Singapore Choose Their Own Homes: Lessons for Buyers

Jayson Ang – June 11, 2026 – Share
TLDR Real estate agents in Singapore approach their own home purchases with practicality, often relying on expert advice rather than solely their own knowledge. Personal needs usually take precedence over market timing or popular theories. Agents consider future buyers’ preferences to maximize resale value, even...
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First-Time Homeownership After 40 in Singapore: Navigating Unique Risks
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First-Time Homeownership After 40 in Singapore: Navigating Unique Risks

Jayson Ang – June 8, 2026 – Share
TLDR Older first-time homebuyers face unique challenges including lease decay risks, stricter loan-to-value (LTV) limits, and shorter loan tenures leading to higher monthly repayments. Properties with advanced lease decay may be harder to sell during emergencies due to reduced financing options. Age affects financing terms,...
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6 Ultra-Private Condominiums in Singapore Offering Unparalleled Seclusion
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6 Ultra-Private Condominiums in Singapore Offering Unparalleled Seclusion

Jayson Ang – June 5, 2026 – Share
TLDR This article highlights six luxury condominiums in Singapore that offer exceptional privacy by having no direct neighbors on the same floor, appealing to buyers seeking tranquility and exclusivity. Skypark @ Somerset has 56 units with private lifts and large layouts, ideal for multi-generational families....
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The New Condo Rule: How GFA Harmonization Makes New Launches “Pricier” and What It Means for Buyers
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The New Condo Rule: How GFA Harmonization Makes New Launches “Pricier” and What It Means for Buyers

Jayson Ang – May 30, 2026 – Share
TLDR GFA Harmonization standardizes Gross Floor Area measurements across Singapore government agencies, removing non-usable spaces like oversized planter boxes, air-con ledges, and strata voids from condo floor area calculations. This change encourages more efficient layouts, improving usable living space despite smaller nominal unit sizes. Early...
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The Rise of New Launch 2-Bedroom Condos: Why Homebuyers are Prioritizing Them Over Resale Options in 2025
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The Rise of New Launch 2-Bedroom Condos: Why Homebuyers are Prioritizing Them Over Resale Options in 2025

Jayson Ang – May 27, 2026 – Share
TLDR Two-bedroom condominiums are shifting from primarily rental investments to popular family homes, especially among small families and HDB upgraders, due to rising home prices forcing size compromises. New launch two-bedroom units priced around $1.8 to $2 million attract more buyers than cheaper, often larger...
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The “Sell One, Buy Two” Strategy in 2025: Real Stories from Singaporean Homeowners
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The “Sell One, Buy Two” Strategy in 2025: Real Stories from Singaporean Homeowners

Jayson Ang – May 24, 2026 – Share
The "Sell One, Buy Two" strategy gained popularity in Singapore after the Additional Buyer's Stamp Duty (ABSD) was introduced in 2011. This approach involves selling an existing property and using the proceeds to acquire two new properties under separate ownership (typically between spouses). The common...
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2-Bedroom vs. 2+Study Units: A Decade of Performance Analysis
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2-Bedroom vs. 2+Study Units: A Decade of Performance Analysis

Jayson Ang – May 21, 2026 – Share
TLDR Over the past decade, 2+Study units (compact 3-bedroom layouts) consistently outperformed standard 2-bedroom units in resale gains across most projects, both for long-term and short-term holdings. Examples include Stirling Residences and Parc Esta, where 2+Study units recorded significantly higher profit margins. Rental yields, however,...
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Increased Seller’s Stamp Duty (SSD) Rates in Singapore: Implications for Buyers and Sellers
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Increased Seller’s Stamp Duty (SSD) Rates in Singapore: Implications for Buyers and Sellers

Jayson Ang – May 18, 2026 – Share
TLDR From July 4, 2025, Singapore reinstates Seller’s Stamp Duty (SSD) rates to 2017 levels, with rates of 16%, 12%, 8%, and 4% for properties sold within 1, 2, 3, and 4 years respectively. No SSD applies from the fifth year onwards. This change aims...
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The Evolving Landscape of HDB Upgrading in Post-COVID Singapore
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The Evolving Landscape of HDB Upgrading in Post-COVID Singapore

Jayson Ang – May 12, 2026 – Share
TLDR The post-COVID Singapore property market has grown more complex, especially for HDB upgraders facing higher interest rates, cooling measures, and tighter resale supply. Two-bedroom condos, especially those with two bathrooms, are gaining popularity among small families, challenging traditional preferences. The Core Central Region (CCR)...
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A First-Time Condo Buyer’s Guide to Evaluating Property Developers in Singapore
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A First-Time Condo Buyer’s Guide to Evaluating Property Developers in Singapore

Jayson Ang – May 9, 2026 – Share
TLDR When buying a new launch condominium in Singapore, a developer’s reputation is crucial since buyers rely on trust and projected quality. The BCA Developer Quality Banding assesses developers’ workmanship over six years, with Band 1 or 2 indicating high quality. Buyers should check both...
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Pasir Ris: A Quiet Transformation into a Family Hotspot
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Pasir Ris: A Quiet Transformation into a Family Hotspot

Jayson Ang – May 6, 2026 – Share
TLDR Pasir Ris has transformed over the past decade from a quiet beach town into a family-friendly hotspot, driven by comprehensive upgrades in education, amenities, transport, and green spaces. New MOE kindergartens, school mergers with improved facilities, and the Overseas Family School campus have enhanced...
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Most Buyers Miss This Condo Checklist Item — Until It’s Too Late
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Most Buyers Miss This Condo Checklist Item — Until It’s Too Late

Jayson Ang – April 18, 2026 – Share
TLDR When buying a condo, many overlook the importance of the Management Corporation Strata Title (MCST) and its finances. Beyond location and facilities, the MCST’s competence, the state of the sinking fund, and the developer’s track record directly affect long-term costs and living standards. Reviewing...
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Should You Pay Extra for a Private Condo When the EC Next Door Looks Identical?
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Should You Pay Extra for a Private Condo When the EC Next Door Looks Identical?

Jayson Ang – April 16, 2026 – Share
TLDR Singapore’s executive condominiums (ECs) have improved significantly, now matching private condos in design and facilities but at lower prices. In some areas like Punggol, EC resale prices are even higher than nearby private condos, challenging the traditional price hierarchy. This shift pressures private condo...
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Why Older Freehold Condominiums Are Losing Their Edge in En‑Bloc Deals (2025)
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Why Older Freehold Condominiums Are Losing Their Edge in En‑Bloc Deals (2025)

Jayson Ang – April 14, 2026 – Share
TLDR Older freehold condominiums in Singapore are losing their edge in en‑bloc deals due to several structural shifts. Developers increasingly prefer Government Land Sales (GLS) sites, which offer certainty, lower costs, and faster timelines compared to the complexities of collective sales. Rising replacement-home prices push...
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Singapore’s Priciest Districts Are Shifting—4 Key Buyer Trends Driving the Change in 2026
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Singapore’s Priciest Districts Are Shifting—4 Key Buyer Trends Driving the Change in 2026

Jayson Ang – April 8, 2026 – Share
TLDR The Core Central Region (CCR) property market in Singapore is shifting from luxury trophy assets to practical, lifestyle-driven homes. Buyers now prioritize affordability, family-friendly amenities, and functional layouts over freehold status and large sizes. New developments near schools and community spaces, like Great World...
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Fresh Take: Old vs New Condos in District 15 — Which Gives Better Value in 2026?
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Fresh Take: Old vs New Condos in District 15 — Which Gives Better Value in 2026?

Jayson Ang – April 6, 2026 – Share
TLDR District 15 condos show a nuanced split between old and new developments. Freehold projects have driven much of the district’s outperformance, with stronger annualized growth compared to national averages. Newer condos generally outperform older ones in two- and three-bedder segments, offering higher $PSF growth...
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