Your search results

Why Can’t We Buy Low, Sell High?

Posted by Jayson Ang on February 11, 2024

| 0

Madam Tan voiced that approximately two years ago, when her apartment hit its minimum occupation period, she and her spouse deliberated over selling their abode, considering the favorable conditions for sellers.

Although their home could have garnered a considerable amount on the resale market, Madam Tan observed that the cost of a new residence would likely offset any profit, unless they opted to downsize.

She pointed out that while measures to cool the market can help make housing affordable, there should be a balance to allow sellers to profit as well. “Selling at a loss complicates the affordability of the next house,” she added.

Mr. Lim from IPS noted that subsidies for new apartments have made homes more attainable for first-time buyers. These owners can then capitalize on these gains when they sell their property, essentially cashing in on the subsidies.

“We’re now witnessing the effects. The capital gain has been favorable, contributing towards savings growth and building home equity for Singaporeans,” he stated.

As of 2022, more than 1.2 million HDB flats were occupied by their owners.

He indicated that Singaporeans typically use CPF savings to finance their flats, and suppressing resale market prices would effectively diminish your wealth, impacting the flat where your CPF money is invested.

“Your retirement funds are tied to your flat, which you’ve financed with your CPF money,” he explained.

“Consider the future generation of buyers who desire cheaper flats; will you devalue everyone else’s property? That could be quite unsettling,” he remarked.

Mr. Lee expressed that in reality, homeowners cannot have the best of both worlds. “Unless, of course, if you’re considering different housing areas where you could profit from the high sale prices of one area while benefiting from another area where housing costs might be lower,” he suggested.

Should You Buy, Sell or Wait?

If you’re reading this, you must be trying to figure out the best course of action right now: is it the right time to buy or sell?

It’s difficult to give an exact answer since everyone’s situation is unique and what works for one person may not necessarily work for you.

I can bring you a wealth of on-the-ground experience and a data-driven approach to provide clarity and direction. From beginners to experienced investors, our top-down, objective approach will help you on your real estate journey.

I can help you by:

Offering Strategic Real Estate Advice – I can help create a comprehensive plan to guide you through your property journey.
Connecting Your Home with the Perfect Buyers – Through stunning visuals, an effective communication strategy, and an in-depth knowledge of the market, we’ll ensure your home is presented in the best possible way to fulfill your goals.

You May Also Like …

Mandarin Top 5

Top 5 Factors: Singapore Property Market: Attractive Investment Opportunity Despite Cooling Measures

Jayson Ang – May 14, 2025 –

The Singapore property market has always been a popular investment choice for both local and foreign investors, thanks to its...

Buying Tips Mandarin Top 5

Singapore Luxury Property: 5 Reasons to Add it to Your Trophy Collection

Jayson Ang – July 4, 2023 –

Singapore Luxury Property: 5 Reasons to Add it to Your Trophy Collection When it comes to luxury property investments, Singapore...

All Blog Posts Opinion

Discover 7 Reasons to Sell and Right-Size Your Property

Jayson Ang – April 9, 2023 –

TLDR The increasing trend of right-sizing properties in Singapore is driven by various factors such as lifestyle changes, financial gains,...

Mandarin Top 5

Top 5 Factors: Singapore Offer A Stable And Lucrative Investment Opportunity In Real Estate?

Jayson Ang – April 2, 2025 –

Singapore, a small yet economically powerful city-state, has long been recognized as one of the most attractive destinations for real...

All Blog Posts Buying Tips

Discover the 3 Top Factors Impacting HDB Resale Valuation in Singapore: What Every Buyer Must Know!

Jayson Ang – July 27, 2023 –

TLDR The blog post discusses the increased demand for HDB resale flats and the impact on prices. It emphasizes the...

All

Four Things to Avoid When Renting Out an HDB Flat

Jayson Ang – February 23, 2024 –

TLDR Renting out an HDB flat in Singapore can be a lucrative source of secondary income. Key considerations include adhering...

Mandarin Top 5

Top 5 Fine Dining Restaurants in Singapore if You are Visiting Us!

Jayson Ang – June 2, 2023 –

Top 5 Fine Dining Restaurants in Singapore if You are Visiting Us! Singapore is known for its diverse and delicious...

All Buying Tips

Integrated Developments: Do They Live Up to the Hype? Check Out These Five Factors

Jayson Ang – March 3, 2024 –

TLDR Integrated developments in Singapore offer a one-stop solution for residents by combining residential, commercial, and transport elements in one...

All Blog Posts Opinion

Unveiling the Truth: Why Freehold is Not Always the Optimal Choice for Property Investment

Jayson Ang – January 4, 2023 –

TLDR When it comes to investing in real estate in Singapore, traditional beliefs may not always hold true in today's...

All Opinion

URA’s Draft Master Plan 2025: A Blueprint for 80,000 New Homes Across 10+ Estates

Jayson Ang – April 23, 2026 –

TLDR The URA Draft Master Plan 2025 outlines the creation of 80,000 new homes across more than 10 estates over...

All Opinion

The Power Imbalance: Why Singaporean Landlords Often Have the Upper Hand

Jayson Ang – August 4, 2026 –

TLDR Singapore’s rental market reveals a clear power imbalance favoring landlords. Limited housing supply, rising demand from expatriates, and high...