Your search results

Why Can’t We Buy Low, Sell High?

Posted by Jayson Ang on February 11, 2024

| 0

Madam Tan voiced that approximately two years ago, when her apartment hit its minimum occupation period, she and her spouse deliberated over selling their abode, considering the favorable conditions for sellers.

Although their home could have garnered a considerable amount on the resale market, Madam Tan observed that the cost of a new residence would likely offset any profit, unless they opted to downsize.

She pointed out that while measures to cool the market can help make housing affordable, there should be a balance to allow sellers to profit as well. “Selling at a loss complicates the affordability of the next house,” she added.

Mr. Lim from IPS noted that subsidies for new apartments have made homes more attainable for first-time buyers. These owners can then capitalize on these gains when they sell their property, essentially cashing in on the subsidies.

“We’re now witnessing the effects. The capital gain has been favorable, contributing towards savings growth and building home equity for Singaporeans,” he stated.

As of 2022, more than 1.2 million HDB flats were occupied by their owners.

He indicated that Singaporeans typically use CPF savings to finance their flats, and suppressing resale market prices would effectively diminish your wealth, impacting the flat where your CPF money is invested.

“Your retirement funds are tied to your flat, which you’ve financed with your CPF money,” he explained.

“Consider the future generation of buyers who desire cheaper flats; will you devalue everyone else’s property? That could be quite unsettling,” he remarked.

Mr. Lee expressed that in reality, homeowners cannot have the best of both worlds. “Unless, of course, if you’re considering different housing areas where you could profit from the high sale prices of one area while benefiting from another area where housing costs might be lower,” he suggested.

Should You Buy, Sell or Wait?

If you’re reading this, you must be trying to figure out the best course of action right now: is it the right time to buy or sell?

It’s difficult to give an exact answer since everyone’s situation is unique and what works for one person may not necessarily work for you.

I can bring you a wealth of on-the-ground experience and a data-driven approach to provide clarity and direction. From beginners to experienced investors, our top-down, objective approach will help you on your real estate journey.

I can help you by:

Offering Strategic Real Estate Advice – I can help create a comprehensive plan to guide you through your property journey.
Connecting Your Home with the Perfect Buyers – Through stunning visuals, an effective communication strategy, and an in-depth knowledge of the market, we’ll ensure your home is presented in the best possible way to fulfill your goals.

You May Also Like …

All Buying Tips Opinion Selling Tips

What Impact Will Decreasing US Interest Rates Have on Homeowners in Singapore?

Jayson Ang – July 25, 2025 –

TLDR The Fed’s recent 0.5% rate cut is likely to lower Singapore’s SORA-based home loan rates, benefiting those with bank...

All Blog Posts Buying Tips

What Hidden Costs Are There When Selling Your House?

Jayson Ang – July 7, 2023 –

TLDR When selling your house, be prepared to cover expenses such as outstanding home loans, legal fees, property agent commissions,...

All Blog Posts Buying Tips

Are You Worried About Overpaying On Your Property? Here’s The Secret To Finding Out Its Perfect Purchase Price!

Jayson Ang – March 14, 2023 –

TLDR Understanding property valuations and their impact on mortgage loans is crucial in the Singapore real estate market. By considering...

All Buying Tips Opinion

5 Techniques for Identifying Undervalued Properties in Singapore 2023

Jayson Ang – August 23, 2023 –

TLDR To spot undervalued properties in Singapore's real estate market, focus on market value, location, and unique features. Consider "up...

All Blog Posts Buying Tips

Are You Considering Paying Off Your Mortgage Loan Ahead of Time? Is It the Right Financial Move?

Jayson Ang – May 11, 2023 –

TLDR When considering mortgage options in Singapore, it's essential to understand the differences between HDB loans and bank loans. HDB...

All Buying Tips Opinion

Navigating the Levels of Financial Well-being: From Basic Sustenance to Enduring Legacy

Jayson Ang – March 20, 2026 –

TLDR The journey to financial wealth involves progressing through seven stages, from Survival to Legacy, each with distinct goals and...

Mandarin Top 5

Top 5 : Golden Tips to Spot a Good Investment Property

Jayson Ang – March 9, 2025 –

Investing in real estate can be a lucrative venture, but it's essential to know how to spot a good investment...

Mandarin Top 5

Top 5 Romantic Date Spots in Singapore

Jayson Ang – March 18, 2024 –

Singapore, known for its stunning skyline and diverse culture, is a melting pot of romantic opportunities just waiting to be...

All Buying Tips Opinion

Should You Pay Extra for a Private Condo When the EC Next Door Looks Identical?

Jayson Ang – April 16, 2026 –

TLDR Singapore’s executive condominiums (ECs) have improved significantly, now matching private condos in design and facilities but at lower prices....