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Unlock the Potential of Your Home: 5 Reasons to Start Selling Now
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Unlock the Potential of Your Home: 5 Reasons to Start Selling Now

TLDR When considering selling your home, several key indicators can help you determine if it's the right time to make a move. Factors such as the need for more space,...
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URA’s Draft Master Plan 2025: A Blueprint for 80,000 New Homes Across 10+ Estates
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URA’s Draft Master Plan 2025: A Blueprint for 80,000 New Homes Across 10+ Estates

TLDR The URA Draft Master Plan 2025 outlines the creation of 80,000 new homes across more than 10 estates over 10-15 years, addressing Singapore’s high property prices. Key redevelopment areas...
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What Drives HDB Resale Prices — And Why COV Matters More Than You Think
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What Drives HDB Resale Prices — And Why COV Matters More Than You Think

TLDR HDB resale prices are shaped by more than just recent comparable transactions. While valuations rely on nearby sales of similar flat types, block, and floor levels, final selling prices...
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Case Study : With Income Of $180K per Annum, Which Options Should I Choose?
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Case Study : With Income Of $180K per Annum, Which Options Should I Choose?

TLDR When making property decisions in Singapore, it's crucial to consider various factors like affordability, loan-to-value ratios, and CPF requirements. Options include upgrading to a freehold condo in specific districts,...
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Say Goodbye to “Sell One, Buy Two” Approach in 2024
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Say Goodbye to “Sell One, Buy Two” Approach in 2024

TLDR Summary: The "Sell One, Buy Two" real estate tactic, popularized in 2016-2017, involves selling a property and buying two others to avoid stamp duties. However, its appeal has waned...
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How Can You Prepare for Retirement in an Expensive Real Estate Market? Discover Your Options Now!
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How Can You Prepare for Retirement in an Expensive Real Estate Market? Discover Your Options Now!

TLDR The article discusses the challenges of investing in a second property for retirement amidst Singapore's real estate market conditions. Rising property prices and limited rental income may make this...
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The New Condo Rule: How GFA Harmonization Makes New Launches “Pricier” and What It Means for Buyers
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The New Condo Rule: How GFA Harmonization Makes New Launches “Pricier” and What It Means for Buyers

TLDR GFA Harmonization standardizes Gross Floor Area measurements across Singapore government agencies, removing non-usable spaces like oversized planter boxes, air-con ledges, and strata voids from condo floor area calculations. This...
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Is it Better to Sell Your Newly Launched Condo Before or After Completion? Here’s What the Statistics Indicate
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Is it Better to Sell Your Newly Launched Condo Before or After Completion? Here’s What the Statistics Indicate

TLDR Determining the best time to sell a newly launched condo involves weighing the benefits of selling before or after the project's completion. Selling early can lead to quicker profits...
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Discover 7 New Condos Close to an MRT Station in 2023
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Discover 7 New Condos Close to an MRT Station in 2023

TLDR When it comes to finding the perfect home near MRT stations in Singapore, several exciting new launches stand out in various districts. From Sceneca Residence in District 16 offering...
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Transforming Your Home Loan Situation with Rate Cuts
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Transforming Your Home Loan Situation with Rate Cuts

TLDR When comparing fixed and floating mortgage rates, the present fixed rate of 3% is favorable, but predictions hint at rates dropping further in 2024. Choosing between fixed rate packages...
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Get Into Core Central Region Before Big Price Adjustments
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Get Into Core Central Region Before Big Price Adjustments

TLDR Jayson Ang discusses the essential factors to consider when seeking a property for investment. By analyzing the safe entry price and price gap, clients can make informed decisions. The...
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When Should You Consider a Shorter/Longer Home Tenure?
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When Should You Consider a Shorter/Longer Home Tenure?

TLDR Understanding the benefits of long-term home loans is crucial for financially conservative individuals in Singapore. Opting for a longer loan tenure can provide financial flexibility and stability, especially during...
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7 Lesser-Known ‘Minor’ Condo Problems That Could Lead to Major Issues Down the Line
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7 Lesser-Known ‘Minor’ Condo Problems That Could Lead to Major Issues Down the Line

TLDR When choosing a condo, it's crucial to look beyond MRT station proximity, developer reputation, and price. Overlooked details can become significant issues, such as the limited number of parking...
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Discover the 7 Unique Attributes of Real Estate Investing
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Discover the 7 Unique Attributes of Real Estate Investing

TLDR The post highlights the benefits of investing in real estate, such as high leverage, capital appreciation, income generation, usability, flexible repayment options, debt financing, and its low-volatility nature. Additionally,...
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Debunked! 6 Popular Property Myths of 2023, Including the 99-1 Loophole – Legal or Not?
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Debunked! 6 Popular Property Myths of 2023, Including the 99-1 Loophole – Legal or Not?

TLDR This blog post delves into various aspects of the Singapore property market, including topics such as decoupling, 99-1 property deals, lease timing, Executive Condominiums (ECs), fixed-rate home loans, reversionary...
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Why It’s Not Financially Sensible to Pay Off Your HDB Flat Home Loan in Advance
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Why It’s Not Financially Sensible to Pay Off Your HDB Flat Home Loan in Advance

TLDR When deciding whether to repay your HDB flat loan early, consider the limitations of not being able to obtain a home equity loan and the decreased cash reserve. Repaying...
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Why Singapore Families Are Opting for Two-Bedroom Homes in 2025
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Why Singapore Families Are Opting for Two-Bedroom Homes in 2025

TLDR By 2025, Singapore families are increasingly choosing two-bedroom condos as practical long-term homes rather than temporary stepping stones. This shift is driven by four main factors: affordability, smarter layouts,...
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Are Million-Dollar HDB Landed Homes Still Worth A Look In 2025 Despite Their Age?
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Are Million-Dollar HDB Landed Homes Still Worth A Look In 2025 Despite Their Age?

TLDR Old HDB landed homes, like those in Whampoa, are rare and now fetch over $1.5 million, but their value growth has slowed sharply compared to regular flats. Over the...
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The 99-to-1 Property Split Strategy: Legality and Risks
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The 99-to-1 Property Split Strategy: Legality and Risks

TLDR The 99-to-1 property ownership split in Singapore, where one spouse holds 99% and the other 1%, is used to reduce Additional Buyer’s Stamp Duty (ABSD) when buying multiple properties....
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Why Home Staging Is Important In A Competitive Real Estate Market
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Why Home Staging Is Important In A Competitive Real Estate Market

Singapore's property scene has always been a powerhouse, effortlessly combining the new with the old. It's a real estate playground that's been a magnet for both home-grown and overseas investors....
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Why One Family Chose a New Launch 4-Bedroom Unit at Lentor Mansion Over a Resale Condo
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Why One Family Chose a New Launch 4-Bedroom Unit at Lentor Mansion Over a Resale Condo

TLDR NM’s family chose to buy a 4-bedroom unit at the new launch Lentor Mansion despite elevated condo prices, after weighing practical needs, personal preferences, and financial considerations. They needed ample space for five people and a helper, preferred modern facilities, proximity to parks and MRT, and a unit with favorable layout and floor height....
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Selling Your Singapore Condo? Don’t Overlook This Critical Factor
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Selling Your Singapore Condo? Don’t Overlook This Critical Factor

TLDR When selling a condo in Singapore, the number of units listed in the same development plays a crucial role. High listing volume can reduce buyer urgency and extend the selling period, while low inventory often creates urgency but may lead to unrealistic price expectations. In developments with many listings, prices tend to be more...
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Selling Your Home for the First Time in Singapore: A Step-by-Step Guide
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Selling Your Home for the First Time in Singapore: A Step-by-Step Guide

TLDR Selling your home in Singapore involves careful planning over several stages. Start 4-6 weeks before listing by consulting a property professional, setting a realistic price based on valuation, assessing outstanding mortgage and CPF refund, and preparing the property for viewings. List and market your property for 1-3+ months, responding quickly to offers and negotiating...
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Integrated Developments and Condo Values: A Look at Sengkang Grand Residences
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Integrated Developments and Condo Values: A Look at Sengkang Grand Residences

TLDR The impact of the new integrated development, Sengkang Grand Residences, on nearby condo prices was studied by comparing it with neighboring developments like The Quartz and Jewel @ Buangkok. While Sengkang Grand Residences itself showed the lowest price appreciation due to its higher launch price, its close neighbors saw price gains in line with...
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The Real Impact of Industrial Areas on Condo Prices: A Tale of Two Towns
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The Real Impact of Industrial Areas on Condo Prices: A Tale of Two Towns

TLDR A case study comparing condos near light industrial areas in Yishun and Bishan found that proximity to these zones does not negatively impact condo prices or profitability. In fact, condos closer to light industrial areas showed higher returns on investment (ROI) and better profitability over 10 years compared to those further away. Factors such...
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The Myth of Cheaper New Condos from Lower Land Prices in Singapore
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The Myth of Cheaper New Condos from Lower Land Prices in Singapore

TLDR Lower Government Land Sales (GLS) prices do not automatically lead to cheaper new launch condos in Singapore. Developers base pricing more on market demand and willingness to pay, often absorbing land cost savings as profit rather than passing them to buyers. While small discounts or incentives might appear, broad price reductions are unlikely. Property...
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Singapore’s Aging Population: Is the Housing Market Ready?
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Singapore’s Aging Population: Is the Housing Market Ready?

TLDR Singapore is rapidly aging, with one in four citizens expected to be over 65 by 2030. Current housing models, like the 99-year lease and small-scale senior initiatives, fall short of meeting seniors' diverse and growing needs. Existing schemes provide limited options and often lack space or community feel, while pilot projects are not comprehensive...
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Beyond Tenure: Why These Buyers Chose Older Leasehold Condos in Singapore
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Beyond Tenure: Why These Buyers Chose Older Leasehold Condos in Singapore

TLDR Older leasehold condos in Singapore may face skepticism but offer key benefits such as affordability, location, and flexibility. Three homeowners shared their experiences: CH and his wife, both self-employed, chose an older leasehold condo for its sea view and price under $1.2M, preserving future purchase options. SY bought Pearl Bank Apartment near Chinatown for...
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Challenging the Myth of Lease Decay: Older Leasehold Condos Outperforming Newer Ones
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Challenging the Myth of Lease Decay: Older Leasehold Condos Outperforming Newer Ones

TLDR Older leasehold condos in Singapore, particularly those built in the 1980s and 1990s, have shown annualised price growth exceeding 3%, sometimes outperforming newer developments. The COVID-19 pandemic increased demand for affordable, larger units suitable for Work From Home, boosting prices of older condos. While lease decay remains a long-term concern, these properties offer strong...
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The 15-Month Wait-Out Period: An Unnecessary Burden in a Challenging Economy
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The 15-Month Wait-Out Period: An Unnecessary Burden in a Challenging Economy

TLDR The 15-month wait-out period introduced in September 2022 requires private property owners to wait before buying a resale or BTO HDB flat, aiming to curb million-dollar HDB transactions by limiting demand from private owners. However, despite reducing private owner purchases of million-dollar flats from 34% to 12%, the total number of such transactions rose...
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The Unexpected Choices: Why Some Singaporean Homebuyers Opt for Smaller Condos (Even When They Could Afford More Space)
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The Unexpected Choices: Why Some Singaporean Homebuyers Opt for Smaller Condos (Even When They Could Afford More Space)

TLDR In Singapore's property market, buyers often prioritize factors beyond just size. Many choose smaller units within their budget due to better layouts, locations close to MRT stations, or newer developments offering efficient designs and fewer renovation costs. Older homeowners may downsize strategically to better match family needs and boost retirement savings. Investors might prefer...
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Love Across Borders: Navigating Singapore’s Housing Choices for Mixed-Nationality Couples
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Love Across Borders: Navigating Singapore’s Housing Choices for Mixed-Nationality Couples

TLDR Marriages between Singaporeans and foreigners now make up about 20% of all marriages, but housing options for these couples remain limited. Mixed-nationality couples face challenges owning HDB flats, as only the Singaporean spouse can officially own resale flats, with the foreign spouse as an “Essential Occupant.” Rising resale prices and uncertain Permanent Resident status...
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Punggol Northshore HDB Flats Reaching MOP: Navigating the Resale Window
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Punggol Northshore HDB Flats Reaching MOP: Navigating the Resale Window

TLDR In 2025, around 1,765 HDB flats from Northshore Residences I & II and Northshore StraitsView in Punggol’s Northshore will reach their Minimum Occupancy Period (MOP), flooding the resale market. This creates a brief “MOP window” where early sellers can command higher prices due to limited lease decay and fresh conditions. However, the market will...
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The Integrated Living Experience: Benefits and Drawbacks of Condos Above an MRT
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The Integrated Living Experience: Benefits and Drawbacks of Condos Above an MRT

TLDR Integrated developments in Singapore combine residential units with commercial spaces and direct MRT access, offering convenience and car-free living. Residents appreciate easy access to amenities and increased social visits. However, common complaints include confusing layouts with multiple lobbies and lift systems that complicate navigation for visitors and deliveries. The success of these developments also...
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Beyond Profit: Singaporean Homeowners Share Stories of Purpose-Driven Property Purchases
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Beyond Profit: Singaporean Homeowners Share Stories of Purpose-Driven Property Purchases

TLDR In Singapore, some homeowners prioritize personal comfort, convenience, and family needs over financial gains in property purchases. YC bought a familiar condominium she had rented for years despite its aging lease and less attractive location, valuing emotional connection and space. Aaron chose a less appealing walk-up apartment near his workplace for convenience, accepting minimal...
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New Condo Sales Surge: Decoding Singaporeans’ Enthusiasm Despite “High” Prices
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New Condo Sales Surge: Decoding Singaporeans’ Enthusiasm Despite “High” Prices

TLDR Recent strong condo sales in Singapore, including Emerald of Katong’s 99% take-up during launch, challenge perceptions of unaffordability. Key reasons include pent-up demand after limited launches in early 2024, attractive mega-developments in strategic locations near MRTs, and optimism fueled by US interest rate cuts lowering borrowing costs. Additionally, investors are redeploying gains from stocks...
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Purchasing Older HDB Resale Flats: Key Considerations When the Flat Outlives You
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Purchasing Older HDB Resale Flats: Key Considerations When the Flat Outlives You

TLDR HDB flats have a 99-year lease, and key housing schemes require the lease to cover the youngest owner until age 95. If the flat is five or more years older than the buyer, CPF usage, HDB grants, loan amounts, and eligibility for the Lease Buyback Scheme are all reduced or restricted. Buyers should be...
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Dispelling Common Myths: Navigating Singapore’s Property Market in 2025
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Dispelling Common Myths: Navigating Singapore’s Property Market in 2025

TLDR Singapore’s property market in 2025 is fast-moving and different from five years ago. Buyers often overestimate available options due to multiple listings and rapid sales of new launches. Comparing price per square foot (PSF) can be misleading because of recent changes in floor area calculations. Property agents now offer varied services with different commission...
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Uncovering Hidden Details: Key Questions to Ask at a New Launch Condo Show Flat
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Uncovering Hidden Details: Key Questions to Ask at a New Launch Condo Show Flat

TLDR Show flats can be impressive but may hide important details. Buyers should ask about room sizes, furniture fit, balcony usability, appliance spaces, and bathroom plumbing. Check countertop materials, ceiling heights, and lift availability to avoid future issues. Sales teams highlight strengths, so verify facts across projects and seek independent advice to make informed decisions....
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The Unsung Importance of Property Finishing: More Than Just Aesthetics
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The Unsung Importance of Property Finishing: More Than Just Aesthetics

TLDR Many homebuyers overlook the importance of high-quality finishes in properties, assuming they will renovate later or that tenants won’t pay more for premium materials. However, poor finishes can lead to costly premature renovations, reduced rentability due to unattractive units, safety hazards like rust or broken tiles, pest infestations from water seepage and gaps, and...
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