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What is a Tenancy Agreement (TA)
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What is a Tenancy Agreement (TA)

TLDR When it comes to understanding property jargon, it's crucial to familiarize yourself with the specifics of a Tenancy Agreement (TA) in Singapore. This legal document outlines the rights and...
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Should You Splash Your Cash on a Condo Despite the Sky-High PSF?
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Should You Splash Your Cash on a Condo Despite the Sky-High PSF?

TLDR The blog post discusses various aspects of investing in condos in Singapore, covering topics such as leasehold versus freehold properties, rental yields, property values, and factors affecting investment decisions....
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7 Essential Considerations to Keep in Mind When Assessing a Floor Plan for a New Condominium Development
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7 Essential Considerations to Keep in Mind When Assessing a Floor Plan for a New Condominium Development

TLDR When selecting a property unit, carefully examine the floor plan beyond aesthetics. Consider non-living spaces like ledges and void areas that may not contribute to usable living space. Evaluate...
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Making Sense of 99-Year Landed Home Investments in Singapore
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Making Sense of 99-Year Landed Home Investments in Singapore

TLDR Investing in a 99-year leasehold landed property in Singapore can be a lucrative venture due to the country's land scarcity and strategic urban planning. While leasehold properties tend to...
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The Hidden Hurdles of Purchasing a BTO Flat in Singapore: Unveiling 4 Lesser-Known Challenges During the 5-Year MOP
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The Hidden Hurdles of Purchasing a BTO Flat in Singapore: Unveiling 4 Lesser-Known Challenges During the 5-Year MOP

TLDR When contemplating the purchase or sale of a property under the Minimum Occupancy Period (MOP), it's crucial to consider various factors beyond financial implications. Issues such as potential lease...
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What to Do Before Exercising Option to Purchase?
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What to Do Before Exercising Option to Purchase?

TLDR Home buyers are advised to thoroughly research property values using online tools, secure an ideal home loan package early on, ensure cash availability for upfront payments, research renovation costs...
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Is Lifelong Renting a Viable Option in Singapore?
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Is Lifelong Renting a Viable Option in Singapore?

TLDR In Singapore, while the majority aspire to own homes, a small segment opts for lifelong renting, driven by personal preference or necessity. Lifelong renters enjoy freedom of mobility, superior...
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Planning for Retirement: Considerations for Downsizing Your Property
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Planning for Retirement: Considerations for Downsizing Your Property

TLDR Downsizing your home for retirement can bring financial security, closer family ties, and new adventures. Consider the benefits of a smaller space, convenient amenities, and personal office setup. Think...
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I Decided to Pay the Additional Buyer’s Stamp Duty to Purchase a Condominium While Retaining My HDB: My Reasons
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I Decided to Pay the Additional Buyer’s Stamp Duty to Purchase a Condominium While Retaining My HDB: My Reasons

TLDR Despite a 20% Additional Buyer’s Stamp Duty (ABSD) for second properties in Singapore, Yang chose to hold onto his HDB flat and purchase a two-bedroom condo. Yang downsized from...
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What Happens To Your Housing Loan Once You Sell Your House?
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What Happens To Your Housing Loan Once You Sell Your House?

TLDR When selling your home in Singapore, ensure you pay off your outstanding home loan, refund any CPF monies used, and cover miscellaneous fees like agent commission and legal fees....
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Should We Upgrade to a Condo Now or Wait for Interest Rates to Go Down?
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Should We Upgrade to a Condo Now or Wait for Interest Rates to Go Down?

TLDR Considering the Singapore property market trends and financial factors, it's crucial to make informed decisions about upgrading from an HDB flat to a condo. Evaluating your current property's performance...
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5 Smart Techniques That Resourceful Homebuyers Utilize to Overcome Restrictions on Home Loans
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5 Smart Techniques That Resourceful Homebuyers Utilize to Overcome Restrictions on Home Loans

TLDR When it comes to navigating the complex world of home loans and property acquisition, it's crucial to be aware of the potential risks and drawbacks associated with unconventional methods....
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Dual-Key Condo: Analysing The Pros And Cons
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Dual-Key Condo: Analysing The Pros And Cons

TLDR for "Dual-Key Condo: Analysing The Pros And Cons" When considering dual-key condo units, it's important to weigh the advantages and disadvantages. These units offer the benefit of no ABSD...
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Unveiling 4 Scenarios of CPF Accrued Interest Impact on Property Owners
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Unveiling 4 Scenarios of CPF Accrued Interest Impact on Property Owners

TLDR When selling your first home, be aware of CPF accrued interest, which is the interest that would have accumulated on your CPF savings if you hadn’t used them for...
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Lessons from the Rollercoaster Ride: Homebuyers Share Their Singapore Housing Market Experiences
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Lessons from the Rollercoaster Ride: Homebuyers Share Their Singapore Housing Market Experiences

TLDR The Singapore housing market is a rollercoaster of unpredictable changes. Three homebuyers share their experiences: Tristan waited too long due to cooling measures, Daniel sold too soon and spent...
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5 Reasons To Invest In UK Property In 2024 Instead Of Saving
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5 Reasons To Invest In UK Property In 2024 Instead Of Saving

TLDR Investing in UK property in 2024 offers significant advantages over saving due to the potential for long-term value growth, protection against inflation, stable investment opportunities, additional income streams, and...
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Why Aren’t Spacious, Wallet-Friendly Homes Our Reality Yet?
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Why Aren’t Spacious, Wallet-Friendly Homes Our Reality Yet?

TLDR The article discusses the current housing market in Singapore, focusing on the challenges faced by individuals like Sherlyn Tan and Fatin Zakiah Saiful Imran in purchasing their desired properties....
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Should Buying A Low Lease Project Be A Viable Option?
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Should Buying A Low Lease Project Be A Viable Option?

TLDR When considering low lease projects in Singapore, it's crucial to evaluate your individual needs, financial standing, and future plans. Older buyers should aim for properties with at least 30-40...
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An Essential Guide to Buying a Home in Singapore 2023
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An Essential Guide to Buying a Home in Singapore 2023

TLDR When navigating the complexities of purchasing a property in Singapore, ensure you meet eligibility criteria, consider affordability factors, and plan your finances carefully. Key considerations include property types available...
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5 Risks Upgraders Should Be Aware of To Avoid Financial Troubles When Progressing Their Property
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5 Risks Upgraders Should Be Aware of To Avoid Financial Troubles When Progressing Their Property

TLDR The article delves into the intricacies of property asset progression in Singapore's real estate market. It highlights the risks involved, such as negative cash sales, widening price gaps, risks...
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Want To Buy A Property? Read Me First!
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Want To Buy A Property? Read Me First!

TLDR Understanding the key factors involved in buying property in Singapore is crucial for making informed decisions. Consider your investment objectives, financial capabilities, and market conditions before diving into house hunting. Evaluate the property based on location, entry price, and urban transformation potential. Stay updated on market trends, housing policies, and urban development plans to...
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Should Foreign Buyers Be Deterred By the 30% ABSD?
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Should Foreign Buyers Be Deterred By the 30% ABSD?

TLDR Foreign buyers interested in private residential properties in Singapore is a common sight due to the country's positive reputation and stable environment. Despite a decline in foreign buyer participation since the introduction of additional stamp duties, recent easing of travel restrictions may attract more overseas buyers. Several factors make Singapore an attractive investment destination,...
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What’s Next for HDB Owners?
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What’s Next for HDB Owners?

Buying a home always seems daunting especially such it is a big-ticket item and the prices for private homes can easily start at a million dollars. But when you have the ability to break down the figures and have a clear overview of your financial capabilities in terms of servicing your monthly mortgages, you’ll realise that owning private homes is...
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Can Your HDB Flat Safeguard Your Retirement?
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Can Your HDB Flat Safeguard Your Retirement?

TLDR The HDB market has seen significant changes over the years, with many young owners looking to upgrade to private properties. Government cooling measures have impacted HDB prices, but opportunities still exist for savvy owners. It's essential to plan financially and consider options carefully to avoid potential losses and make informed decisions for your future....
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Sell High Buy High : Will This Still Make You a Profit?
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Sell High Buy High : Will This Still Make You a Profit?

  TL;DR Summary: Timing of Property Sale: Selling high and buying high may seem counterintuitive, but understanding market dynamics can yield substantial profits. Wealth Multiplication: Early sale post-Temporary Occupation Permit (TOP) helps in maximizing profits and expanding investment portfolios. Market Insights: Lack of knowledge leads to missed opportunities and stagnant financial growth. Property Investment: Right...
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Rising Interest Rates : A Cause for Concern?
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Rising Interest Rates : A Cause for Concern?

TLDR In 2021, the real estate market saw a surge in demand due to low interest rates and supply chain disruptions. The upcoming hike in interest rates may worry some homebuyers, but historical data shows that well-planned property investments can still yield substantial profits despite interest rate fluctuations. Rising interest rates are often linked to...
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What is Your Next Step in the Property Market?
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What is Your Next Step in the Property Market?

When you flip open the papers or turn on the news nowadays, the common buzzwords are "INFLATION", " INTEREST RATE HIKES" & " LOOMING RECESSION". These aforementioned occurrences do intrinsically affect us in varying degrees. With the stability of the economy called into question, people are naturally more prudent in the way they spend their...
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Crucial Facts : All First Time Buyers Need to Know
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Crucial Facts : All First Time Buyers Need to Know

TLDR When it comes to property investment for first-time buyers in Singapore, careful planning and early action are key. Consider options beyond public housing for better future prospects. Analyze market trends, potential upside, and risks involved before making a decision. Learn from others' mistakes to avoid financial setbacks. Join informative sessions and research historical data...
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Singapore Property Swapper
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Singapore Property Swapper

https://www.youtube.com/watch?v=B1NTnjxDPy4 Jayson Ang, also known as the Singapore Property Swapper, is a certified Propnex agent and top 1% producer who helps clients identify stagnant property assets in their portfolio and swap them for higher-performing ones to continue building their retirement income. He discovered his passion for real estate when the lack of safety nets in...
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