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6 Myths About Using Your CPF For Housing
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6 Myths About Using Your CPF For Housing

TLDR When it comes to purchasing a house in Singapore using CPF funds, there are several myths that need to be debunked. From the misconception that grant money needs to...
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Tips for Young Adults to Begin Saving for Their Future Home
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Tips for Young Adults to Begin Saving for Their Future Home

TLDR When aiming to purchase a home, it is crucial to gain knowledge about the buying process and track your spending to prioritize saving. Consider leasing out your property for...
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Case Study : With Income Of $180K per Annum, Which Options Should I Choose?
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Case Study : With Income Of $180K per Annum, Which Options Should I Choose?

TLDR When making property decisions in Singapore, it's crucial to consider various factors like affordability, loan-to-value ratios, and CPF requirements. Options include upgrading to a freehold condo in specific districts,...
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Should You Keep Your Resale HDB Flat When Buying a Private Property? 5 Key Factors to Consider
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Should You Keep Your Resale HDB Flat When Buying a Private Property? 5 Key Factors to Consider

TLDR In Singapore, owning both an HDB flat and a private property has become complicated due to factors like Additional Buyer’s Stamp Duty (ABSD) and high down payments. Keeping a...
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4 Key Factors to Consider When Purchasing a Private Property for the First Time
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4 Key Factors to Consider When Purchasing a Private Property for the First Time

TLDR When considering buying or selling property in Singapore, it's crucial to understand factors like Additional Buyer’s Stamp Duty, Loan-To-Value rates, Total Debt Servicing Ratio, and Property Tax changes. Recent...
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6 Essential Tips for Singaporean New Homebuyers
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6 Essential Tips for Singaporean New Homebuyers

TLDR Best practices for first-time homebuyers, the key points include setting clear and detailed goals, planning a realistic housing budget, keeping a savings buffer, researching property prices, carefully considering bank...
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6 Compelling Reasons Why 3-Bedroom Condos Might Shrink Further
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6 Compelling Reasons Why 3-Bedroom Condos Might Shrink Further

TLDR Three-bedroom units in Singapore have significantly downsized from 1,700-1,800 sq. ft. in the 1980s to around 1,000 sq. ft. today. Recent launches show sizes ranging from 893 to 1,302...
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When a Property Seller Pulls Out of the Deal : What Now?
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When a Property Seller Pulls Out of the Deal : What Now?

TLDR When a property deal is not yet formalized, sellers can withdraw without consequences. However, once an Option to Purchase (OTP) is issued and exercised, a binding contract is formed....
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The Top 10 Traits Of A Good Real Estate Agent
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The Top 10 Traits Of A Good Real Estate Agent

TLDR Jayson Ang, a reputable real estate agent in Singapore, offers extensive experience and a data-driven approach to guide clients in successful property transactions. From strategic property advice to finding...
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I Regret Buying A DBSS: 5 Homeowners Share Their Biggest Regrets
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I Regret Buying A DBSS: 5 Homeowners Share Their Biggest Regrets

TLDR Singapore's DBSS scheme faced challenges such as design flaws, developer responsiveness issues, and restrictions on selling. Residents reported various grievances like cramped spaces, visibility concerns, and renovation quality. Despite...
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Crucial Facts : All First Time Buyers Need to Know
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Crucial Facts : All First Time Buyers Need to Know

TLDR When it comes to property investment for first-time buyers in Singapore, careful planning and early action are key. Consider options beyond public housing for better future prospects. Analyze market...
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It Seems Like Less Folks Living In HDB Flats Are Chasing After The Dream Of Owning A Condo
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It Seems Like Less Folks Living In HDB Flats Are Chasing After The Dream Of Owning A Condo

TLDR The Singapore property market is experiencing a decline in condo purchases by HDB flat owners due to multiple property restrictions and increasing mortgage rates. The restrictions include higher stamp...
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I Bought a Mega-Home : Hear 7 Homeowners Spill their Heartfelt Remorse
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I Bought a Mega-Home : Hear 7 Homeowners Spill their Heartfelt Remorse

TLDR The article discusses various challenges faced by residents living in massive condo complexes in Singapore. From long elevator wait times and overcrowded facilities to parking issues and noise disturbances,...
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The High Price of Picking the Wrong Property in Singapore in 2025
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The High Price of Picking the Wrong Property in Singapore in 2025

The Steep Price Of Making A Mistake When Buying Property In Singapore Are you yearning for a condo, but the financial strain is holding you back? Or perhaps, you're simply...
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Snag a Sentosa Condo for 40% Off? Should You Consider It!
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Snag a Sentosa Condo for 40% Off? Should You Consider It!

TLDR The Residences at W Singapore Sentosa Cove has slashed prices by over 40%, but there are important details to consider. The property has a 99-year lease since 2006 with...
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3 Things You Need to Know if You Are Buying a Second Property
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3 Things You Need to Know if You Are Buying a Second Property

TLDR When considering buying a second property in Singapore, ensure eligibility by meeting the Minimum Occupancy Period (MOP) and understanding loan eligibility based on Total Debt Servicing Ratio (TDSR) and...
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Finding the Perfect Match: Top 20 : A Guide to Choosing the Best Property Agent in Singapore
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Finding the Perfect Match: Top 20 : A Guide to Choosing the Best Property Agent in Singapore

TLDR When it comes to buying or selling real estate in Singapore, having a professional and knowledgeable property agent is crucial. To find the perfect property agent, consider factors such...
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When will En-Bloc set to Become Reality Beyond 2023?
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When will En-Bloc set to Become Reality Beyond 2023?

TLDR The real estate market is experiencing a lull in en-bloc activities due to various factors. Higher Additional Buyer’s Stamp Duty (ABSD) rates, the government's release of Government Land Sales...
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What to Do Before Exercising Option to Purchase?
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What to Do Before Exercising Option to Purchase?

TLDR Home buyers are advised to thoroughly research property values using online tools, secure an ideal home loan package early on, ensure cash availability for upfront payments, research renovation costs...
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Dual-Key Condo: Analysing The Pros And Cons
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Dual-Key Condo: Analysing The Pros And Cons

TLDR for "Dual-Key Condo: Analysing The Pros And Cons" When considering dual-key condo units, it's important to weigh the advantages and disadvantages. These units offer the benefit of no ABSD...
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Want To Buy A Property? Read Me First!
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Want To Buy A Property? Read Me First!

TLDR Understanding the key factors involved in buying property in Singapore is crucial for making informed decisions. Consider your investment objectives, financial capabilities, and market conditions before diving into house hunting. Evaluate the property based on location, entry price, and urban transformation potential. Stay updated on market trends, housing policies, and urban development plans to...
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Should Foreign Buyers Be Deterred By the 30% ABSD?
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Should Foreign Buyers Be Deterred By the 30% ABSD?

TLDR Foreign buyers interested in private residential properties in Singapore is a common sight due to the country's positive reputation and stable environment. Despite a decline in foreign buyer participation since the introduction of additional stamp duties, recent easing of travel restrictions may attract more overseas buyers. Several factors make Singapore an attractive investment destination,...
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What’s Next for HDB Owners?
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What’s Next for HDB Owners?

Buying a home always seems daunting especially such it is a big-ticket item and the prices for private homes can easily start at a million dollars. But when you have the ability to break down the figures and have a clear overview of your financial capabilities in terms of servicing your monthly mortgages, you’ll realise that owning private homes is...
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Can Your HDB Flat Safeguard Your Retirement?
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Can Your HDB Flat Safeguard Your Retirement?

TLDR The HDB market has seen significant changes over the years, with many young owners looking to upgrade to private properties. Government cooling measures have impacted HDB prices, but opportunities still exist for savvy owners. It's essential to plan financially and consider options carefully to avoid potential losses and make informed decisions for your future....
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Sell High Buy High : Will This Still Make You a Profit?
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Sell High Buy High : Will This Still Make You a Profit?

  TL;DR Summary: Timing of Property Sale: Selling high and buying high may seem counterintuitive, but understanding market dynamics can yield substantial profits. Wealth Multiplication: Early sale post-Temporary Occupation Permit (TOP) helps in maximizing profits and expanding investment portfolios. Market Insights: Lack of knowledge leads to missed opportunities and stagnant financial growth. Property Investment: Right...
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Rising Interest Rates : A Cause for Concern?
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Rising Interest Rates : A Cause for Concern?

TLDR In 2021, the real estate market saw a surge in demand due to low interest rates and supply chain disruptions. The upcoming hike in interest rates may worry some homebuyers, but historical data shows that well-planned property investments can still yield substantial profits despite interest rate fluctuations. Rising interest rates are often linked to...
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What is Your Next Step in the Property Market?
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What is Your Next Step in the Property Market?

When you flip open the papers or turn on the news nowadays, the common buzzwords are "INFLATION", " INTEREST RATE HIKES" & " LOOMING RECESSION". These aforementioned occurrences do intrinsically affect us in varying degrees. With the stability of the economy called into question, people are naturally more prudent in the way they spend their...
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Crucial Facts : All First Time Buyers Need to Know
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Crucial Facts : All First Time Buyers Need to Know

TLDR When it comes to property investment for first-time buyers in Singapore, careful planning and early action are key. Consider options beyond public housing for better future prospects. Analyze market trends, potential upside, and risks involved before making a decision. Learn from others' mistakes to avoid financial setbacks. Join informative sessions and research historical data...
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Singapore Property Swapper
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Singapore Property Swapper

https://www.youtube.com/watch?v=B1NTnjxDPy4 Jayson Ang, also known as the Singapore Property Swapper, is a certified Propnex agent and top 1% producer who helps clients identify stagnant property assets in their portfolio and swap them for higher-performing ones to continue building their retirement income. He discovered his passion for real estate when the lack of safety nets in...
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