TLDR When choosing a condo, it's crucial to look beyond MRT station proximity, developer reputation, and price. Overlooked details can become significant issues, such as the limited number of parking...
8 Untold “Savings” Hacks You Need To Know As Soon As Possible
TLDR Undervalued properties in Singapore are those priced at least 10% below market value, often due to urgent sellers, developer ABSD deadlines, or less-desirable locations catching up in value. To...
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Is it Better to Sell Your Newly Launched Condo Before or After Completion? Here’s What the Statistics Indicate
TLDR Determining the best time to sell a newly launched condo involves weighing the benefits of selling before or after the project's completion. Selling early can lead to quicker profits...
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Buy a $1M Resale HDB or a $1M Resale Condo?
TLDR When comparing a million-dollar HDB flat to a private property of the same value, the HDB flat offers more living space, making it suitable for families. Condos, on the...
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Why Selling Your Own HDB Flat May Be More Challenging Than You Anticipate: 7 Hidden Challenges to Prepare For
TLDR Selling your flat can be a daunting task, not because of the paperwork but due to challenges in marketing and dealing with potential buyers. Handling numerous inquiries, dedicating weekends...
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Exploring the Allure of Freehold Titles Among Singaporeans
TLDR Freehold properties remain highly attractive in Singapore due to their scarcity, lasting value, and legacy potential. Buyers are drawn by the ability to pass assets down through generations, especially...
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Is The Condo Dream Getting Increasingly Harder To Achieve For Singaporeans?
TLDR Condominium prices in Singapore have nearly doubled over the past 15 years, with new launches now averaging around $2,390 psf. A typical 1,000 sq ft three-bedroom condo costs about...
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Should Buying A Low Lease Project Be A Viable Option?
TLDR When considering low lease projects in Singapore, it's crucial to evaluate your individual needs, financial standing, and future plans. Older buyers should aim for properties with at least 30-40...
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Singapore Property Bubble Ahead? My Friends Share My Market Predictions
TLDR The author delves into various opinions on the Singapore property market for the year 2023. Experts have differing views on transaction volumes and price movements, with some anticipating stability...
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The Significance of Choosing the Right Condo: A Real-Life Tale of Two $1.8 Million Investments with Significantly Different Results.
TLDR When contemplating property investments in Singapore, consider various factors like rental performance, unit count, access to train lines, and prospects of the surrounding neighborhood. Duo Residences and Robin Residences...
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Methods to Beat ABSD and Own Multiple Properties in 2024 (Updated)
TLDR Navigating the Additional Buyers Stamp Duty (ABSD) in Singapore can be daunting for property investors. To save on ABSD and own multiple properties, consider strategies like joint ownership, decoupling,...
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Uncover the Secrets of Buying Older Properties – What They Won’t Tell You!
TLDR When considering the appeal of older properties in hipster neighborhoods in Singapore, it's crucial to understand the benefits and challenges they present. Older HDB flats can offer high rental...
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Here Are 6 Interesting Facts About The Minimum Occupation Period (MOP) That Not Many People Know About In Singapore
TLDR When it comes to understanding the Minimum Occupation Period (MOP) set by the Housing Development Board (HDB) in Singapore, there are several key points to consider before purchasing your...
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A Step-by-Step Guide To Upgrading From an HDB Flat To Your a Private Property
TLDR Understanding the complexities of upgrading from an HDB flat to a private property in Singapore involves selling your HDB flat first and managing cash flow effectively. Key steps include...
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6 Misleading Claims Property Agents Often Make That Savvy Buyers Are Aware Of
TLDR Real estate agents can sometimes use deceptive tactics to push sales. Be cautious of claims about other interested buyers, super-undervalued listings with limited information, statements about property prices, large...
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NUS Real Estate Survey Reveals Growing Optimism Among Industry Leaders
TLDR A recent survey by the National University of Singapore (NUS) highlights increasing optimism among real estate industry leaders. The findings reveal a positive outlook for market growth, driven by...
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Should You Buy An Older Resale HDB Flat If You Are In Your 20s/30s?
TLDR Younger Singaporeans are increasingly drawn to older resale HDB flats due to their larger size and central locations, without the heavy restrictions of newer Plus or Prime flats. However,...
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6 Essential Factors HDB Upgraders Should Be Aware Of Before Purchasing a Condo in 2023
TLDR When upgrading your property, consider factors like rental rates, Buyer's Stamp Duty adjustments, higher interest rates for bank loans, potential pool of buyers for your flat, obtaining home loans...
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“I Kept My Condo Empty for 7 Years” – Here’s What Singaporeans Living Overseas Do With Their Properties Back Home
TLDR In today's global workforce, many Singaporeans find themselves working abroad, raising questions about the management of their local properties. Whether it's seeking special authorization to rent out HDB flats...
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Is It Better To Purchase A Larger HDB Or A Smaller Condo For $1 Million In 2025?
TLDR When comparing a large, centrally located resale flat (e.g., 5-room HDB) with a small condo around the $1 million mark, the key trade-offs are space versus facilities and investment...
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Property Market: Buyer’s Paradise or Seller’s Dreamland?
TLDR The property market in Singapore post-Covid has seen a surge in HDB and private property prices, with a noticeable plateau in resale flat prices. The implementation of Plus and...
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Singapore’s Population Hits 6.11M — What It Means for Housing Demand
TLDR Singapore’s population has reached a record 6.11 million, driven mainly by non-residents rather than local births. With fertility at just 0.97 and smaller household sizes becoming the norm, developers are shifting toward compact two-bedroom and 2+1 layouts instead of large family units. Decentralisation is now essential, with regional hubs like Jurong, Tampines, Woodlands, and...
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Singapore’s Priciest Districts Are Shifting—4 Key Buyer Trends Driving the Change in 2026
TLDR The Core Central Region (CCR) property market in Singapore is shifting from luxury trophy assets to practical, lifestyle-driven homes. Buyers now prioritize affordability, family-friendly amenities, and functional layouts over freehold status and large sizes. New developments near schools and community spaces, like Great World and Robertson Quay, are selling faster than traditional business or...
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Fresh Take: Old vs New Condos in District 15 — Which Gives Better Value in 2026?
TLDR District 15 condos show a nuanced split between old and new developments. Freehold projects have driven much of the district’s outperformance, with stronger annualized growth compared to national averages. Newer condos generally outperform older ones in two- and three-bedder segments, offering higher $PSF growth and stronger rental demand, especially among expatriates. However, older condos...
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5 Neighbourhoods Poised to Benefit Most from the URA Draft Master Plan 2025
TLDR Singapore’s URA Draft Master Plan 2025 outlines major urban redevelopment with 80,000 new homes across 10 estates. Key growth areas include Paterson, which will offer new luxury residences near Orchard MRT, integrated retail, and high-rise living. Newton Circus, Scotts Road, and Monk’s Hill are set to become an “Urban Village” with 5,000 private units,...
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Can You Skip the 15-Month Wait When Selling Private and Buying Resale HDB?
TLDR The 15-month wait-out rule requires private homeowners to sell their property and wait 15 months before buying a resale HDB flat, with exceptions for seniors aged 55+ purchasing 4-room or smaller units. Introduced to cool surging demand and prevent private owners from outbidding first-time buyers, the rule has slowed resale price growth and reduced...
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Reasons I Might Still Spend $1 Million On A 50-Year-Old HDB—Despite Everyone Claiming It’s A Poor Investment
TLDR Spending $1 million on a 50-year-old HDB flat in Singapore can be a rational choice for older buyers prioritizing quality of life over investment gains. The article argues that lease length is less important for those planning to live in the flat for their remaining years, as comfort, space, and location near amenities and...
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Are We Going Into Recession? What It Means for You—and Singapore Property
TLDR Singapore faces rising recession risks as global trade slows, with GDP contraction and cautious sentiment signaling economic headwinds. For property, downturns typically bring short-term price dips, fewer transactions, softer rentals, and mortgage stress for over-leveraged owners. Yet history shows resilience: after crises like 2008 and COVID, prices rebounded strongly due to land scarcity, government...
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Understanding Property Investment in Singapore: Residential vs. Commercial Properties
TLDR Singapore’s real estate market offers distinct differences between residential and commercial properties. Residential properties typically have longer leases (up to 999 years), allow CPF use for purchase, but come with higher Buyer’s and Additional Buyer’s Stamp Duties (BSD and ABSD), stricter loan-to-value (LTV) limits, and progressive property taxes. Commercial properties have shorter leases (30-60...
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Why Singapore Families Are Opting for Two-Bedroom Homes in 2025
TLDR By 2025, Singapore families are increasingly choosing two-bedroom condos as practical long-term homes rather than temporary stepping stones. This shift is driven by four main factors: affordability, smarter layouts, shared facilities, and smaller household sizes. Developers now design compact two-bedders (500–600 sq ft) with efficient layouts, dual bathrooms, and flexible spaces like study corners,...
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Mega Developments vs. Regular Condos in Singapore: A Data-Driven Comparison
TLDR Mega-developments (1,000+ units) in Singapore, once seen as chaotic, now offer competitive pricing and extensive facilities, making them attractive investments. Data shows smaller units (1- and 2-bedroom) in mega-developments yield up to 3% higher returns than similar units in regular condos. Early buyers of mega-developments enjoy greater average gains (24%) compared to regular launches...
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Navigating the Levels of Financial Well-being: From Basic Sustenance to Enduring Legacy
TLDR The journey to financial wealth involves progressing through seven stages, from Survival to Legacy, each with distinct goals and challenges. Starting with managing essentials and debts in Survival, building savings in Stability, and creating an emergency fund in Security, the path continues through Growth by investing and increasing assets. Financial Independence is reached when...
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Why One Family Chose a New Launch 4-Bedroom Unit at Lentor Mansion Over a Resale Condo
TLDR NM’s family chose to buy a 4-bedroom unit at the new launch Lentor Mansion despite elevated condo prices, after weighing practical needs, personal preferences, and financial considerations. They needed ample space for five people and a helper, preferred modern facilities, proximity to parks and MRT, and a unit with favorable layout and floor height....
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Selling Your Singapore Condo? Don’t Overlook This Critical Factor
TLDR When selling a condo in Singapore, the number of units listed in the same development plays a crucial role. High listing volume can reduce buyer urgency and extend the selling period, while low inventory often creates urgency but may lead to unrealistic price expectations. In developments with many listings, prices tend to be more...
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Selling Your Home for the First Time in Singapore: A Step-by-Step Guide
TLDR Selling your home in Singapore involves careful planning over several stages. Start 4-6 weeks before listing by consulting a property professional, setting a realistic price based on valuation, assessing outstanding mortgage and CPF refund, and preparing the property for viewings. List and market your property for 1-3+ months, responding quickly to offers and negotiating...
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Integrated Developments and Condo Values: A Look at Sengkang Grand Residences
TLDR The impact of the new integrated development, Sengkang Grand Residences, on nearby condo prices was studied by comparing it with neighboring developments like The Quartz and Jewel @ Buangkok. While Sengkang Grand Residences itself showed the lowest price appreciation due to its higher launch price, its close neighbors saw price gains in line with...
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The Real Impact of Industrial Areas on Condo Prices: A Tale of Two Towns
TLDR A case study comparing condos near light industrial areas in Yishun and Bishan found that proximity to these zones does not negatively impact condo prices or profitability. In fact, condos closer to light industrial areas showed higher returns on investment (ROI) and better profitability over 10 years compared to those further away. Factors such...
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The Myth of Cheaper New Condos from Lower Land Prices in Singapore
TLDR Lower Government Land Sales (GLS) prices do not automatically lead to cheaper new launch condos in Singapore. Developers base pricing more on market demand and willingness to pay, often absorbing land cost savings as profit rather than passing them to buyers. While small discounts or incentives might appear, broad price reductions are unlikely. Property...
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Singapore’s Aging Population: Is the Housing Market Ready?
TLDR Singapore is rapidly aging, with one in four citizens expected to be over 65 by 2030. Current housing models, like the 99-year lease and small-scale senior initiatives, fall short of meeting seniors' diverse and growing needs. Existing schemes provide limited options and often lack space or community feel, while pilot projects are not comprehensive...
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Beyond Tenure: Why These Buyers Chose Older Leasehold Condos in Singapore
TLDR Older leasehold condos in Singapore may face skepticism but offer key benefits such as affordability, location, and flexibility. Three homeowners shared their experiences: CH and his wife, both self-employed, chose an older leasehold condo for its sea view and price under $1.2M, preserving future purchase options. SY bought Pearl Bank Apartment near Chinatown for...
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Challenging the Myth of Lease Decay: Older Leasehold Condos Outperforming Newer Ones
TLDR Older leasehold condos in Singapore, particularly those built in the 1980s and 1990s, have shown annualised price growth exceeding 3%, sometimes outperforming newer developments. The COVID-19 pandemic increased demand for affordable, larger units suitable for Work From Home, boosting prices of older condos. While lease decay remains a long-term concern, these properties offer strong...
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