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Downsizing From A Spacious 4-Bedroom Condo To A Cozy 2-Bedder: How I Chose A Condo Over A HDB

Jayson Ang – April 28, 2023 – Share
TLDR Mdm Sim's decision to trade her four-bedroom house for a two-bedroom condo is explored, highlighting the benefits of right-sizing. The key motivating factors include financial stability, access to amenities for a vibrant social life, legacy planning considerations, and avoiding lengthy wait-out periods. The move...
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5 Disastrous Property Transaction Nightmares (and How to Avoid Them)!
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5 Disastrous Property Transaction Nightmares (and How to Avoid Them)!

Jayson Ang – April 20, 2023 – Share
TLDR When attempting to sell your property, various worst-case scenarios can hinder the sale process significantly. These scenarios include buyers backing out due to financial issues, negative sales leading to bank intervention, depleted CPF resulting in negative cash proceeds, buyers attempting to avoid agent commissions,...
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Discover How The CPF Accrued Interest Can Impact Your Property Sale Proceeds
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Discover How The CPF Accrued Interest Can Impact Your Property Sale Proceeds

Jayson Ang – April 12, 2023 – Share
Singaporeans are renowned for being smart and savvy - especially when it comes to selling their homes, whether it's an HDB flat or condo. For the most part, we prefer to receive the sale proceeds in cash, rather than having it go into our Central...
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When a Property Seller Pulls Out of the Deal : What Now?
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When a Property Seller Pulls Out of the Deal : What Now?

Jayson Ang – April 2, 2023 – Share
TLDR When a property deal is not yet formalized, sellers can withdraw without consequences. However, once an Option to Purchase (OTP) is issued and exercised, a binding contract is formed. Sellers typically cannot back out at this stage, while buyers may forfeit deposits if they...
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6 Essential Tips for Singaporean New Homebuyers
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6 Essential Tips for Singaporean New Homebuyers

Jayson Ang – March 29, 2023 – Share
TLDR Best practices for first-time homebuyers, the key points include setting clear and detailed goals, planning a realistic housing budget, keeping a savings buffer, researching property prices, carefully considering bank loan packages, and knowing when to seek advice. These practices aim to guide new buyers...
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Which Is Better For You: A 99-Year Leasehold Or Freehold Property Tenure?
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Which Is Better For You: A 99-Year Leasehold Or Freehold Property Tenure?

Jayson Ang – March 25, 2023 – Share
TLDR When it comes to the choice between leasehold and freehold properties in Singapore, several factors must be considered. Leasehold properties are typically cheaper, offer higher rental yields, and can be appreciating investments, while freehold properties provide a sense of legacy and stability. The location...
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Exploring the Resale Condo Market? Here’s What to Watch Out For!
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Exploring the Resale Condo Market? Here’s What to Watch Out For!

Jayson Ang – March 22, 2023 – Share
TLDR The impact of COVID-19 on Singapore's real estate market has been significant, leading to a surge in demand for resale condo units. When considering buying a resale property, focus on the surroundings, amenities, and sheltered walkways for convenience and tenant appeal. Assess the building's...
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3 Trends For New Launch Properties In 2023
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3 Trends For New Launch Properties In 2023

Jayson Ang – March 20, 2023 – Share
TLDR When considering buying or selling a property in Singapore, it's crucial to understand the market dynamics and key metrics. In 2023, there will be around 40+ new launches for buyers to choose from, each offering different advantages. Newly completed properties come with a one-year...
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Should I Buy In A Newly MOP HDB Or An Older Resale HDB?
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Should I Buy In A Newly MOP HDB Or An Older Resale HDB?

Jayson Ang – March 18, 2023 – Share
TLDR When deciding between a recently MOP-ed HDB property and an older resale HDB property in Singapore, various factors come into play. Consider your individual circumstances, future plans, renovation preferences, desired amenities, investment goals, and location preferences. Singles and married couples have different rules to...
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Are You Worried About Overpaying On Your Property? Here’s The Secret To Finding Out Its Perfect Purchase Price!
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Are You Worried About Overpaying On Your Property? Here’s The Secret To Finding Out Its Perfect Purchase Price!

Jayson Ang – March 14, 2023 – Share
TLDR Understanding property valuations and their impact on mortgage loans is crucial in the Singapore real estate market. By considering factors such as current asking prices, recently transacted prices, recent highest transacted price, peak price of the development, and valuation price, you can ensure you're...
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My 6 Factors to Consider When Buying a Property in 2023
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My 6 Factors to Consider When Buying a Property in 2023

Jayson Ang – March 11, 2023 – Share
As the housing market shows no signs of slowing down, many of us may feel left behind, questioning whether it is time to purchase a home or wait for the market to level out. Recently, some of my clients opened up about their own experience...
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35 Brand New Condominiums Nearing Their ABSD Deadline 2023
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35 Brand New Condominiums Nearing Their ABSD Deadline 2023

Jayson Ang – March 4, 2023 – Share
TLDR The blog post discusses the looming ABSD deadline for several new launch condos in 2023, highlighting the impact on developers and potential discounts for buyers. Specific projects like Riviere, Royalgreen, One Pearl Bank, and The Landmark are analyzed for their sales progress and remaining...
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Discover 11 Helpful Tips for Buying an Older Condo : A Comprehensive Guide for Buyers
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Discover 11 Helpful Tips for Buying an Older Condo : A Comprehensive Guide for Buyers

Jayson Ang – March 2, 2023 – Share
TLDR When considering purchasing an older resale condo, ensure you investigate potential en-bloc bids, lift conditions, parking conveniences, playground safety, unit size and design flexibility, leaks, plumbing, gate accessibility, useful facilities, resident makeup, renovation timelines, and more. These factors play a crucial role in making...
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HDB Loan Vs Bank Loan: Pros & Cons
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HDB Loan Vs Bank Loan: Pros & Cons

Jayson Ang – February 25, 2023 – Share
TLDR When deciding between an HDB loan or a bank loan for purchasing a property in Singapore, consider key factors such as down payment requirements, interest rates, stability of payments, loan-to-value ratios, early repayment penalties, forgiveness in case of late payments, and refinancing options. HDB...
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Reach Your Goal of Owning a Flat Before You Turn 35 : Money-Saving Strategies
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Reach Your Goal of Owning a Flat Before You Turn 35 : Money-Saving Strategies

Jayson Ang – February 21, 2023 – Share
TLDR Jayson Ang provides valuable insights on money-saving strategies to achieve the goal of owning a flat before turning 35 in Singapore. The post covers essential tips on managing CPF contributions, setting aside a portion of your salary, investing in endowment or blue-chip plans, avoiding...
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Planning for Retirement: Considerations for Downsizing Your Property
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Planning for Retirement: Considerations for Downsizing Your Property

Jayson Ang – February 19, 2023 – Share
TLDR Downsizing your home for retirement can bring financial security, closer family ties, and new adventures. Consider the benefits of a smaller space, convenient amenities, and personal office setup. Think about future needs, storage solutions, and accommodating visitors. Evaluate furniture choices, financial goals, and long-term...
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Learn How To Negotiate For The Best Price When Purchasing a Resale HDB Flat
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Learn How To Negotiate For The Best Price When Purchasing a Resale HDB Flat

Jayson Ang – February 17, 2023 – Share
Navigating the complexities of purchasing a resale HDB flat requires honing negotiation skills and market awareness. Understanding property valuations, seller motivations, and setting a realistic budget are key. Thorough research, strategic offers, and maintaining composure during negotiations are crucial. Remember, staying within your financial limits...
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CPF Accrued Interest On Housing: Learn What It Is and How to Calculate It
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CPF Accrued Interest On Housing: Learn What It Is and How to Calculate It

Jayson Ang – February 14, 2023 – Share
TLDR Understanding the CPF accrued interest on housing loans is crucial for Singaporean homeowners. When using CPF funds to finance a property, repayment includes the principal amount borrowed plus accrued interest at 2.5% annually. Paying off the amount earlier can minimize interest charges. Proceeds from...
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Get Into Core Central Region Before Big Price Adjustments
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Get Into Core Central Region Before Big Price Adjustments

Jayson Ang – February 13, 2023 – Share
TLDR Jayson Ang discusses the essential factors to consider when seeking a property for investment. By analyzing the safe entry price and price gap, clients can make informed decisions. The case study of Cairnhill 16 highlights its attractive entry point compared to other regions, positioning...
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What Will Happen When Your 99-Year Housing Lease Expires?
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What Will Happen When Your 99-Year Housing Lease Expires?

Jayson Ang – February 11, 2023 – Share
TLDR We delve into the challenges faced by Singaporeans with expiring 99-year housing leases. It explores the types of leases in Singapore, what happens when a lease ends, and options available to HDB flat and private property owners. For HDB flat owners, the Selective En...
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6 Must-Know Factors to Consider When Purchasing a Resale HDB in 2023
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6 Must-Know Factors to Consider When Purchasing a Resale HDB in 2023

Jayson Ang – February 5, 2023 – Share
TLDR When buying a resale flat in Singapore, make sure to walk around the neighborhood to assess actual distances, check the unit's orientation using a mobile app, test the water heaters, inspect for loanshark activities, visit the flat at different times of the day to...
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6 Myths About Using Your CPF For Housing
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6 Myths About Using Your CPF For Housing

Jayson Ang – February 2, 2023 – Share
TLDR When it comes to purchasing a house in Singapore using CPF funds, there are several myths that need to be debunked. From the misconception that grant money needs to be returned to the government to the belief that CPF funds can only be used...
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Avoid The Possibility Of Negative Cash Sales: Find Out How Much Your HDB Has To Appreciate To Steer Clear Of It!
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Avoid The Possibility Of Negative Cash Sales: Find Out How Much Your HDB Has To Appreciate To Steer Clear Of It!

Jayson Ang – January 31, 2023 – Share
TLDR When selling your property, watch out for negative cash sales that could leave you with no money after CPF refunds. Consider factors like property appreciation, loan repayments, and market trends to avoid financial setbacks. Upgrading to a condo may require significant value appreciation in...
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Unlock The Key To Selling A Home With A Perceived Disadvantage Like Being West-Facing Or Close To A Rubbish Chute – Here’s How!
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Unlock The Key To Selling A Home With A Perceived Disadvantage Like Being West-Facing Or Close To A Rubbish Chute – Here’s How!

Jayson Ang – January 26, 2023 – Share
TLDR When selling your house, turn perceived disadvantages into advantages. For sun-facing homes, use UV sheets and blinds to manage sunlight. High-floor units may offer stunning views that outweigh minor inconveniences. Factors like ETTV and RETV help regulate heat transmission in buildings. Even units with...
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Discover 7 New Condos Close to an MRT Station in 2023
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Discover 7 New Condos Close to an MRT Station in 2023

Jayson Ang – January 25, 2023 – Share
TLDR When it comes to finding the perfect home near MRT stations in Singapore, several exciting new launches stand out in various districts. From Sceneca Residence in District 16 offering proximity to Changi Airport to Terra Hill in District 5 providing low-density living near Pasir...
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